Pennymac Mortgage Investment Stock Working Capital

PMT Stock

USD 13.59 0.03 0.22%

PennyMac Mortgage Investment fundamentals help investors to digest information that contributes to PennyMac Mortgage's financial success or failures. It also enables traders to predict the movement of PennyMac Stock. The fundamental analysis module provides a way to measure PennyMac Mortgage's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to PennyMac Mortgage stock.

		Last Reported	Projected for Next Year
	Change In Working Capital	142.6 M	149.7 M

Change In Working Capital is likely to gain to about 149.7 M in 2024.

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PennyMac Mortgage Investment Company Working Capital Analysis

PennyMac Mortgage's Working Capital is a measure of company efficiency and operating liquidity. The working capital is usually calculated by subtracting Current Liabilities from Current Assets. It is an important indicator of the firm ability to continue its normal operations without additional debt obligations. .

Working Capital

Current Assets

-

Current Liabilities

More About Working Capital | All Equity Analysis

Current PennyMac Mortgage Working Capital

(3.78 B)

Most of PennyMac Mortgage's fundamental indicators, such as Working Capital, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, PennyMac Mortgage Investment is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

PennyMac Working Capital Driver Correlations

Understanding the fundamental principles of building solid financial models for PennyMac Mortgage is extremely important. It helps to project a fair market value of PennyMac Stock properly, considering its historical fundamentals such as Working Capital. Since PennyMac Mortgage's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of PennyMac Mortgage's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of PennyMac Mortgage's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Accounts Payable	Net Receivables	Short Term Investments	Total Liab	Total Current Assets	Common Stock	Current Deferred Revenue	Short Term Debt	Long Term Debt	Intangible Assets	Net Tangible Assets	Long Term Debt Total	Capital Surpluse	Long Term Investments	Short Long Term Debt	Net Invested Capital	Capital Stock
Total Assets		0.9	0.4	-0.67	0.52	-0.03	0.4	1.0	0.48	0.87	-0.1	0.45	0.83	0.8	0.69	0.8	0.92	0.17	0.94	0.89	0.7
Total Stockholder Equity	0.9		0.24	-0.39	0.4	0.15	0.16	0.87	0.54	0.98	-0.4	0.47	0.64	0.6	0.81	0.62	0.86	-0.04	0.78	0.7	0.44
Net Debt	0.4	0.24		-0.84	0.95	-0.3	0.21	0.42	-0.06	0.26	0.25	0.72	0.78	0.81	0.22	0.83	0.5	0.54	0.45	0.65	0.75
Retained Earnings	-0.67	-0.39	-0.84		-0.83	0.37	-0.5	-0.7	-0.09	-0.39	-0.38	-0.53	-0.93	-0.96	-0.23	-0.94	-0.64	-0.5	-0.68	-0.85	-0.91
Accounts Payable	0.52	0.4	0.95	-0.83		-0.17	0.19	0.53	0.05	0.43	0.13	0.77	0.8	0.84	0.37	0.84	0.6	0.38	0.56	0.67	0.67
Net Receivables	-0.03	0.15	-0.3	0.37	-0.17		-0.4	-0.05	-0.25	0.21	-0.67	-0.2	-0.35	-0.31	0.07	-0.34	-0.13	-0.17	-0.14	-0.41	-0.45
Short Term Investments	0.4	0.16	0.21	-0.5	0.19	-0.4		0.43	0.11	0.17	0.4	-0.04	0.47	0.47	0.2	0.45	0.41	0.41	0.44	0.53	0.55
Total Liab	1.0	0.87	0.42	-0.7	0.53	-0.05	0.43		0.47	0.84	-0.05	0.44	0.84	0.82	0.66	0.82	0.92	0.2	0.95	0.9	0.73
Total Current Assets	0.48	0.54	-0.06	-0.09	0.05	-0.25	0.11	0.47		0.47	0.21	0.1	0.33	0.24	0.77	0.3	0.62	-0.38	0.57	0.47	0.09
Common Stock	0.87	0.98	0.26	-0.39	0.43	0.21	0.17	0.84	0.47		-0.42	0.43	0.62	0.59	0.81	0.6	0.85	0.09	0.76	0.67	0.44
Current Deferred Revenue	-0.1	-0.4	0.25	-0.38	0.13	-0.67	0.4	-0.05	0.21	-0.42		-0.2	0.22	0.21	-0.2	0.23	0.02	0.25	0.07	0.24	0.34
Short Term Debt	0.45	0.47	0.72	-0.53	0.77	-0.2	-0.04	0.44	0.1	0.43	-0.2		0.63	0.64	0.4	0.65	0.51	0.06	0.44	0.54	0.43
Long Term Debt	0.83	0.64	0.78	-0.93	0.8	-0.35	0.47	0.84	0.33	0.62	0.22	0.63		0.99	0.52	1.0	0.82	0.38	0.81	0.96	0.91
Intangible Assets	0.8	0.6	0.81	-0.96	0.84	-0.31	0.47	0.82	0.24	0.59	0.21	0.64	0.99		0.44	0.99	0.78	0.39	0.78	0.93	0.9
Net Tangible Assets	0.69	0.81	0.22	-0.23	0.37	0.07	0.2	0.66	0.77	0.81	-0.2	0.4	0.52	0.44		0.51	0.84	-0.12	0.7	0.59	0.24
Long Term Debt Total	0.8	0.62	0.83	-0.94	0.84	-0.34	0.45	0.82	0.3	0.6	0.23	0.65	1.0	0.99	0.51		0.81	0.38	0.8	0.95	0.9
Capital Surpluse	0.92	0.86	0.5	-0.64	0.6	-0.13	0.41	0.92	0.62	0.85	0.02	0.51	0.82	0.78	0.84	0.81		0.22	0.93	0.9	0.66
Long Term Investments	0.17	-0.04	0.54	-0.5	0.38	-0.17	0.41	0.2	-0.38	0.09	0.25	0.06	0.38	0.39	-0.12	0.38	0.22		0.18	0.35	0.63
Short Long Term Debt	0.94	0.78	0.45	-0.68	0.56	-0.14	0.44	0.95	0.57	0.76	0.07	0.44	0.81	0.78	0.7	0.8	0.93	0.18		0.9	0.67
Net Invested Capital	0.89	0.7	0.65	-0.85	0.67	-0.41	0.53	0.9	0.47	0.67	0.24	0.54	0.96	0.93	0.59	0.95	0.9	0.35	0.9		0.89
Capital Stock	0.7	0.44	0.75	-0.91	0.67	-0.45	0.55	0.73	0.09	0.44	0.34	0.43	0.91	0.9	0.24	0.9	0.66	0.63	0.67	0.89

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Working Capital can be positive or negative, depending on how much of current debt the company is carrying on its balance sheet. In general terms, companies that have a lot of working capital will experience more growth in the near future since they can expand and improve their operations using existing resources. On the other hand, companies with small or negative working capital may lack the funds necessary for growth or future operation. Working Capital also shows if the company has sufficient liquid resources to satisfy short-term liabilities and operational expenses.

Competition

Predict PennyMac Mortgage

Working Capital Over Time

Based on the company's disclosures, PennyMac Mortgage Investment has a Working Capital of (3.78 Billion). This is much higher than that of the Mortgage Real Estate Investment Trusts (REITs) sector and significantly lower than that of the Financials industry. The working capital for all United States stocks is significantly higher than that of the company.

PennyMac Working Capital Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses PennyMac Mortgage's direct or indirect competition against its Working Capital to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of PennyMac Mortgage could also be used in its relative valuation, which is a method of valuing PennyMac Mortgage by comparing valuation metrics of similar companies.

PennyMac Mortgage is currently under evaluation in working capital category among its peers.

PennyMac Mortgage ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, PennyMac Mortgage's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to PennyMac Mortgage's managers, analysts, and investors.

Environmental

Governance

Social

PennyMac Fundamentals

	Return On Equity	0.0861
	Return On Asset	0.0127
	Profit Margin	0.21 %
	Operating Margin	0.1 %
	Current Valuation	12.1 B
	Shares Outstanding	86.86 M
	Shares Owned By Insiders	1.00 %
	Shares Owned By Institutions	69.08 %
	Number Of Shares Shorted	4.01 M
	Price To Earning	56.52 X
	Price To Book	0.84 X
	Price To Sales	1.46 X
	Revenue	725.87 M
	Gross Profit	(321.2 M)
	EBITDA	1.28 B
	Net Income	199.65 M
	Cash And Equivalents	349.38 M
	Cash Per Share	3.86 X
	Total Debt	4.85 B
	Debt To Equity	5.24 %
	Current Ratio	0.86 X
	Book Value Per Share	16.06 X
	Cash Flow From Operations	1.34 B
	Short Ratio	5.10 X
	Earnings Per Share	1.38 X
	Price To Earnings To Growth	2.12 X
	Target Price	14.81
	Beta	1.48
	Market Capitalization	1.18 B
	Total Asset	13.11 B
	Retained Earnings	(508.69 M)
	Working Capital	(3.78 B)
	Current Asset	99.97 M
	Current Liabilities	3.88 B
	Annual Yield	0.12 %
	Five Year Return	10.21 %
	Net Asset	13.11 B
	Last Dividend Paid	1.6

About PennyMac Mortgage Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze PennyMac Mortgage Investment's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of PennyMac Mortgage using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of PennyMac Mortgage Investment based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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Additional Tools for PennyMac Stock Analysis

When running PennyMac Mortgage's price analysis, check to measure PennyMac Mortgage's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PennyMac Mortgage is operating at the current time. Most of PennyMac Mortgage's value examination focuses on studying past and present price action to predict the probability of PennyMac Mortgage's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PennyMac Mortgage's price. Additionally, you may evaluate how the addition of PennyMac Mortgage to your portfolios can decrease your overall portfolio volatility.

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