Is Conifer Holding Stock a Good Investment?
Conifer Holding Investment Advice | CNFR |
- Examine Conifer Holding's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Conifer Holding's leadership team and their track record. Good management can help Conifer Holding navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Property & Casualty Insurance space and any emerging trends that could impact Conifer Holding's business and its evolving consumer preferences.
- Compare Conifer Holding's performance and market position to its competitors. Analyze how Conifer Holding is positioned in terms of product offerings, innovation, and market share.
- Check if Conifer Holding pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Conifer Holding's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Conifer Holding stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Conifer Holding is a good investment.
Sell | Buy |
Strong Sell
Market Performance | Very Weak | Details | |
Volatility | Extremely Dangerous | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Quite High | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Conifer Holding Stock
Researching Conifer Holding's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 44.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.18. Some equities with similar Price to Book (P/B) outperform the market in the long run. Conifer Holding recorded a loss per share of 2.29. The entity had not issued any dividends in recent years. The firm had 51:5 split on the 10th of August 2015.
To determine if Conifer Holding is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Conifer Holding's research are outlined below:
| Conifer Holding generated a negative expected return over the last 90 days | |
| Conifer Holding has some characteristics of a very speculative penny stock | |
| Conifer Holding has high historical volatility and very poor performance | |
| Conifer Holding has high likelihood to experience some financial distress in the next 2 years | |
| Conifer Holding currently holds 25.06 M in liabilities with Debt to Equity (D/E) ratio of 1.99, which is about average as compared to similar companies. Conifer Holding has a current ratio of 0.56, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Conifer Holding's use of debt, we should always consider it together with its cash and equity. | |
| The entity reported the previous year's revenue of 98.76 M. Net Loss for the year was (25.9 M) with loss before overhead, payroll, taxes, and interest of (11.89 M). | |
| Conifer Holding currently holds about 41.15 M in cash with (13.39 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.37, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Conifer Holding has a poor financial position based on the latest SEC disclosures | |
| Roughly 44.0% of Conifer Holding shares are held by company insiders |
Conifer Holding uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Conifer Holding. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Conifer Holding's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 13th of March 2024 Upcoming Quarterly Report | View | |
| 8th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 13th of March 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Conifer Holding's market capitalization trends
The company currently falls under 'Nano-Cap' category with a current market capitalization of 8.93 M.Conifer Holding's profitablity analysis
The company has Profit Margin (PM) of 0.4 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of (0.37) %, which suggests for every $100 dollars of sales, it generated a net operating loss of $0.37.Determining Conifer Holding's profitability involves analyzing its financial statements and using various financial metrics to determine if Conifer Holding is a good buy. For example, gross profit margin measures Conifer Holding's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Conifer Holding's profitability and make more informed investment decisions.
Basic technical analysis of Conifer Stock
As of the 22nd of March, Conifer Holding shows the Mean Deviation of 2.68, risk adjusted performance of (0.13), and Standard Deviation of 3.81. Conifer Holding technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Conifer Holding variance and potential upside to decide if Conifer Holding is priced correctly, providing market reflects its regular price of 0.71 per share. As Conifer Holding is a penny stock we also strongly suggest to validate its jensen alpha numbers.Conifer Holding's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Conifer Holding insiders, such as employees or executives, is commonly permitted as long as it does not rely on Conifer Holding's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Conifer Holding insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Conifer Holding's Outstanding Corporate Bonds
Conifer Holding issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Conifer Holding uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Conifer bonds can be classified according to their maturity, which is the date when Conifer Holding has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 4875 Corp BondUS55336VAJ98 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
Understand Conifer Holding's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Conifer Holding's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.13) | |||
| Market Risk Adjusted Performance | 2.46 | |||
| Mean Deviation | 2.68 | |||
| Coefficient Of Variation | (642.27) | |||
| Standard Deviation | 3.81 | |||
| Variance | 14.5 | |||
| Information Ratio | (0.14) | |||
| Jensen Alpha | (0.62) | |||
| Total Risk Alpha | (0.31) | |||
| Treynor Ratio | 2.45 | |||
| Maximum Drawdown | 21.75 | |||
| Value At Risk | (6.67) | |||
| Potential Upside | 5.66 | |||
| Skewness | (0.52) | |||
| Kurtosis | 3.29 |
| Risk Adjusted Performance | (0.13) | |||
| Market Risk Adjusted Performance | 2.46 | |||
| Mean Deviation | 2.68 | |||
| Coefficient Of Variation | (642.27) | |||
| Standard Deviation | 3.81 | |||
| Variance | 14.5 | |||
| Information Ratio | (0.14) | |||
| Jensen Alpha | (0.62) | |||
| Total Risk Alpha | (0.31) | |||
| Treynor Ratio | 2.45 | |||
| Maximum Drawdown | 21.75 | |||
| Value At Risk | (6.67) | |||
| Potential Upside | 5.66 | |||
| Skewness | (0.52) | |||
| Kurtosis | 3.29 |
Consider Conifer Holding's intraday indicators
Conifer Holding intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Conifer Holding stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Conifer Holding time-series forecasting models is one of many Conifer Holding's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Conifer Holding's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
Conifer Stock media impact
Far too much social signal, news, headlines, and media speculation about Conifer Holding that are available to investors today. That information is available publicly through Conifer media outlets and privately through word of mouth or via Conifer internal channels. However, regardless of the origin, that massive amount of Conifer data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Conifer Holding news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Conifer Holding relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Conifer Holding's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Conifer Holding alpha.
Conifer Holding Corporate Executives
Elected by the shareholders, the Conifer Holding's board of directors comprises two types of representatives: Conifer Holding inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Conifer. The board's role is to monitor Conifer Holding's management team and ensure that shareholders' interests are well served. Conifer Holding's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Conifer Holding's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Harold Meloche | CFO, Treasurer | Profile | |
| Harold CPA | Treasurer CFO | Profile |
Additional Tools for Conifer Stock Analysis
When running Conifer Holding's price analysis, check to measure Conifer Holding's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Conifer Holding is operating at the current time. Most of Conifer Holding's value examination focuses on studying past and present price action to predict the probability of Conifer Holding's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Conifer Holding's price. Additionally, you may evaluate how the addition of Conifer Holding to your portfolios can decrease your overall portfolio volatility.