Gerald Smith - River Financial Pres Director
Insider
Gerald Smith is Pres Director of River Financial
| Age | 68 |
| Phone | 334 290 1012 |
| Web | https://www.riverbankandtrust.com |
Gerald Smith Latest Insider Activity
Tracking and analyzing the buying and selling activities of Gerald Smith against River Financial pink sheet is an integral part of due diligence when investing in River Financial. Gerald Smith insider activity provides valuable insight into whether River Financial is net buyers or sellers over its current business cycle. Note, River Financial insiders must abide by specific rules, including filing SEC forms every time they buy or sell River Financial'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.
Gerald Smith over a year ago First National exotic insider transaction detected | ||
Gerald Smith over a year ago First National exotic insider transaction detected | ||
Gerald Smith over a year ago First National exotic insider transaction detected |
River Financial Management Efficiency
The company has return on total asset (ROA) of 0.0111 % which means that it generated a profit of $0.0111 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1827 %, meaning that it created $0.1827 on every $100 dollars invested by stockholders. River Financial's management efficiency ratios could be used to measure how well River Financial manages its routine affairs as well as how well it operates its assets and liabilities.River Financial currently holds 39.34 M in liabilities. Debt can assist River Financial until it has trouble settling it off, either with new capital or with free cash flow. So, River Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like River Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for River to invest in growth at high rates of return. When we think about River Financial's use of debt, we should always consider it together with cash and equity.
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Management Performance
| Return On Equity | 0.18 | |||
| Return On Asset | 0.0111 |
River Financial Leadership Team
Elected by the shareholders, the River Financial's board of directors comprises two types of representatives: River Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of River. The board's role is to monitor River Financial's management team and ensure that shareholders' interests are well served. River Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, River Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Jason CPA, CFO VP | ||
| Rebecca Hallman, Assistant Director | ||
| Eugene Crane, Exec Mang | ||
| Gerald Smith, Pres Director | ||
| James Stubbs, CEO Director |
River Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right pink sheet is not an easy task. Is River Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.18 | |||
| Return On Asset | 0.0111 | |||
| Profit Margin | 0.33 % | |||
| Operating Margin | 0.43 % | |||
| Current Valuation | 137.24 M | |||
| Shares Outstanding | 6.65 M | |||
| Shares Owned By Insiders | 15.64 % | |||
| Price To Earning | 8.25 X | |||
| Price To Book | 1.82 X | |||
| Price To Sales | 2.67 X |
Currently Active Assets on Macroaxis
Other Information on Investing in River Pink Sheet
River Financial financial ratios help investors to determine whether River Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in River with respect to the benefits of owning River Financial security.