| FMCB Stock | | | USD 1,050 12.50 1.18% |
Chairman
Mr. Kent A. Steinwert is the Chairman of the Board, President, Chief Executive Officer of Farmers Merchants Bancorp and Farmers Merchants Bank., since May 2010. He was President and Chief Executive Officer of Farmers Merchants Bancorp and Farmers Merchants Bank of Central California. Mr. Steinwert grew up in Sacramento, graduated with a degree in economics from the University of California at Davis in 1974, obtained his MBA degree from Golden Gate University in 1980, and completed Organizational Management studies at Yale University in 1985. His professional career in banking spans over 35 years. He currently serves on the board of directors of both the American Bankers Association and the California Bankers Association . He is past chairman of the 119 year old CBA. Mr. Steinwert has served on the board of directors and in officer positions with numerous communitybased organizations. He is a member of Woodbridge Golf Country Club. He has served as a director for sixteen years, and has forty years of business, agriculture, real estate and consumer banking experience since 2010.
| Age | 70 |
| Tenure | 14 years |
| Phone | 209 367 2300 |
| Web | https://www.fmbonline.com |
Steinwert has served as a director for nineteen years, and has fortythree years of business, agriculture, real estate and consumer banking experience.
Farmers Merchants Management Efficiency
The company has return on total asset
(ROA) of
0.0134 % which means that it generated a profit of $0.0134 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity
(ROE) of
0.154 %, meaning that it created $0.154 on every $100 dollars invested by stockholders. Farmers Merchants' management efficiency ratios could be used to measure how well Farmers Merchants manages its routine affairs as well as how well it operates its assets and liabilities.
Farmers Merchants Bancorp currently holds 10.31
M in liabilities with Debt to Equity
(D/E) ratio of 9.39, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Farmers Merchants until it has trouble settling it off, either with new capital or with free cash flow. So, Farmers Merchants' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Farmers Merchants Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Farmers to invest in growth at high rates of return. When we think about Farmers Merchants' use of debt, we should always consider it together with cash and equity.
Farmers Merchants Bancorp operates as the bank holding company for Farmers Merchants Bank of Central California that provides various banking services to businesses and individuals. Farmers Merchants Bancorp was founded in 1916 and is headquartered in Lodi, California. Farmers Merch operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 373 people. Farmers Merchants Bancorp [FMCB] is traded as part of a regulated electronic over-the-counter service offered by the NASD.
Management Performance
Farmers Merchants Bancorp Leadership Team
Elected by the shareholders, the Farmers Merchants' board of directors comprises two types of representatives: Farmers Merchants inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Farmers. The board's role is to monitor Farmers Merchants' management team and ensure that shareholders' interests are well served. Farmers Merchants' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Farmers Merchants' outside directors are responsible for providing unbiased perspectives on the board's policies.
| Kyle Koelbel, Ex Officer | |
| Deborah Skinner, Chief Admin. Officer, Executive VP, Chief Admin. Officer of Farmers and Merchants Bank of Central California and Executive VP of Farmers and Merchants Bank of Central California | |
| Charles Broom, VP HR | |
| Jay Colombini, Executive Vice President Wholesale Banking Division of the Bank | |
| Kent Steinwert, Chairman of The Board, CEO and President Chairman of Corporate Governance and Nominating Committee, Member of Asset and Liability Management Committee, Member of Loan Committee, Chairman of Farmers and Merchants Bank - Central California, CEO of Farmers and Merchants Bank - Central California and President of Farmers and Merchants Bank - Central California | |
| David Zitterow, Executive Vice President & Regional Director of Banking of Farmers & Merchants Bank of Central California | |
| Stephen Haley, CFO, Executive VP, Secretary, CFO of Farmers and Merchants Bank - Central California, Executive VP of Farmers and Merchants Bank - Central California and Secretary of Farmers and Merchants Bank - Central California | |
| Ryan Misasi, Executive Vice President Retail Banking Division of the Bank | |
Farmers Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is Farmers Merchants a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
Additional Information and Resources on Investing in Farmers OTC Stock
When determining whether Farmers Merchants Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Farmers Merchants'
financial statements, including income statements, balance sheets, and cash flow statements, to assess its
financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Farmers Merchants Bancorp Stock.
Outlined below are crucial reports that will aid in making a well-informed decision on Farmers Merchants Bancorp Stock: Check out
Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Farmers Merchants Bancorp. Also, note that the market value of any otc stock could be closely tied with the direction of predictive economic indicators such as
signals in main economic indicators.
Note that the Farmers Merchants Bancorp information on this page should be used as a complementary analysis to other Farmers Merchants' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the
Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Please note, there is a significant difference between Farmers Merchants' value and its price as these two are different measures arrived at by different means. Investors typically determine if Farmers Merchants is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Farmers Merchants' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.