| FINDEP Stock | | | MXN 8.00 0.20 2.44% |
CEO
Mr. Eduardo Bernhart Messmacher Henriquez serves as Chief Executive Officer and Executive Vice President of Financiera Independencia, S.A.B. De C.V. Sofom, E.N.R. since March 31, 2017. He acts as Executive Vice President of the Company since October 2016. He has over 16 years of experience in the financial sector in Mexico, Argentina and Brazil, working with such institutions as HSBC and McKinsey and Co. He holds a Bachelors degree in ElectroMechanical Engineering from the Instituto Tecnologico de Estudios Superiores de Monterrey and a Masters of Science in Operations Research from the Massachusetts Institute of Technology . since 2017.
| Age | 44 |
| Tenure | 7 years |
| Phone | 52 55 5229 0257 |
| Web | https://www.findep.mx |
Financiera Independencia Management Efficiency
The company has return on total asset
(ROA) of
0.0516 % which means that it generated a profit of $0.0516 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity
(ROE) of
0.1274 %, meaning that it generated $0.1274 on every $100 dollars invested by stockholders. Financiera Independencia's management efficiency ratios could be used to measure how well Financiera Independencia manages its routine affairs as well as how well it operates its assets and liabilities.
Financiera Independencia SAB has accumulated 5.07
B in total debt with debt to equity ratio
(D/E) of 1.21, which is about average as compared to similar companies. Financiera Independencia has a current ratio of 6.62, suggesting that it is
liquid and has the ability to pay its financial obligations in time and when they become due. Debt can assist Financiera Independencia until it has trouble settling it off, either with new capital or with free cash flow. So, Financiera Independencia's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Financiera Independencia sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Financiera to invest in growth at high rates of return. When we think about Financiera Independencia's use of debt, we should always consider it together with cash and equity.
Similar Executives
SOFOM E.N.R. operates as a microfinance company in Mexico and internationally. The company was founded in 1993 and is headquartered in Mexico City, Mexico. FINANCIERA INDEPENDENCIA operates under Credit Services classification in Mexico and is traded on Mexico Stock Exchange. It employs 4969 people. Financiera Independencia SAB (FINDEP) is traded on Mexican Exchange in Mexico and employs 4,672 people.
Management Performance
Financiera Independencia Leadership Team
Elected by the shareholders, the Financiera Independencia's board of directors comprises two types of representatives: Financiera Independencia inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Financiera. The board's role is to monitor Financiera Independencia's management team and ensure that shareholders' interests are well served. Financiera Independencia's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Financiera Independencia's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Eduardo Henriquez, Chief Executive Officer and Executive Vice President | |
| Antonio Gonzalez, Head of Investor Relations | |
| Marco Agaez, Chief Risk Officer | |
| Maria Guerra, Director of Human Resources | |
| Jose Santisteban, Chairman of the Board | |
| Gloria Cisneros, Co Operations | |
| Marcelo Pinto, General Manager of Finsol Brazil | |
| Adrian Barreto, Chief Officer | |
| Ana Cantu, Director | |
| Carlos Macas, Co Bus | |
| Jose Cantu, Director | |
| Hector Acosta, Independent Director | |
| Jose Acha, Director of Systems and Operations | |
| Jose Anaya, Independent Director | |
| Francisco Vazquez, Legal Director, Non-Member Assistant Secretary | |
| Roberto Lopez, Director | |
| Lorenzo Vita, Operations Director of Branches | |
| Horacio Gonzalez, Independent Director | |
| Iker Penalosa, Non-Member Secretary of the Board | |
| Hector Sakar, Director of Payments Collection | |
| Roberto Achutegui, Independent Director | |
| Antonino Vargas, President and CEO of Apoyo Financiero | |
| Guillermo Montull, Independent Director | |
| Carlos Santisteban, Director | |
| Carlos Mena, Independent Director | |
| Noel Cawley, Executive Vice President Director | |
| Ruben Tietzsch, Payroll Credits Director | |
| Maite Cantu, Director | |
| Eduardo Henrquez, G CEO | |
| Arturo Alfaro, Corporate Director of The FINDEP Branch Network | |
| Jose Michavila, Chief Financial and Administrative Officer | |
| Ivan Gonzalez, Chief Officer | |
| Mara Guerra, Co Department | |
Financiera Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Financiera Independencia a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
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Other Information on Investing in Financiera Stock
Financiera Independencia financial ratios help investors to determine whether Financiera Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Financiera with respect to the benefits of owning Financiera Independencia security.