Alerus Financial Corp Stock Beta
| ALRS Stock | USD 18.95 0.05 0.26% |
Alerus Financial Corp fundamentals help investors to digest information that contributes to Alerus Financial's financial success or failures. It also enables traders to predict the movement of Alerus Stock. The fundamental analysis module provides a way to measure Alerus Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Alerus Financial stock.
Alerus | Beta |
Alerus Financial Corp Company Beta Analysis
Alerus Financial's Beta is one of the most important measures of equity market volatility. Beta can be thought of as asset elasticity or sensitivity to market. In other words, it is a number that shows the relationship of an equity instrument to the financial market in which this instrument is traded. For example, if Beta of equity is 2, it is expected to significantly outperform market when the market is going up and significantly underperform when the market is going down. Similarly, Beta of 1 indicates that an asset and market will generate similar returns over time.
Current Alerus Financial Beta | 0.69 |
Most of Alerus Financial's fundamental indicators, such as Beta, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Alerus Financial Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Alerus Beta Driver Correlations
Understanding the fundamental principles of building solid financial models for Alerus Financial is extremely important. It helps to project a fair market value of Alerus Stock properly, considering its historical fundamentals such as Beta. Since Alerus Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Alerus Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Alerus Financial's interrelated accounts and indicators.
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In a nutshell, Beta is a measure of individual stock risk relative to the overall volatility of the stock market. and is calculated based on very sound finance theory - Capital Assets Pricing Model (CAPM).However, since Beta is calculated based on historical price movements it may not predict how a firm's stock is going to perform in the future.
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In accordance with the recently published financial statements, Alerus Financial Corp has a Beta of 0.686. This is 16.34% lower than that of the Financial Services sector and significantly higher than that of the Financials industry. The beta for all United States stocks is notably lower than that of the firm.
Alerus Beta Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Alerus Financial's direct or indirect competition against its Beta to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Alerus Financial could also be used in its relative valuation, which is a method of valuing Alerus Financial by comparing valuation metrics of similar companies.Alerus Financial is currently under evaluation in beta category among its peers.
Alerus Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Alerus Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Alerus Financial's managers, analysts, and investors.Environmental | Governance | Social |
Alerus Financial Institutional Holders
Institutional Holdings refers to the ownership stake in Alerus Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Alerus Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Alerus Financial's value.| Shares | Cutler Capital Management | 2024-09-30 | 159 K | Charles Schwab Investment Management Inc | 2024-09-30 | 149.3 K | American Century Companies Inc | 2024-09-30 | 148.7 K | Bank Of New York Mellon Corp | 2024-09-30 | 109.6 K | Goldman Sachs Group Inc | 2024-09-30 | 108.9 K | Zacks Investment Management Inc | 2024-09-30 | 102.7 K | Bridgeway Capital Management, Llc | 2024-09-30 | 101.9 K | Mairs & Power Inc | 2024-09-30 | 97.7 K | Keeley-teton Advisors, Llc | 2024-09-30 | 89.8 K | Alerus Financial Na | 2024-09-30 | 2.1 M | Blackrock Inc | 2024-09-30 | 1.7 M |
As returns on the market increase, Alerus Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Alerus Financial is expected to be smaller as well.
Alerus Fundamentals
| Return On Equity | 0.0084 | ||||
| Return On Asset | 8.0E-4 | ||||
| Profit Margin | 0.02 % | ||||
| Operating Margin | 0.20 % | ||||
| Current Valuation | 727.28 M | ||||
| Shares Outstanding | 25.34 M | ||||
| Shares Owned By Insiders | 8.91 % | ||||
| Shares Owned By Institutions | 39.86 % | ||||
| Number Of Shares Shorted | 192.3 K | ||||
| Price To Earning | 7.68 X | ||||
| Price To Book | 1.25 X | ||||
| Price To Sales | 2.92 X | ||||
| Revenue | 166.01 M | ||||
| Gross Profit | 210.95 M | ||||
| EBITDA | 5.3 M | ||||
| Net Income | 11.7 M | ||||
| Cash And Equivalents | 68.29 M | ||||
| Cash Per Share | 3.42 X | ||||
| Total Debt | 378.88 M | ||||
| Debt To Equity | 11.87 % | ||||
| Book Value Per Share | 19.53 X | ||||
| Cash Flow From Operations | 28.98 M | ||||
| Short Ratio | 2.70 X | ||||
| Earnings Per Share | 0.17 X | ||||
| Target Price | 23.6 | ||||
| Number Of Employees | 709 | ||||
| Beta | 0.69 | ||||
| Market Capitalization | 480.16 M | ||||
| Total Asset | 3.91 B | ||||
| Retained Earnings | 272.7 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 2.47 % | ||||
| Net Asset | 3.91 B | ||||
| Last Dividend Paid | 0.78 |
About Alerus Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Alerus Financial Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Alerus Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Alerus Financial Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Alerus Stock Analysis
When running Alerus Financial's price analysis, check to measure Alerus Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Alerus Financial is operating at the current time. Most of Alerus Financial's value examination focuses on studying past and present price action to predict the probability of Alerus Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Alerus Financial's price. Additionally, you may evaluate how the addition of Alerus Financial to your portfolios can decrease your overall portfolio volatility.