Is Comerica Stock a Good Investment?

Comerica Investment Advice

CMA

To provide specific investment advice or recommendations on Comerica stock, we recommend investors consider the following general factors when evaluating Comerica. This will help you to make an informed decision on whether to include Comerica in one of your diversified portfolios:

Examine Comerica's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research Comerica's leadership team and their track record. Good management can help Comerica navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Regional Banks space and any emerging trends that could impact Comerica's business and its evolving consumer preferences.
Compare Comerica's performance and market position to its competitors. Analyze how Comerica is positioned in terms of product offerings, innovation, and market share.
Check if Comerica pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about Comerica's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in Comerica stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Comerica is a good investment.

Sell

Buy

Strong Buy

Macroaxis provides unbiased investment recommendation on Comerica that should be used to complement current analysts and expert consensus on Comerica. Our trade advice engine determines the company's potential to grow exclusively from the perspective of an investors' current risk tolerance and investing horizon. To make sure Comerica is not overpriced, please confirm all Comerica fundamentals, including its shares owned by insiders, price to book, ebitda, as well as the relationship between the number of shares shorted and revenue . Given that Comerica has a number of shares shorted of 4.59 M, we suggest you to validate Comerica market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Market Performance	Solid	Details
Volatility	Very steady	Details
Hype Condition	Low key	Details
Current Valuation	Overvalued	Details
Odds Of Distress	Very Low	Details
Economic Sensitivity	Actively responds to the market	Details
Investor Sentiment	Alarmed	Details
Analyst Consensus	Buy	Details
Financial Strenth (F Score)	Poor	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Unlikely Manipulator	Details

Examine Comerica Stock

Researching Comerica's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 88.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.36. Some equities with similar Price to Book (P/B) outperform the market in the long run. Comerica has Price/Earnings To Growth (PEG) ratio of 0.32. The entity last dividend was issued on the 13th of December 2024. The firm had 3:2 split on the 2nd of April 1998.

To determine if Comerica is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Comerica's research are outlined below:

	Comerica has a poor financial position based on the latest SEC disclosures
	Over 88.0% of the company shares are held by institutions such as insurance companies
	Latest headline from thelincolnianonline.com: Principal Street Partners LLC Trims Stock Position in Comerica Incorporated

Comerica uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Comerica. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Comerica's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.

	18th of April 2024 Upcoming Quarterly Report	View
	19th of July 2024 Next Financial Report	View
	31st of March 2024 Next Fiscal Quarter End	View
	17th of January 2025 Next Fiscal Year End	View
	31st of December 2023 Last Quarter Report	View
	31st of December 2023 Last Financial Announcement	View

Earnings surprises can significantly impact Comerica's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Comerica's investors have experienced.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2009-04-21	2009-03-31	-0.09	-0.16	-0.07	77
2016-07-19	2016-06-30	0.69	0.77	0.08	11
2010-10-20	2010-09-30	0.41	0.33	-0.08	19
2011-04-19	2011-03-31	0.48	0.57	0.09	18
2010-01-21	2009-12-31	-0.5	-0.41	0.09	18
2016-10-18	2016-09-30	0.74	0.84	0.1	13
2002-07-17	2002-06-30	1	0.9	-0.1	10
2016-04-19	2016-03-31	0.45	0.34	-0.11	24

Know Comerica's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Comerica is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Comerica backward and forwards among themselves. Comerica's institutional investor refers to the entity that pools money to purchase Comerica's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.

		Shares
Geode Capital Management, Llc	2024-09-30	2.1 M
Millennium Management Llc	2024-06-30	2 M
Vaughan Nelson Scarbrgh & Mccullough Lp	2024-06-30	1.8 M
Barrow Hanley Mewhinney & Strauss Llc	2024-09-30	1.7 M
First Trust Advisors L.p.	2024-06-30	1.6 M
Bank Of New York Mellon Corp	2024-06-30	1.5 M
Northern Trust Corp	2024-09-30	1.5 M
Moore Capital Management, Lp	2024-06-30	1.3 M
Samlyn Capital, Llc	2024-09-30	1.2 M
Blackrock Inc	2024-06-30	19.3 M
Vanguard Group Inc	2024-09-30	14.8 M

Note, although Comerica's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Comerica's market capitalization trends

The company currently falls under 'Mid-Cap' category with a total capitalization of 9.5 B.

Market Cap

4.01 Billion

Comerica's profitablity analysis

	Last Reported	Projected for Next Year
Return On Tangible Assets	0.01	0.01
Return On Capital Employed	0.02	0.02
Return On Assets	0.01	0.01
Return On Equity	0.14	0.14

The company has Net Profit Margin of 0.18 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.31 %, which entails that for every 100 dollars of revenue, it generated $0.31 of operating income.

Determining Comerica's profitability involves analyzing its financial statements and using various financial metrics to determine if Comerica is a good buy. For example, gross profit margin measures Comerica's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Comerica's profitability and make more informed investment decisions.

Please note, the presentation of Comerica's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Comerica's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Comerica's management manipulating its earnings.

Evaluate Comerica's management efficiency

At present, Comerica's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is forecasted to decline to 0.02. At present, Comerica's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 78.6 B, whereas Total Assets are forecasted to decline to about 59.4 B. Comerica's management efficiency ratios could be used to measure how well Comerica manages its routine affairs as well as how well it operates its assets and liabilities.

	Last Reported	Projected for Next Year
Book Value Per Share	48.53	37.41
Tangible Book Value Per Share	43.72	36.16
Enterprise Value Over EBITDA	6.20	9.20
Price Book Value Ratio	1.15	1.75
Enterprise Value Multiple	6.20	9.20
Price Fair Value	1.15	1.75
Enterprise Value	4.6 B	7.7 B

Comerica has shown resilience through effective management strategies. Our analysis examines how these strategies influence financial outcomes and investor returns which helps in understanding the stock's long-term potential.

Dividend Yield

0.0393

Forward Dividend Yield

0.0393

Forward Dividend Rate

2.84

Beta

1.24

Basic technical analysis of Comerica Stock

As of the 30th of November, Comerica shows the Mean Deviation of 1.43, risk adjusted performance of 0.1547, and Downside Deviation of 1.69. Comerica technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

Comerica's insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Comerica insiders, such as employees or executives, is commonly permitted as long as it does not rely on Comerica's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Comerica insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

		J Carr over a week ago Acquisition by J Carr of 7585 shares of Comerica at 29.34 subject to Rule 16b-3
		Bruce Mitchell over two weeks ago Disposition of 2570 shares by Bruce Mitchell of Comerica at 53.96 subject to Rule 16b-3
		Bruce Mitchell over two weeks ago Disposition of 2570 shares by Bruce Mitchell of Comerica at 53.96 subject to Rule 16b-3
		Bruce Mitchell over three weeks ago Disposition of 2570 shares by Bruce Mitchell of Comerica at 53.96 subject to Rule 16b-3
		Bruce Mitchell over three weeks ago Disposition of 2570 shares by Bruce Mitchell of Comerica at 53.96 subject to Rule 16b-3
		Bruce Mitchell over three weeks ago Disposition of 2570 shares by Bruce Mitchell of Comerica at 53.96 subject to Rule 16b-3
		Bruce Mitchell over a month ago Disposition of 2570 shares by Bruce Mitchell of Comerica at 53.96 subject to Rule 16b-3
		Bruce Mitchell over a month ago Disposition of 2570 shares by Bruce Mitchell of Comerica at 53.96 subject to Rule 16b-3
		Bruce Mitchell over a month ago Disposition of 2570 shares by Bruce Mitchell of Comerica at 53.96 subject to Rule 16b-3
		Bruce Mitchell over a month ago Disposition of 2570 shares by Bruce Mitchell of Comerica at 53.96 subject to Rule 16b-3
		Bruce Mitchell over a month ago Disposition of 2570 shares by Bruce Mitchell of Comerica at 53.96 subject to Rule 16b-3
		Bruce Mitchell over a month ago Disposition of 2570 shares by Bruce Mitchell of Comerica at 53.96 subject to Rule 16b-3

Comerica's Outstanding Corporate Bonds

Comerica issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Comerica uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Comerica bonds can be classified according to their maturity, which is the date when Comerica has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

	COMCAST PORATION Corp Bond US20030NDG34	View
	COMCAST PORATION Corp Bond US20030NDA63	View
	COMCAST PORATION Corp Bond US20030NCZ24	View
	COMCAST PORATION Corp Bond US20030NCY58	View
	CMCSA 2937 01 NOV 56 Corp Bond US20030NDU28	View
	CMCSA 2987 01 NOV 63 Corp Bond US20030NDW83	View
	COMCAST PORATION Corp Bond US20030NDP33	View
	COMCAST PORATION Corp Bond US20030NDQ16	View

View All Comerica Corporate Bonds

Understand Comerica's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Comerica's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	0.1547
	Market Risk Adjusted Performance	0.2158
	Mean Deviation	1.43
	Semi Deviation	1.33
	Downside Deviation	1.69
	Coefficient Of Variation	515.6
	Standard Deviation	2.13
	Variance	4.55
	Information Ratio	0.1294
	Jensen Alpha	0.1534
	Total Risk Alpha	0.0476
	Sortino Ratio	0.163
	Treynor Ratio	0.2058
	Maximum Drawdown	14.1
	Value At Risk	(2.64)
	Potential Upside	3.23
	Downside Variance	2.87
	Semi Variance	1.78
	Expected Short fall	(1.62)
	Skewness	1.76
	Kurtosis	8.81

	Risk Adjusted Performance	0.1547
	Market Risk Adjusted Performance	0.2158
	Mean Deviation	1.43
	Semi Deviation	1.33
	Downside Deviation	1.69
	Coefficient Of Variation	515.6
	Standard Deviation	2.13
	Variance	4.55
	Information Ratio	0.1294
	Jensen Alpha	0.1534
	Total Risk Alpha	0.0476
	Sortino Ratio	0.163
	Treynor Ratio	0.2058
	Maximum Drawdown	14.1
	Value At Risk	(2.64)
	Potential Upside	3.23
	Downside Variance	2.87
	Semi Variance	1.78
	Expected Short fall	(1.62)
	Skewness	1.76
	Kurtosis	8.81

Consider Comerica's intraday indicators

Comerica intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Comerica stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Accumulation Distribution	10495.14
	Daily Balance Of Power	(0.06)
	Rate Of Daily Change	1.0
	Day Median Price	72.16
	Day Typical Price	72.19
	Price Action Indicator	0.05
	Period Momentum Indicator	(0.07)
	Relative Strength Index	69.03

Comerica Corporate Filings

F4	21st of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities	View Verify
13A	12th of November 2024 An amended filing to the original Schedule 13G	View Verify
10Q	28th of October 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations	View Verify
8K	22nd of October 2024 Report filed with the SEC to announce major events that shareholders should know about	View Verify

Comerica time-series forecasting models is one of many Comerica's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Comerica's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Comerica Stock media impact

Far too much social signal, news, headlines, and media speculation about Comerica that are available to investors today. That information is available publicly through Comerica media outlets and privately through word of mouth or via Comerica internal channels. However, regardless of the origin, that massive amount of Comerica data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.

A primary focus of Comerica news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Comerica relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Comerica's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Comerica alpha.

Comerica Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Comerica can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.

Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Comerica Historical Investor Sentiment

Investor biases related to Comerica's public news can be used to forecast risks associated with an investment in Comerica. The trend in average sentiment can be used to explain how an investor holding Comerica can time the market purely based on public headlines and social activities around Comerica. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Comerica's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Comerica and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Comerica news discussions. The higher the estimate score, the more favorable the investor's outlook on Comerica.

Comerica Corporate Directors

Reginald Turner	Independent Director	Profile
Richard Lindner	Independent Director	Profile
Michael Collins	Independent Director	Profile
Ximena Humrichouse	Independent Director	Profile

When determining whether Comerica offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Comerica's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Comerica Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Comerica Stock: