Is Clover Health Stock a Good Investment?
Clover Health Investment Advice | CLOV |
- Examine Clover Health's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Clover Health's leadership team and their track record. Good management can help Clover Health navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Health Care Providers & Services space and any emerging trends that could impact Clover Health's business and its evolving consumer preferences.
- Compare Clover Health's performance and market position to its competitors. Analyze how Clover Health is positioned in terms of product offerings, innovation, and market share.
- Check if Clover Health pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Clover Health's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Clover Health Investments stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Clover Health Investments is a good investment.
Sell | Buy |
Hold
Market Performance | Modest | Details | |
Volatility | Relatively risky | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Average | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine Clover Health Stock
Researching Clover Health's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 22.0% of the company shares are held by institutions such as insurance companies. The company recorded a loss per share of 0.09. Clover Health Investments had not issued any dividends in recent years.
To determine if Clover Health is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Clover Health's research are outlined below:
| Clover Health had very high historical volatility over the last 90 days | |
| Clover Health has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 1.37 B. Net Loss for the year was (43.01 M) with profit before overhead, payroll, taxes, and interest of 364.34 M. | |
| Latest headline from news.google.com: Is Clover Health Investments the Best Stock to Invest in for a Stock Market Game - MSN |
Clover Health uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Clover Health Investments. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Clover Health's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 27th of February 2024 Upcoming Quarterly Report | View | |
| 14th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 27th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Clover Health's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Clover Health's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2025-03-10 | 2024-12-31 | -0.065 | -0.05 | 0.015 | 23 | ||
2024-11-06 | 2024-09-30 | -0.04 | -0.02 | 0.02 | 50 | ||
2023-11-06 | 2023-09-30 | -0.11 | -0.09 | 0.02 | 18 | ||
2021-05-17 | 2021-03-31 | -0.11 | -0.13 | -0.02 | 18 | ||
2024-05-07 | 2024-03-31 | -0.07 | -0.04 | 0.03 | 42 | ||
2023-05-09 | 2023-03-31 | -0.18 | -0.15 | 0.03 | 16 | ||
2024-08-05 | 2024-06-30 | -0.05 | 0.01 | 0.06 | 120 | ||
2022-11-07 | 2022-09-30 | -0.24 | -0.16 | 0.08 | 33 |
Know Clover Health's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Clover Health is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Clover Health Investments backward and forwards among themselves. Clover Health's institutional investor refers to the entity that pools money to purchase Clover Health's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 1.6 M | Amvescap Plc. | 2024-12-31 | 1.4 M | Millennium Management Llc | 2024-12-31 | 1.2 M | Northern Trust Corp | 2024-12-31 | 1.1 M | Connor Clark & Lunn Inv Mgmt Ltd | 2024-12-31 | 1 M | Citadel Advisors Llc | 2024-12-31 | 911.3 K | Teacher Retirement System Of Texas | 2024-12-31 | 878.9 K | Ubs Asset Mgmt Americas Inc | 2024-12-31 | 830.5 K | Swiss National Bank | 2024-12-31 | 802.1 K | Vanguard Group Inc | 2024-12-31 | 19.6 M | Renaissance Technologies Corp | 2024-12-31 | 11.1 M |
Clover Health's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.98 B.Market Cap |
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Clover Health's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.07) | (0.07) | |
| Return On Capital Employed | (0.12) | (0.12) | |
| Return On Assets | (0.07) | (0.08) | |
| Return On Equity | (0.13) | (0.12) |
Determining Clover Health's profitability involves analyzing its financial statements and using various financial metrics to determine if Clover Health is a good buy. For example, gross profit margin measures Clover Health's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Clover Health's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Clover Health's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Clover Health Investments. Check Clover Health's Beneish M Score to see the likelihood of Clover Health's management manipulating its earnings.
Evaluate Clover Health's management efficiency
Clover Health Investments has return on total asset (ROA) of (0.0499) % which means that it has lost $0.0499 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.1475) %, meaning that it created substantial loss on money invested by shareholders. Clover Health's management efficiency ratios could be used to measure how well Clover Health manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to climb to -0.07 in 2025. Return On Capital Employed is likely to climb to -0.12 in 2025. At this time, Clover Health's Net Tangible Assets are fairly stable compared to the past year. Other Current Assets is likely to climb to about 127.7 M in 2025, whereas Non Current Assets Total are likely to drop slightly above 212.1 M in 2025.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 0.70 | 0.73 | |
| Tangible Book Value Per Share | 0.69 | 0.72 | |
| Enterprise Value Over EBITDA | (30.02) | (31.52) | |
| Price Book Value Ratio | 4.52 | 4.75 | |
| Enterprise Value Multiple | (30.02) | (31.52) | |
| Price Fair Value | 4.52 | 4.75 | |
| Enterprise Value | 1.3 B | 2.3 B |
The management team at Clover Health has a track record of steering the company towards sustained growth. Evaluating their strategies helps in understanding the stock's long-term potential.
Beta 2.011 |
Basic technical analysis of Clover Stock
As of the 27th of March, Clover Health shows the Mean Deviation of 2.7, risk adjusted performance of 0.0855, and Downside Deviation of 3.33. Clover Health Investments technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Clover Health Investments coefficient of variation, maximum drawdown, as well as the relationship between the Maximum Drawdown and skewness to decide if Clover Health Investments is priced correctly, providing market reflects its regular price of 3.73 per share. Given that Clover Health has jensen alpha of 0.3077, we suggest you to validate Clover Health Investments's prevailing market performance to make sure the company can sustain itself at a future point.Clover Health's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Clover Health insiders, such as employees or executives, is commonly permitted as long as it does not rely on Clover Health's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Clover Health insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Clover Health's Outstanding Corporate Bonds
Clover Health issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Clover Health Investments uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Clover bonds can be classified according to their maturity, which is the date when Clover Health Investments has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Clover Health's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Clover Health's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0855 | |||
| Market Risk Adjusted Performance | 0.1644 | |||
| Mean Deviation | 2.7 | |||
| Semi Deviation | 3.12 | |||
| Downside Deviation | 3.33 | |||
| Coefficient Of Variation | 1083.81 | |||
| Standard Deviation | 3.39 | |||
| Variance | 11.5 | |||
| Information Ratio | 0.09 | |||
| Jensen Alpha | 0.3077 | |||
| Total Risk Alpha | 0.3128 | |||
| Sortino Ratio | 0.0918 | |||
| Treynor Ratio | 0.1544 | |||
| Maximum Drawdown | 16.9 | |||
| Value At Risk | (4.72) | |||
| Potential Upside | 6.42 | |||
| Downside Variance | 11.06 | |||
| Semi Variance | 9.71 | |||
| Expected Short fall | (2.93) | |||
| Skewness | 0.0144 | |||
| Kurtosis | 0.0581 |
| Risk Adjusted Performance | 0.0855 | |||
| Market Risk Adjusted Performance | 0.1644 | |||
| Mean Deviation | 2.7 | |||
| Semi Deviation | 3.12 | |||
| Downside Deviation | 3.33 | |||
| Coefficient Of Variation | 1083.81 | |||
| Standard Deviation | 3.39 | |||
| Variance | 11.5 | |||
| Information Ratio | 0.09 | |||
| Jensen Alpha | 0.3077 | |||
| Total Risk Alpha | 0.3128 | |||
| Sortino Ratio | 0.0918 | |||
| Treynor Ratio | 0.1544 | |||
| Maximum Drawdown | 16.9 | |||
| Value At Risk | (4.72) | |||
| Potential Upside | 6.42 | |||
| Downside Variance | 11.06 | |||
| Semi Variance | 9.71 | |||
| Expected Short fall | (2.93) | |||
| Skewness | 0.0144 | |||
| Kurtosis | 0.0581 |
Consider Clover Health's intraday indicators
Clover Health intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Clover Health stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Clover Health Corporate Filings
F4 | 18th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 7th of March 2025 Other Reports | ViewVerify | |
10K | 3rd of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 27th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Clover Stock media impact
Far too much social signal, news, headlines, and media speculation about Clover Health that are available to investors today. That information is available publicly through Clover media outlets and privately through word of mouth or via Clover internal channels. However, regardless of the origin, that massive amount of Clover data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Clover Health news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Clover Health relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Clover Health's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Clover Health alpha.
Clover Health Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Clover Health can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Clover Health Maximum Pain Price Across May 16th 2025 Option Contracts
Clover Health's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of Clover Health close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of Clover Health's options.
Clover Health Corporate Management
| Brady JD | Chief Care | Profile | |
| Wendy Richey | Chief Officer | Profile | |
| Derrick Nueman | Head strategy | Profile | |
| Prabhdeep Singh | Chief Officer | Profile | |
| Karen Soares | Senior Counsel | Profile | |
| Joseph Martin | Gen Sec | Profile | |
| Kumar Dharmarajan | Chief Assistant | Profile |
Additional Tools for Clover Stock Analysis
When running Clover Health's price analysis, check to measure Clover Health's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Clover Health is operating at the current time. Most of Clover Health's value examination focuses on studying past and present price action to predict the probability of Clover Health's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Clover Health's price. Additionally, you may evaluate how the addition of Clover Health to your portfolios can decrease your overall portfolio volatility.