Richard Bradshaw - United Community President - Specialized Lending
President
Mr. Richard W. Bradshaw is Chief Banking Officer since January 2019, where he oversees all of our 149 branch locations across our fourstate footprint, manages our diverse commercial lines of business, including middle market, assetbased lending, income property, senior care, Small Business Administration, capital markets, lending and builder finance. As Chief Banking Officer, Mr. Bradshaw is also responsible for our mortgage division, United Community Mortgage Services. Before being named Chief Banking Officer, Mr. Bradshaw served as President, Commercial Banking Solutions since March 2014. Mr. Bradshaw has more than 28 years of banking industry experience. Before joining United, he served as the head of U.S. SBA Programs at TD Bank from October 2010 to March 2014. Before TD Bank, Mr. Bradshaw served as President at UPS Capital Business Credit, where he was responsible for assetbased lending, equipment leasing, SBA and insurance. Mr. Bradshaw is a retired commander from the U.S. Naval Reserve Intelligence Program and served five years of active duty as a captain in the U.S. Air Force. since 2019.
| Age | 62 |
| Tenure | 6 years |
| Phone | 706 781 2265 |
| Web | https://www.ucbi.com |
Richard Bradshaw Latest Insider Activity
Tracking and analyzing the buying and selling activities of Richard Bradshaw against United Community stock is an integral part of due diligence when investing in United Community. Richard Bradshaw insider activity provides valuable insight into whether United Community is net buyers or sellers over its current business cycle. Note, United Community insiders must abide by specific rules, including filing SEC forms every time they buy or sell United Community'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.
Richard Bradshaw over six months ago Disposition of 224 shares by Richard Bradshaw of United Community at 27.66 subject to Rule 16b-3 |
United Community Management Efficiency
United Community's management efficiency ratios could be used to measure how well United Community manages its routine affairs as well as how well it operates its assets and liabilities.United Community Banks currently holds 324.82 M in liabilities with Debt to Equity (D/E) ratio of 0.16, which may suggest the company is not taking enough advantage from borrowing. Note, when we think about United Community's use of debt, we should always consider it together with its cash and equity.
Similar Executives
| Showing other executives | PRESIDENT Age | ||
| Joanne Jackson | Pinnacle Financial Partners | 67 | |
| Jeremy Cook | Pinnacle Financial Partners | N/A | |
| Darren Davis | Colony Bankcorp | N/A | |
| Stephen Drahnak | ST Bancorp | 54 | |
| Ryan Gordon | Waterstone Financial | 38 | |
| Walter Patten | Colony Bankcorp | 74 | |
| Patrick Ervin | Independent Bank | 59 | |
| Juan Montano | Republic Bancorp | 54 | |
| John Rippy | Republic Bancorp | 63 | |
| Hugh Hollar | Colony Bankcorp | N/A | |
| James Twarozynski | Independent Bank | 60 | |
| Douglas Williams | SouthState | 66 | |
| Gary Petty | SmartFinancial, | 50 | |
| Larry Daniel | Independent Bank | 60 | |
| Jason Beitz | Community West Bancshares | N/A | |
| William Filippin | Community West Bancshares | 60 | |
| Aaron Boigon | Plumas Bancorp | 49 | |
| Julie Glynn | Waterstone Financial | 61 | |
| Ryan Finnan | Investar Holding Corp | 49 | |
| Tito Lima | CNB Financial | 60 | |
| Heather Hall | Mid Penn Bancorp | 51 | |
Management Performance
| Return On Equity | 0.0593 | |||
| Return On Asset | 0.0072 |
United Community Banks Leadership Team
Elected by the shareholders, the United Community's board of directors comprises two types of representatives: United Community inside directors who are chosen from within the company, and outside directors, selected externally and held independent of United. The board's role is to monitor United Community's management team and ensure that shareholders' interests are well served. United Community's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, United Community's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Melinda Lux, General VP | ||
| Robert Edwards, Executive Vice President Chief Credit Officer | ||
| Mark Terry, Chief Officer | ||
| Herbert Harton, President Chairman | ||
| Mitch Ralston, Pres County | ||
| Abraham Cox, Executive Officer | ||
| Richard Bradshaw, President - Specialized Lending | ||
| Jefferson CFA, Executive CFO | ||
| Alan Kumler, Senior Officer | ||
| Holly Berry, Chief Officer | ||
| Carol Chastain, Chief Officer |
United Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is United Community a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.0593 | |||
| Return On Asset | 0.0072 | |||
| Profit Margin | 0.23 % | |||
| Operating Margin | 0.41 % | |||
| Current Valuation | 3.2 B | |||
| Shares Outstanding | 119.17 M | |||
| Shares Owned By Insiders | 0.55 % | |||
| Shares Owned By Institutions | 82.97 % | |||
| Number Of Shares Shorted | 2.01 M | |||
| Price To Earning | 16.45 X |
Currently Active Assets on Macroaxis
Check out World Market Map to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Other Consideration for investing in United Stock
If you are still planning to invest in United Community Banks check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the United Community's history and understand the potential risks before investing.
| Crypto Correlations Use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins | |
| Analyst Advice Analyst recommendations and target price estimates broken down by several categories | |
| Fundamental Analysis View fundamental data based on most recent published financial statements | |
| Portfolio Backtesting Avoid under-diversification and over-optimization by backtesting your portfolios | |
| Positions Ratings Determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
| Portfolio Center All portfolio management and optimization tools to improve performance of your portfolios | |
| Portfolio Analyzer Portfolio analysis module that provides access to portfolio diagnostics and optimization engine | |
| Equity Valuation Check real value of public entities based on technical and fundamental data | |
| Fundamentals Comparison Compare fundamentals across multiple equities to find investing opportunities |