Affirm Cost Of Revenue vs Operating Income Analysis

AFRM Stock

USD 69.93 3.61 5.44%

Affirm Holdings financial indicator trend analysis is way more than just evaluating Affirm Holdings prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Affirm Holdings is a good investment. Please check the relationship between Affirm Holdings Cost Of Revenue and its Operating Income accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.

To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.

Cost Of Revenue vs Operating Income

Cost Of Revenue vs Operating Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Affirm Holdings Cost Of Revenue account and Operating Income. At this time, the significance of the direction appears to have pay attention.

The correlation between Affirm Holdings' Cost Of Revenue and Operating Income is -0.94. Overlapping area represents the amount of variation of Cost Of Revenue that can explain the historical movement of Operating Income in the same time period over historical financial statements of Affirm Holdings, assuming nothing else is changed. The correlation between historical values of Affirm Holdings' Cost Of Revenue and Operating Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Cost Of Revenue of Affirm Holdings are associated (or correlated) with its Operating Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Operating Income has no effect on the direction of Cost Of Revenue i.e., Affirm Holdings' Cost Of Revenue and Operating Income go up and down completely randomly.

Correlation Coefficient

-0.94

Relationship Direction	Negative
Relationship Strength	Significant

View All Relationships

Cost Of Revenue

Cost of Revenue is found on Affirm Holdings income statement and represents the costs associated with goods and services Affirm Holdings provides. Indirect cost, such as salaries, is not included. In other words, cost of revenue is the total cost incurred to obtain a sale. It is more than the traditional cost of goods sold, since it includes specific selling and marketing activities.

Operating Income

Operating Income is the amount of profit realized from Affirm Holdings operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Affirm Holdings is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Most indicators from Affirm Holdings' fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Affirm Holdings current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.

To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.At this time, Affirm Holdings' Tax Provision is very stable compared to the past year. As of the 11th of December 2024, Sales General And Administrative To Revenue is likely to grow to 0.37, while Selling General Administrative is likely to drop about 416.1 M.

	2023	2024 (projected)
Depreciation And Amortization	169.0M	177.5M
Interest Income	278.4M	186.7M

Depreciation And Amortization Interest Income

Affirm Holdings fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Tangible Assets	Property Plant And Equipment Net	Current Deferred Revenue	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Long Term Debt	Cash And Short Term Investments	Net Receivables	Common Stock Shares Outstanding	Non Current Liabilities Total	Inventory	Other Current Assets	Other Stockholder Equity	Total Liab	Net Invested Capital
Total Assets		0.99	0.92	0.69	0.96	0.74	0.96	0.87	-0.82	0.89	-0.93	0.79	0.84	0.72	0.91	-0.34	0.89	0.95	-0.85	0.37	0.96	0.69	-0.87	0.99	0.98	1.0
Short Long Term Debt Total	0.99		0.85	0.56	0.89	0.62	0.9	0.89	-0.8	0.92	-0.95	0.69	0.73	0.74	0.86	-0.42	0.89	0.9	-0.76	0.51	0.99	0.65	-0.84	0.96	1.0	0.98
Other Current Liab	0.92	0.85		0.83	0.97	0.84	0.96	0.75	-0.76	0.77	-0.83	0.82	0.93	0.63	0.91	-0.2	0.82	0.95	-0.98	0.16	0.8	0.58	-0.95	0.94	0.83	0.92
Total Current Liabilities	0.69	0.56	0.83		0.87	0.98	0.85	0.42	-0.58	0.44	-0.53	0.93	0.97	0.39	0.74	0.11	0.57	0.79	-0.88	-0.33	0.47	0.68	-0.66	0.77	0.52	0.7
Total Stockholder Equity	0.96	0.89	0.97	0.87		0.89	1.0	0.75	-0.8	0.78	-0.84	0.9	0.96	0.63	0.91	-0.17	0.82	0.96	-0.95	0.11	0.84	0.72	-0.87	0.98	0.87	0.96
Other Liab	0.74	0.62	0.84	0.98	0.89		0.89	0.49	-0.67	0.5	-0.59	0.98	0.97	0.47	0.79	0.05	0.61	0.77	-0.89	-0.33	0.54	0.66	-0.68	0.81	0.58	0.75
Net Tangible Assets	0.96	0.9	0.96	0.85	1.0	0.89		0.74	-0.8	0.76	-0.83	0.9	0.95	0.62	0.9	-0.16	0.81	0.95	-0.94	0.12	0.85	0.71	-0.87	0.99	0.88	0.96
Property Plant And Equipment Net	0.87	0.89	0.75	0.42	0.75	0.49	0.74		-0.75	0.99	-0.99	0.6	0.6	0.93	0.9	-0.67	0.97	0.75	-0.63	0.57	0.9	0.48	-0.75	0.83	0.9	0.86
Current Deferred Revenue	-0.82	-0.8	-0.76	-0.58	-0.8	-0.67	-0.8	-0.75		-0.76	0.81	-0.69	-0.68	-0.54	-0.72	0.04	-0.67	-0.69	0.76	-0.17	-0.77	-0.63	0.66	-0.83	-0.78	-0.82
Net Debt	0.89	0.92	0.77	0.44	0.78	0.5	0.76	0.99	-0.76		-0.99	0.59	0.61	0.89	0.89	-0.63	0.97	0.8	-0.65	0.61	0.93	0.54	-0.77	0.85	0.93	0.88
Retained Earnings	-0.93	-0.95	-0.83	-0.53	-0.84	-0.59	-0.83	-0.99	0.81	-0.99		-0.67	-0.69	-0.88	-0.92	0.56	-0.97	-0.84	0.72	-0.52	-0.95	-0.58	0.81	-0.9	-0.95	-0.93
Accounts Payable	0.79	0.69	0.82	0.93	0.9	0.98	0.9	0.6	-0.69	0.59	-0.67		0.95	0.59	0.84	-0.09	0.7	0.78	-0.84	-0.23	0.62	0.69	-0.66	0.85	0.66	0.8
Cash	0.84	0.73	0.93	0.97	0.96	0.97	0.95	0.6	-0.68	0.61	-0.69	0.95		0.54	0.86	-0.06	0.72	0.89	-0.95	-0.14	0.66	0.68	-0.8	0.89	0.7	0.84
Non Current Assets Total	0.72	0.74	0.63	0.39	0.63	0.47	0.62	0.93	-0.54	0.89	-0.88	0.59	0.54		0.88	-0.82	0.94	0.61	-0.5	0.43	0.75	0.29	-0.65	0.69	0.75	0.72
Non Currrent Assets Other	0.91	0.86	0.91	0.74	0.91	0.79	0.9	0.9	-0.72	0.89	-0.92	0.84	0.86	0.88		-0.51	0.95	0.87	-0.85	0.24	0.83	0.51	-0.88	0.91	0.85	0.91
Other Assets	-0.34	-0.42	-0.2	0.11	-0.17	0.05	-0.16	-0.67	0.04	-0.63	0.56	-0.09	-0.06	-0.82	-0.51		-0.67	-0.24	0.02	-0.64	-0.47	0.08	0.32	-0.26	-0.45	-0.33
Long Term Debt	0.89	0.89	0.82	0.57	0.82	0.61	0.81	0.97	-0.67	0.97	-0.97	0.7	0.72	0.94	0.95	-0.67		0.84	-0.7	0.48	0.89	0.53	-0.81	0.86	0.9	0.89
Cash And Short Term Investments	0.95	0.9	0.95	0.79	0.96	0.77	0.95	0.75	-0.69	0.8	-0.84	0.78	0.89	0.61	0.87	-0.24	0.84		-0.9	0.3	0.86	0.71	-0.9	0.95	0.89	0.95
Net Receivables	-0.85	-0.76	-0.98	-0.88	-0.95	-0.89	-0.94	-0.63	0.76	-0.65	0.72	-0.84	-0.95	-0.5	-0.85	0.02	-0.7	-0.9		0.01	-0.7	-0.56	0.91	-0.9	-0.73	-0.86
Common Stock Shares Outstanding	0.37	0.51	0.16	-0.33	0.11	-0.33	0.12	0.57	-0.17	0.61	-0.52	-0.23	-0.14	0.43	0.24	-0.64	0.48	0.3	0.01		0.59	0.06	-0.33	0.26	0.55	0.36
Non Current Liabilities Total	0.96	0.99	0.8	0.47	0.84	0.54	0.85	0.9	-0.77	0.93	-0.95	0.62	0.66	0.75	0.83	-0.47	0.89	0.86	-0.7	0.59		0.61	-0.81	0.92	1.0	0.96
Inventory	0.69	0.65	0.58	0.68	0.72	0.66	0.71	0.48	-0.63	0.54	-0.58	0.69	0.68	0.29	0.51	0.08	0.53	0.71	-0.56	0.06	0.61		-0.36	0.71	0.63	0.7
Other Current Assets	-0.87	-0.84	-0.95	-0.66	-0.87	-0.68	-0.87	-0.75	0.66	-0.77	0.81	-0.66	-0.8	-0.65	-0.88	0.32	-0.81	-0.9	0.91	-0.33	-0.81	-0.36		-0.88	-0.82	-0.88
Other Stockholder Equity	0.99	0.96	0.94	0.77	0.98	0.81	0.99	0.83	-0.83	0.85	-0.9	0.85	0.89	0.69	0.91	-0.26	0.86	0.95	-0.9	0.26	0.92	0.71	-0.88		0.94	0.99
Total Liab	0.98	1.0	0.83	0.52	0.87	0.58	0.88	0.9	-0.78	0.93	-0.95	0.66	0.7	0.75	0.85	-0.45	0.9	0.89	-0.73	0.55	1.0	0.63	-0.82	0.94		0.97
Net Invested Capital	1.0	0.98	0.92	0.7	0.96	0.75	0.96	0.86	-0.82	0.88	-0.93	0.8	0.84	0.72	0.91	-0.33	0.89	0.95	-0.86	0.36	0.96	0.7	-0.88	0.99	0.97

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Affirm Holdings Account Relationship Matchups

Affirm Holdings fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	1.4B	4.9B	7.0B	8.2B	9.5B	5.9B
Short Long Term Debt Total	917.1M	1.9B	4.1B	5.5B	6.6B	3.6B
Other Current Liab	(878.7M)	50.4M	244.3M	117.5M	67.2M	70.6M
Total Current Liabilities	36.3M	378.5M	277.3M	146.1M	125.0M	180.2M
Total Stockholder Equity	(367.1M)	2.6B	2.6B	2.5B	2.7B	1.8B
Other Liab	11.7M	195.3M	104.5M	77.6M	89.3M	87.4M
Net Tangible Assets	(367.1M)	2.0B	2.0B	2.0B	2.3B	1.2B
Property Plant And Equipment Net	48.1M	62.5M	171.5M	320.3M	449.5M	472.0M
Current Deferred Revenue	4.5M	(104.2M)	(16.4M)	(218.7M)	(100.7M)	(105.7M)
Net Debt	650.1M	440.8M	2.8B	4.6B	5.6B	5.9B
Retained Earnings	(447.2M)	(888.4M)	(1.6B)	(2.6B)	(3.1B)	(3.0B)
Accounts Payable	18.4M	57.8M	33.1M	28.6M	41.0M	34.8M
Cash	267.1M	1.5B	1.3B	892.0M	1.0B	956.0M
Non Current Assets Total	61.9M	1.1B	1.3B	1.3B	7.7B	8.1B
Non Currrent Assets Other	(925.4M)	502.1M	501.6M	296.8M	1.2B	1.3B
Other Assets	13.8M	502.1M	25K	347.3M	(727.6M)	(691.3M)
Long Term Debt	892.1M	1.9B	4.1B	3.6B	6.6B	6.9B
Cash And Short Term Investments	267.1M	1.5B	2.9B	2.1B	2.1B	1.7B
Net Receivables	1.0B	131.0M	161.9M	199.2M	353.0M	342.6M
Liabilities And Stockholders Equity	1.4B	4.9B	7.0B	8.2B	9.5B	5.9B
Non Current Liabilities Total	1.7B	1.9B	4.1B	5.5B	6.7B	3.9B
Other Current Assets	943.6M	530.2M	335.8M	418.0M	350.8M	433.5M
Other Stockholder Equity	(723.8M)	3.5B	4.2B	5.1B	5.9B	3.2B
Total Liab	1.8B	2.3B	4.4B	5.6B	6.8B	4.1B
Net Invested Capital	550.1M	4.5B	6.7B	7.9B	9.3B	5.4B
Long Term Investments	939.2M	11.3M	1.6B	1.2B	73.0M	69.4M
Property Plant And Equipment Gross	48.1M	120.3M	171.5M	444.4M	691.8M	726.3M
Total Current Assets	1.3B	3.7B	5.6B	6.9B	2.5B	3.9B
Accumulated Other Comprehensive Income	(302K)	6.8M	(7.1M)	(15.4M)	(21.6M)	(20.5M)
Non Current Liabilities Other	7.2M	195.3M	71.4M	53.9M	30.7M	29.1M
Net Working Capital	1.3B	3.3B	5.4B	6.7B	8.1B	4.7B
Short Term Debt	892.1M	104.2M	16.4M	218.7M	16.7M	15.9M
Property Plant Equipment	48.1M	62.5M	171.5M	290.1M	333.7M	350.3M

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When determining whether Affirm Holdings is a strong investment it is important to analyze Affirm Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Affirm Holdings' future performance. For an informed investment choice regarding Affirm Stock, refer to the following important reports:

How To Invest In Affirm

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Is Affirm Stock a good investment?

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What is Affirm Holdings' Net Worth?

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Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.

To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.

You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.

Is Data Processing & Outsourced Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affirm Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Earnings Share

(1.41)

Revenue Per Share

8.055

Quarterly Revenue Growth

0.407

Return On Assets

(0.04)

Return On Equity

(0.17)

The market value of Affirm Holdings is measured differently than its book value, which is the value of Affirm that is recorded on the company's balance sheet. Investors also form their own opinion of Affirm Holdings' value that differs from its market value or its book value, called intrinsic value, which is Affirm Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affirm Holdings' market value can be influenced by many factors that don't directly affect Affirm Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Affirm Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affirm Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affirm Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Affirm Cost Of Revenue vs Operating Income Analysis

Cost Of Revenue vs Operating Income

Cost Of Revenue vs Operating Income Correlation Analysis

Correlation Coefficient

Cost Of Revenue

Operating Income

Affirm Holdings fundamental ratios Correlations

Affirm Holdings Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Affirm Holdings fundamental ratios Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Net Invested Capital	+ 1.0	Total Assets
Total Liab	+ 1.0	Short Long Term Debt Total
Net Tangible Assets	+ 1.0	Total Stockholder Equity
Total Liab	+ 1.0	Non Current Liabilities Total
Short Long Term Debt Total	+ 0.99	Total Assets
Other Stockholder Equity	+ 0.99	Total Assets

Retained Earnings	- 0.99	Net Debt
Retained Earnings	- 0.99	Property Plant And Equipment Net
Net Receivables	- 0.98	Other Current Liab
Long Term Debt	- 0.97	Retained Earnings
Net Receivables	- 0.95	Cash
Total Liab	- 0.95	Retained Earnings