Berkshire Cash vs Net Receivables Analysis

BHLB Stock

USD 29.38 0.20 0.68%

Berkshire Hills financial indicator trend analysis is way more than just evaluating Berkshire Hills Bancorp prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Berkshire Hills Bancorp is a good investment. Please check the relationship between Berkshire Hills Cash and its Net Receivables accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Berkshire Hills Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.

Cash vs Net Receivables

Cash vs Net Receivables Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Berkshire Hills Bancorp Cash account and Net Receivables. At this time, the significance of the direction appears to have strong relationship.

The correlation between Berkshire Hills' Cash and Net Receivables is 0.7. Overlapping area represents the amount of variation of Cash that can explain the historical movement of Net Receivables in the same time period over historical financial statements of Berkshire Hills Bancorp, assuming nothing else is changed. The correlation between historical values of Berkshire Hills' Cash and Net Receivables is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Cash of Berkshire Hills Bancorp are associated (or correlated) with its Net Receivables. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Receivables has no effect on the direction of Cash i.e., Berkshire Hills' Cash and Net Receivables go up and down completely randomly.

Correlation Coefficient

0.7

Relationship Direction	Positive
Relationship Strength	Significant

View All Relationships

Cash

Cash refers to the most liquid asset of Berkshire Hills Bancorp, which is listed under current asset account on Berkshire Hills Bancorp balance sheet and usually includes currency, coins, checking accounts, and not deposited checks received from Berkshire Hills customers. The amounts must be unrestricted with restricted cash listed in a different Berkshire Hills account. The total amount of money in the form of currency that a company has in its possession. This includes all bills, coins, and funds in bank accounts.

Net Receivables

Most indicators from Berkshire Hills' fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Berkshire Hills Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Berkshire Hills Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.

At present, Berkshire Hills' Selling General Administrative is projected to increase significantly based on the last few years of reporting. The current year's Sales General And Administrative To Revenue is expected to grow to 0.32, whereas Discontinued Operations is projected to grow to (17 M).

	2022	2023	2024	2025 (projected)
Interest Expense	42.7M	207.3M	238.3M	250.3M
Depreciation And Amortization	14.7M	13.3M	15.3M	8.7M

Interest Expense Depreciation And Amortization

Berkshire Hills fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Cash And Short Term Investments	Net Receivables	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Current Assets	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Short Term Debt	Other Liab	Accounts Payable	Other Assets	Long Term Debt	Good Will	Common Stock Total Equity
Total Assets		0.17	0.52	0.75	0.74	-0.27	-0.22	0.56	0.7	0.52	0.63	0.94	0.84	0.54	-0.03	0.69	1.0	0.82	-0.02	-0.03	0.43	-0.63	0.51	0.54	-0.06	0.98
Short Long Term Debt Total	0.17		-0.03	0.46	0.42	0.73	0.66	-0.12	-0.11	-0.12	-0.03	-0.06	0.12	-0.11	0.78	-0.25	0.14	-0.3	0.76	0.93	-0.16	0.2	0.83	0.27	0.75	0.02
Total Current Liabilities	0.52	-0.03		0.0	0.25	-0.7	-0.29	0.99	0.96	0.99	-0.15	0.64	0.15	0.99	-0.21	0.4	0.55	0.51	-0.42	-0.04	-0.14	-0.3	0.05	-0.02	-0.43	0.56
Total Stockholder Equity	0.75	0.46	0.0		0.83	0.28	0.27	0.01	0.16	-0.03	0.63	0.54	0.86	0.01	0.27	0.38	0.72	0.41	0.4	0.18	0.43	-0.48	0.72	0.74	0.5	0.67
Property Plant And Equipment Net	0.74	0.42	0.25	0.83		0.07	0.03	0.26	0.38	0.23	0.56	0.59	0.86	0.26	0.14	0.49	0.73	0.49	0.23	0.17	0.47	-0.26	0.58	0.56	0.25	0.69
Net Debt	-0.27	0.73	-0.7	0.28	0.07		0.67	-0.76	-0.74	-0.76	0.04	-0.52	-0.08	-0.75	0.71	-0.48	-0.31	-0.6	0.83	0.71	-0.05	0.37	0.54	0.17	0.82	-0.4
Retained Earnings	-0.22	0.66	-0.29	0.27	0.03	0.67		-0.36	-0.42	-0.35	-0.42	-0.46	-0.21	-0.34	0.57	-0.48	-0.26	-0.52	0.55	0.59	-0.54	0.26	0.46	0.23	0.92	-0.34
Cash	0.56	-0.12	0.99	0.01	0.26	-0.76	-0.36		0.98	1.0	-0.09	0.7	0.2	1.0	-0.29	0.47	0.59	0.59	-0.49	-0.15	-0.08	-0.36	-0.01	0.01	-0.49	0.61
Non Current Assets Total	0.7	-0.11	0.96	0.16	0.38	-0.74	-0.42	0.98		0.97	0.11	0.81	0.37	0.97	-0.28	0.58	0.73	0.7	-0.44	-0.17	0.08	-0.45	0.07	0.11	-0.48	0.75
Non Currrent Assets Other	0.52	-0.12	0.99	-0.03	0.23	-0.76	-0.35	1.0	0.97		-0.14	0.66	0.16	1.0	-0.29	0.44	0.55	0.55	-0.49	-0.15	-0.11	-0.33	-0.03	-0.01	-0.49	0.57
Cash And Short Term Investments	0.63	-0.03	-0.15	0.63	0.56	0.04	-0.42	-0.09	0.11	-0.14		0.54	0.82	-0.12	-0.11	0.56	0.62	0.57	0.1	-0.16	0.8	-0.44	0.3	0.36	-0.12	0.63
Net Receivables	0.94	-0.06	0.64	0.54	0.59	-0.52	-0.46	0.7	0.81	0.66	0.54		0.74	0.67	-0.19	0.72	0.95	0.87	-0.22	-0.23	0.44	-0.71	0.32	0.42	-0.34	0.96
Common Stock Shares Outstanding	0.84	0.12	0.15	0.86	0.86	-0.08	-0.21	0.2	0.37	0.16	0.82	0.74		0.18	-0.08	0.56	0.83	0.71	0.08	-0.09	0.6	-0.56	0.49	0.55	0.02	0.82
Non Current Liabilities Total	0.54	-0.11	0.99	0.01	0.26	-0.75	-0.34	1.0	0.97	1.0	-0.12	0.67	0.18		-0.28	0.45	0.57	0.55	-0.49	-0.15	-0.1	-0.34	-0.02	0.03	-0.47	0.58
Other Current Assets	-0.03	0.78	-0.21	0.27	0.14	0.71	0.57	-0.29	-0.28	-0.29	-0.11	-0.19	-0.08	-0.28		-0.44	-0.07	-0.46	0.95	0.79	-0.05	0.19	0.65	0.07	0.69	-0.14
Other Stockholder Equity	0.69	-0.25	0.4	0.38	0.49	-0.48	-0.48	0.47	0.58	0.44	0.56	0.72	0.56	0.45	-0.44		0.7	0.77	-0.4	-0.39	0.55	-0.42	0.04	0.32	-0.34	0.75
Total Liab	1.0	0.14	0.55	0.72	0.73	-0.31	-0.26	0.59	0.73	0.55	0.62	0.95	0.83	0.57	-0.07	0.7		0.84	-0.06	-0.05	0.43	-0.63	0.48	0.51	-0.11	0.99
Property Plant And Equipment Gross	0.82	-0.3	0.51	0.41	0.49	-0.6	-0.52	0.59	0.7	0.55	0.57	0.87	0.71	0.55	-0.46	0.77	0.84		-0.43	-0.39	0.35	-0.56	0.09	0.18	-0.46	0.9
Total Current Assets	-0.02	0.76	-0.42	0.4	0.23	0.83	0.55	-0.49	-0.44	-0.49	0.1	-0.22	0.08	-0.49	0.95	-0.4	-0.06	-0.43		0.75	0.09	0.17	0.7	0.12	0.74	-0.13
Short Term Debt	-0.03	0.93	-0.04	0.18	0.17	0.71	0.59	-0.15	-0.17	-0.15	-0.16	-0.23	-0.09	-0.15	0.79	-0.39	-0.05	-0.39	0.75		-0.3	0.34	0.73	-0.1	0.6	-0.16
Other Liab	0.43	-0.16	-0.14	0.43	0.47	-0.05	-0.54	-0.08	0.08	-0.11	0.8	0.44	0.6	-0.1	-0.05	0.55	0.43	0.35	0.09	-0.3		-0.35	0.05	0.39	-0.19	0.46
Accounts Payable	-0.63	0.2	-0.3	-0.48	-0.26	0.37	0.26	-0.36	-0.45	-0.33	-0.44	-0.71	-0.56	-0.34	0.19	-0.42	-0.63	-0.56	0.17	0.34	-0.35		-0.23	-0.48	0.19	-0.64
Other Assets	0.51	0.83	0.05	0.72	0.58	0.54	0.46	-0.01	0.07	-0.03	0.3	0.32	0.49	-0.02	0.65	0.04	0.48	0.09	0.7	0.73	0.05	-0.23		0.39	0.6	0.38
Long Term Debt	0.54	0.27	-0.02	0.74	0.56	0.17	0.23	0.01	0.11	-0.01	0.36	0.42	0.55	0.03	0.07	0.32	0.51	0.18	0.12	-0.1	0.39	-0.48	0.39		0.43	0.45
Good Will	-0.06	0.75	-0.43	0.5	0.25	0.82	0.92	-0.49	-0.48	-0.49	-0.12	-0.34	0.02	-0.47	0.69	-0.34	-0.11	-0.46	0.74	0.6	-0.19	0.19	0.6	0.43		-0.2
Common Stock Total Equity	0.98	0.02	0.56	0.67	0.69	-0.4	-0.34	0.61	0.75	0.57	0.63	0.96	0.82	0.58	-0.14	0.75	0.99	0.9	-0.13	-0.16	0.46	-0.64	0.38	0.45	-0.2

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Berkshire Hills Account Relationship Matchups

Berkshire Hills fundamental ratios Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Total Assets	12.8B	11.6B	11.7B	12.4B	14.3B	15.0B
Short Long Term Debt Total	571.6M	110.8M	125.5M	568.3M	653.5M	586.0M
Total Current Liabilities	43.9M	775K	1.6M	9.6B	11.0B	11.5B
Total Stockholder Equity	1.2B	1.2B	954.1M	1.0B	1.2B	726.3M
Property Plant And Equipment Net	112.7M	94.4M	85.2M	116.3M	133.7M	67.5M
Net Debt	480.4M	1.5M	(19.8M)	(635.0M)	(730.2M)	(693.7M)
Retained Earnings	(233.3M)	(139.4M)	(71.4M)	(33.1M)	(29.8M)	(28.3M)
Cash	91.2M	109.4M	145.3M	1.2B	1.4B	1.5B
Non Current Assets Total	3.8B	4.2B	2.8B	11.2B	12.9B	13.6B
Non Currrent Assets Other	(80.7M)	(69.8M)	(2.3M)	10.0B	11.4B	12.0B
Cash And Short Term Investments	3.3B	3.5B	2.1B	1.2B	1.4B	916.5M
Net Receivables	87.7M	64.1M	81.3M	86.7M	99.7M	104.6M
Common Stock Shares Outstanding	50.3M	49.6M	45.9M	43.5M	50.0M	25.3M
Liabilities And Stockholders Equity	12.8B	11.6B	11.7B	12.4B	14.3B	15.0B
Non Current Liabilities Total	571.6M	110.8M	1.6M	11.4B	13.1B	13.8B
Other Current Assets	2.0B	1.7B	776.6M	1.3B	1.5B	2.8B
Other Stockholder Equity	1.4B	1.3B	1.2B	1.2B	1.4B	1.4B
Total Liab	11.7B	10.4B	10.7B	11.4B	13.1B	13.8B
Property Plant And Equipment Gross	172.7M	235.4M	298.5M	213.7M	245.8M	258.1M
Total Current Assets	3.3B	3.6B	2.2B	1.2B	1.4B	1.3B
Accumulated Other Comprehensive Income	30.9M	(3.2M)	(181.1M)	(143.0M)	(128.7M)	(122.3M)
Short Term Debt	40M	14.8M	10.8M	260M	299M	360.7M
Other Liab	82.7M	232.7M	192.7M	88.6M	101.9M	70.5M
Accounts Payable	3.9M	775K	1.6M	12.4M	11.1M	10.6M
Other Assets	8.4B	5.7B	3.8B	6.7B	7.7B	5.4B
Long Term Debt	571.6M	110.8M	125.5M	246.6M	283.6M	256.8M
Good Will	553.8M	0.0	(16.0M)	(13.0M)	(15.0M)	(14.3M)
Short Term Investments	3.2B	3.4B	2.0B	1.0B	1.2B	944.1M
Inventory	(2.0B)	(1.7B)	(776.6M)	61.5M	55.3M	58.1M
Intangible Assets	34.8M	45.6M	37.5M	31.8M	36.5M	22.9M
Common Stock	1.5B	517K	528K	1.2B	607.2K	576.8K
Property Plant Equipment	121.5M	112.8M	94.4M	85.2M	98.0M	67.7M
Treasury Stock	(22.0M)	(69.6M)	(31.3M)	(89.9M)	(80.9M)	(76.8M)
Other Current Liab	(43.9M)	13.3M	7.6M	9.3B	8.4B	8.8B
Net Tangible Assets	1.1B	1.2B	1.2B	929.6M	1.1B	824.9M
Retained Earnings Total Equity	361.1M	(233.3M)	(139.4M)	(71.4M)	(64.3M)	(61.1M)
Capital Surpluse	1.4B	1.4B	1.4B	1.4B	1.6B	1.1B
Long Term Investments	2.2B	4.1B	2.6B	1.6B	1.4B	1.4B

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When determining whether Berkshire Hills Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Berkshire Hills' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Berkshire Hills Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Berkshire Hills Bancorp Stock:

How To Invest In Berkshire

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Is Berkshire Stock a good investment?

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What is Berkshire Hills' Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Berkshire Hills Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.

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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Berkshire Hills. If investors know Berkshire will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Berkshire Hills listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.956

Dividend Share

0.72

Earnings Share

1.43

Revenue Per Share

8.845

Quarterly Revenue Growth

0.426

The market value of Berkshire Hills Bancorp is measured differently than its book value, which is the value of Berkshire that is recorded on the company's balance sheet. Investors also form their own opinion of Berkshire Hills' value that differs from its market value or its book value, called intrinsic value, which is Berkshire Hills' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Berkshire Hills' market value can be influenced by many factors that don't directly affect Berkshire Hills' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Berkshire Hills' value and its price as these two are different measures arrived at by different means. Investors typically determine if Berkshire Hills is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Berkshire Hills' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Berkshire Cash vs Net Receivables Analysis

Cash vs Net Receivables

Cash vs Net Receivables Correlation Analysis

Correlation Coefficient

Cash

Net Receivables

Berkshire Hills fundamental ratios Correlations

Berkshire Hills Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Berkshire Hills fundamental ratios Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Non Currrent Assets Other	+ 1.0	Cash
Non Current Liabilities Total	+ 1.0	Cash
Non Current Liabilities Total	+ 1.0	Non Currrent Assets Other
Cash	+ 0.99	Total Current Liabilities
Non Currrent Assets Other	+ 0.99	Total Current Liabilities

Non Currrent Assets Other	- 0.76	Net Debt
Cash	- 0.76	Net Debt
Non Current Liabilities Total	- 0.75	Net Debt
Non Current Assets Total	- 0.74	Net Debt
Accounts Payable	- 0.71	Net Receivables
Net Debt	- 0.7	Total Current Liabilities