Provident Historical Financial Ratios

PROV Stock

USD 15.91 0.22 1.36%

Provident Financial is promptly reporting on over 108 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Book Value Per Share of 12.06, Free Cash Flow Yield of 0.0282, Invested Capital of 0.0 or Operating Cash Flow Per Share of 1.47 will help investors to properly organize and evaluate Provident Financial financial condition quickly.

Quick Ratio Current Ratio

Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Provident Financial Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.

About Provident Financial Ratios Analysis

Provident FinancialFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Provident Financial investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Provident financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Provident Financial history.

Provident Financial Financial Ratios Chart

At this time, Provident Financial's Cash Per Share is fairly stable compared to the past year. POCF Ratio is likely to climb to 15.76 in 2024, whereas Book Value Per Share is likely to drop 12.06 in 2024.

Ptb Ratio Invested Capital Stock Based Compensation To Revenue Return On Assets

Add Fundamental

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Invested Capital

Invested capital represents the total cash investment that shareholders and debt holders have contributed to Provident Financial Holdings. There are two different methods for calculating Provident Financial invested capital: operating approach and financing approach. Understanding Provident Financial invested capital allows investors to calculate measures of performance such as return on invested capital or return on capital employed.

Stock Based Compensation To Revenue

A metric that compares the total value of stock-based compensation granted by a company to its total revenue, indicating how much of the revenue is used to compensate employees with stock options or awards.

Return On Assets

A profitability ratio that indicates the percentage of profit a company earns in relation to its overall resources. It is calculated by dividing net income by total assets.

Most ratios from Provident Financial's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Provident Financial current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Provident Financial Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.

	2021	2022	2023	2024 (projected)
Dividend Yield	0.0378	0.0439	0.0456	0.0478
Price To Sales Ratio	3.02	2.22	2.19	2.55

Dividend Yield Price To Sales Ratio

Provident Financial fundamentals Correlations

	Price To Sales Ratio	Dividend Yield	Ptb Ratio	Days Sales Outstanding	Book Value Per Share	Free Cash Flow Yield	Operating Cash Flow Per Share	Capex To Depreciation	Pb Ratio	Ev To Sales	Free Cash Flow Per Share	Roic	Net Income Per Share	Capex To Revenue	Cash Per Share	Pocfratio	Interest Coverage	Payout Ratio	Capex To Operating Cash Flow	Pfcf Ratio	Income Quality	Roe	Ev To Operating Cash Flow	Pe Ratio	Return On Tangible Assets	Ev To Free Cash Flow
Price To Sales Ratio		-0.26	-0.2	0.82	-0.46	-0.08	0.01	-0.38	-0.2	0.21	0.02	0.81	-0.52	0.22	-0.6	-0.04	0.31	-0.05	-0.09	-0.06	0.02	-0.48	-0.05	0.15	-0.39	-0.06
Dividend Yield	-0.26		-0.09	-0.23	0.66	0.08	-0.01	-0.47	-0.09	0.73	-0.03	-0.35	0.15	-0.3	0.1	0.87	0.25	0.29	0.74	0.86	0.01	-0.05	0.79	-0.09	-0.17	0.74
Ptb Ratio	-0.2	-0.09		-0.59	0.11	0.54	0.58	0.05	1.0	-0.32	0.57	-0.46	-0.08	-0.26	0.23	-0.09	-0.05	0.52	-0.02	-0.14	0.69	-0.07	-0.27	0.55	-0.06	-0.27
Days Sales Outstanding	0.82	-0.23	-0.59		-0.6	-0.34	-0.25	-0.15	-0.59	0.33	-0.25	0.93	-0.38	0.52	-0.52	-0.05	0.09	-0.29	0.05	0.01	-0.29	-0.31	0.17	-0.09	-0.27	0.18
Book Value Per Share	-0.46	0.66	0.11	-0.6		0.32	0.21	-0.38	0.11	0.35	0.22	-0.66	0.28	-0.46	0.07	0.53	0.23	0.36	0.3	0.44	0.24	0.06	0.27	0.0	0.01	0.19
Free Cash Flow Yield	-0.08	0.08	0.54	-0.34	0.32		0.98	-0.14	0.54	-0.04	0.98	-0.45	-0.02	-0.2	0.16	0.16	-0.33	0.36	0.09	0.08	0.88	-0.08	-0.07	0.32	-0.06	-0.1
Operating Cash Flow Per Share	0.01	-0.01	0.58	-0.25	0.21	0.98		-0.1	0.58	-0.04	1.0	-0.34	-0.12	-0.12	0.09	0.07	-0.33	0.37	0.05	0.01	0.92	-0.15	-0.1	0.39	-0.14	-0.13
Capex To Depreciation	-0.38	-0.47	0.05	-0.15	-0.38	-0.14	-0.1		0.05	-0.36	-0.11	-0.21	-0.09	0.57	0.09	-0.55	-0.56	-0.03	-0.35	-0.44	-0.06	0.05	-0.28	0.14	0.03	-0.19
Pb Ratio	-0.2	-0.09	1.0	-0.59	0.11	0.54	0.58	0.05		-0.32	0.57	-0.46	-0.08	-0.26	0.23	-0.09	-0.05	0.52	-0.02	-0.14	0.69	-0.07	-0.27	0.55	-0.06	-0.27
Ev To Sales	0.21	0.73	-0.32	0.33	0.35	-0.04	-0.04	-0.36	-0.32		-0.06	0.17	-0.1	0.19	-0.38	0.67	0.26	0.2	0.7	0.72	-0.02	-0.26	0.81	-0.01	-0.34	0.78
Free Cash Flow Per Share	0.02	-0.03	0.57	-0.25	0.22	0.98	1.0	-0.11	0.57	-0.06		-0.33	-0.12	-0.13	0.09	0.05	-0.31	0.36	0.02	-0.01	0.92	-0.15	-0.13	0.38	-0.14	-0.16
Roic	0.81	-0.35	-0.46	0.93	-0.66	-0.45	-0.34	-0.21	-0.46	0.17	-0.33		-0.35	0.39	-0.52	-0.22	0.28	-0.31	-0.08	-0.18	-0.34	-0.26	-0.02	-0.06	-0.2	0.0
Net Income Per Share	-0.52	0.15	-0.08	-0.38	0.28	-0.02	-0.12	-0.09	-0.08	-0.1	-0.12	-0.35		-0.49	0.62	0.25	-0.02	-0.47	0.12	0.23	-0.36	0.97	0.17	-0.64	0.94	0.16
Capex To Revenue	0.22	-0.3	-0.26	0.52	-0.46	-0.2	-0.12	0.57	-0.26	0.19	-0.13	0.39	-0.49		-0.44	-0.23	-0.37	0.22	0.12	-0.11	-0.02	-0.41	0.1	0.42	-0.4	0.16
Cash Per Share	-0.6	0.1	0.23	-0.52	0.07	0.16	0.09	0.09	0.23	-0.38	0.09	-0.52	0.62	-0.44		0.13	-0.4	-0.19	0.05	0.13	-0.03	0.65	0.04	-0.3	0.59	0.05
Pocfratio	-0.04	0.87	-0.09	-0.05	0.53	0.16	0.07	-0.55	-0.09	0.67	0.05	-0.22	0.25	-0.23	0.13		0.18	0.24	0.83	0.98	0.01	0.07	0.85	-0.09	-0.01	0.79
Interest Coverage	0.31	0.25	-0.05	0.09	0.23	-0.33	-0.33	-0.56	-0.05	0.26	-0.31	0.28	-0.02	-0.37	-0.4	0.18		0.12	-0.01	0.11	-0.18	-0.1	0.03	0.03	-0.07	-0.02
Payout Ratio	-0.05	0.29	0.52	-0.29	0.36	0.36	0.37	-0.03	0.52	0.2	0.36	-0.31	-0.47	0.22	-0.19	0.24	0.12		0.3	0.19	0.64	-0.56	0.08	0.91	-0.56	0.04
Capex To Operating Cash Flow	-0.09	0.74	-0.02	0.05	0.3	0.09	0.05	-0.35	-0.02	0.7	0.02	-0.08	0.12	0.12	0.05	0.83	-0.01	0.3		0.89	0.05	-0.01	0.91	0.07	-0.1	0.9
Pfcf Ratio	-0.06	0.86	-0.14	0.01	0.44	0.08	0.01	-0.44	-0.14	0.72	-0.01	-0.18	0.23	-0.11	0.13	0.98	0.11	0.19	0.89		-0.05	0.07	0.94	-0.12	-0.02	0.9
Income Quality	0.02	0.01	0.69	-0.29	0.24	0.88	0.92	-0.06	0.69	-0.02	0.92	-0.34	-0.36	-0.02	-0.03	0.01	-0.18	0.64	0.05	-0.05		-0.4	-0.15	0.66	-0.39	-0.17
Roe	-0.48	-0.05	-0.07	-0.31	0.06	-0.08	-0.15	0.05	-0.07	-0.26	-0.15	-0.26	0.97	-0.41	0.65	0.07	-0.1	-0.56	-0.01	0.07	-0.4		0.04	-0.64	0.98	0.05
Ev To Operating Cash Flow	-0.05	0.79	-0.27	0.17	0.27	-0.07	-0.1	-0.28	-0.27	0.81	-0.13	-0.02	0.17	0.1	0.04	0.85	0.03	0.08	0.91	0.94	-0.15	0.04		-0.18	-0.07	0.99
Pe Ratio	0.15	-0.09	0.55	-0.09	0.0	0.32	0.39	0.14	0.55	-0.01	0.38	-0.06	-0.64	0.42	-0.3	-0.09	0.03	0.91	0.07	-0.12	0.66	-0.64	-0.18		-0.6	-0.18
Return On Tangible Assets	-0.39	-0.17	-0.06	-0.27	0.01	-0.06	-0.14	0.03	-0.06	-0.34	-0.14	-0.2	0.94	-0.4	0.59	-0.01	-0.07	-0.56	-0.1	-0.02	-0.39	0.98	-0.07	-0.6		-0.07
Ev To Free Cash Flow	-0.06	0.74	-0.27	0.18	0.19	-0.1	-0.13	-0.19	-0.27	0.78	-0.16	0.0	0.16	0.16	0.05	0.79	-0.02	0.04	0.9	0.9	-0.17	0.05	0.99	-0.18	-0.07

Click cells to compare fundamentals

Provident Financial Account Relationship Matchups

Provident Financial fundamentals Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Price To Sales Ratio	2.45	3.66	3.02	2.22	2.19	2.55
Dividend Yield	0.0418	0.0324	0.0378	0.0439	0.0456	0.0478
Days Sales Outstanding	29.18	31.09	29.81	32.99	40.2	38.19
Book Value Per Share	16.6	17.05	17.38	18.16	18.72	12.06
Free Cash Flow Yield	0.66	0.0771	0.088	0.11	0.048	0.0282
Operating Cash Flow Per Share	1.07	1.55	1.59	2.29	0.82	1.47
Stock Based Compensation To Revenue	0.0233	0.037	0.022	0.0289	0.006165	0.0112
Capex To Depreciation	0.0675	0.0359	0.034	0.23	0.5	0.52
Ev To Sales	3.06	4.53	4.72	6.34	7.0	6.07
Free Cash Flow Per Share	1.03	1.52	1.57	2.18	0.59	0.56
Roic	0.029	0.0331	0.0529	0.04	0.033	0.0571
Net Income Per Share	1.03	1.01	1.23	1.2	1.06	1.18
Capex To Revenue	0.005596	0.00639	0.004544	0.018	0.0408	0.0245
Cash Per Share	16.17	9.89	3.52	9.52	7.67	14.81
Pocfratio	12.59	11.14	9.31	5.58	15.01	15.76
Interest Coverage	1.8	2.23	5.1	1.38	0.52	1.01
Payout Ratio	0.54	0.55	0.46	0.47	0.53	0.49
Capex To Operating Cash Flow	0.0288	0.0194	0.014	0.0454	0.28	0.29
Pfcf Ratio	12.96	11.36	9.44	5.84	20.83	21.87
Income Quality	1.03	1.53	1.3	1.9	0.77	0.73
Roe	0.062	0.0594	0.0707	0.0663	0.0566	0.0773
Ev To Operating Cash Flow	15.73	13.79	14.53	15.94	47.92	50.32
Pe Ratio	13.02	17.05	12.08	10.6	11.61	15.18
Return On Tangible Assets	0.006536	0.007929	0.009134	0.007323	0.005778	0.007908
Ev To Free Cash Flow	16.2	14.07	14.74	16.7	66.52	69.84
Earnings Yield	0.0768	0.0586	0.0828	0.0943	0.0861	0.0727
Intangibles To Total Assets	5.78E-4	3.25E-4	0.19	0.16	0.12	0.11
Current Ratio	6.58	4.43	1.62	0.43	0.38	0.37
Tangible Book Value Per Share	16.55	(13.76)	(8.49)	(4.19)	18.72	13.55
Receivables Turnover	12.51	11.74	12.24	11.06	9.08	10.14
Shareholders Equity Per Share	16.6	17.05	17.38	18.16	18.72	12.06
Debt To Equity	1.05	0.84	1.14	0.79	0.66	0.72
Capex Per Share	0.39	0.06	0.0307	0.0301	0.0223	0.14
Graham Net Net	(132.48)	(136.22)	(140.9)	(163.41)	(156.39)	(164.21)
Revenue Per Share	5.48	4.72	4.9	5.75	5.61	5.34

Thematic Opportunities

Explore Investment Opportunities

Build portfolios using Macroaxis predefined set of investing ideas. Many of Macroaxis investing ideas can easily outperform a given market. Ideas can also be optimized per your risk profile before portfolio origination is invoked. Macroaxis thematic optimization helps investors identify companies most likely to benefit from changes or shifts in various micro-economic or local macro-level trends. Originating optimal thematic portfolios involves aligning investors' personal views, ideas, and beliefs with their actual investments.

Explore Investing Ideas

Additional Tools for Provident Stock Analysis

When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

Price To Sales Ratio	Dividend Yield
Ptb Ratio	Days Sales Outstanding
Book Value Per Share	Free Cash Flow Yield
Invested Capital	Operating Cash Flow Per Share
Average Payables	Stock Based Compensation To Revenue
Capex To Depreciation	Pb Ratio
Ev To Sales	Free Cash Flow Per Share
Roic	Inventory Turnover
Net Income Per Share	Days Of Inventory On Hand
Payables Turnover	Sales General And Administrative To Revenue
Average Inventory	Research And Ddevelopement To Revenue
Capex To Revenue	Cash Per Share
Pocfratio	Interest Coverage
Payout Ratio	Capex To Operating Cash Flow
Pfcf Ratio	Days Payables Outstanding
Net Current Asset Value	Income Quality
Roe	Tangible Asset Value
Ev To Operating Cash Flow	Pe Ratio
Return On Tangible Assets	Ev To Free Cash Flow
Earnings Yield	Intangibles To Total Assets
Net Debt To E B I T D A	Current Ratio
Tangible Book Value Per Share	Receivables Turnover
Graham Number	Shareholders Equity Per Share
Debt To Equity	Capex Per Share
Graham Net Net	Average Receivables
Revenue Per Share	Interest Debt Per Share
Debt To Assets	Enterprise Value Over E B I T D A
Short Term Coverage Ratios	Price Earnings Ratio
Operating Cycle	Price Book Value Ratio
Price Earnings To Growth Ratio	Days Of Payables Outstanding
Dividend Payout Ratio	Price To Operating Cash Flows Ratio
Price To Free Cash Flows Ratio	Pretax Profit Margin
Ebt Per Ebit	Operating Profit Margin
Effective Tax Rate	Company Equity Multiplier
Long Term Debt To Capitalization	Total Debt To Capitalization
Return On Capital Employed	Debt Equity Ratio
Ebit Per Revenue	Quick Ratio
Dividend Paid And Capex Coverage Ratio	Net Income Per E B T
Cash Ratio	Cash Conversion Cycle
Operating Cash Flow Sales Ratio	Days Of Inventory Outstanding
Days Of Sales Outstanding	Free Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage Ratios	Price To Book Ratio
Fixed Asset Turnover	Capital Expenditure Coverage Ratio
Price Cash Flow Ratio	Enterprise Value Multiple
Debt Ratio	Cash Flow To Debt Ratio
Price Sales Ratio	Return On Assets
Asset Turnover	Net Profit Margin
Gross Profit Margin	Price Fair Value
Return On Equity

Provident Historical Financial Ratios

About Provident Financial Ratios Analysis

Provident Financial Financial Ratios Chart

Ptb Ratio

Invested Capital

Stock Based Compensation To Revenue

Return On Assets

Provident Financial fundamentals Correlations

Provident Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Provident Financial fundamentals Accounts

Thematic Opportunities

Explore Investment Opportunities

Additional Tools for Provident Stock Analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Pb Ratio	+ 1.0	Ptb Ratio
Free Cash Flow Per Share	+ 1.0	Operating Cash Flow Per Share
Ev To Free Cash Flow	+ 0.99	Ev To Operating Cash Flow
Operating Cash Flow Per Share	+ 0.98	Free Cash Flow Yield
Free Cash Flow Per Share	+ 0.98	Free Cash Flow Yield
Pfcf Ratio	+ 0.98	Pocfratio

Roic	- 0.66	Book Value Per Share
Pe Ratio	- 0.64	Roe
Pe Ratio	- 0.64	Net Income Per Share
Return On Tangible Assets	- 0.6	Pe Ratio
Book Value Per Share	- 0.6	Days Sales Outstanding
Cash Per Share	- 0.6	Price To Sales Ratio