Yousef Valine - First Horizon President

FHN Stock  USD 19.22  0.01  0.05%   

President

Mr. Yousef A. Valine is Chief Operating Officer, Executive Vice President, Chief Risk Officer of the Corporation and the Bank. Mr. Valine became Executive Vice PresidentChief Operating and Risk Officer in 2018. He joined FHN in 2009 as Executive Vice PresidentCorporationrate Risk Management, and became Executive Vice PresidentChief Risk Officer in 2010. From 1985 until 2009, Mr. Valine was with Wachovia Corporationrationration, most recently serving as Executive Vice President and Chief Operating Officer of its enterprisewide risk management division from 2007 until 2009, as the head of its Institutional Risk Group in 2006, and as its chief operational risk officer in 2005. since 2018.
Age 59
Tenure 7 years
Address 165 Madison Avenue, Memphis, TN, United States, 38103
Phone901 523 4444
Webhttps://www.firsthorizon.com
Valine joined FHN in 2009 and became Executive Vice President—Chief Risk Officer in 2010. From June to December 2009, Mr. Valine served as Executive Vice President—Corporationrate Risk Management of FHN and the Bank. From 1985 until June 2009, Mr. Valine was with Wachovia Corporationrationrationration, most recently serving as Executive Vice President and Chief Operating Officer of its enterprisewide risk management division from 2007 until June 2009, as the head of its Institutional Risk Group in 2006, and as its chief operational risk officer in 2005.

First Horizon Management Efficiency

At this time, First Horizon's Return On Tangible Assets are very stable compared to the past year. As of the 21st of March 2025, Return On Assets is likely to grow to 0.01, though Return On Capital Employed is likely to grow to (0.04). At this time, First Horizon's Return On Assets are very stable compared to the past year. First Horizon's management efficiency ratios could be used to measure how well First Horizon manages its routine affairs as well as how well it operates its assets and liabilities.
First Horizon National has 3.4 B in debt with debt to equity (D/E) ratio of 10.05, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for First to invest in growth at high rates of return.

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First Horizon Corporation operates as the bank holding company for First Horizon Bank that provides various financial services. First Horizon Corporation was founded in 1864 and is headquartered in Memphis, Tennessee. First Horizon operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 7500 people. First Horizon National (FHN) is traded on New York Stock Exchange in USA. It is located in 165 Madison Avenue, Memphis, TN, United States, 38103 and employs 7,155 people. First Horizon is listed under Regional Banks category by Fama And French industry classification.

Management Performance

First Horizon National Leadership Team

Elected by the shareholders, the First Horizon's board of directors comprises two types of representatives: First Horizon inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Horizon's management team and ensure that shareholders' interests are well served. First Horizon's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Horizon's outside directors are responsible for providing unbiased perspectives on the board's policies.
Elizabeth Ardoin, Senior Executive Vice President, Chief Communications Officer of First Horizon and the Bank
David Jordan, Chairman of the Board, President and Chief Executive Officer of First Horizon and the Bank
William Fenstermaker, Independent Director
John Daniel, Executive Vice President Chief Human Resources Officer of the Corporation and the Bank
John Compton, Independent Director
Erin Pryor, Executive Vice President Chief Marketing Officer
Tammy LoCascio, Senior Executive Vice President, Chief Human Resources Officer of First Horizon and the Bank
Jeff Fleming, Executive Vice President, Chief Accounting Officer, Corporate Controller of First Horizon and the Bank
Harry Barton, Independent Director
Rosa Sugranes, Independent Director
Lang Wiseman, General Counsel
Tanya Hart, Chief Human Resource Officer
William Losch, Chief Financial Officer, Senior Executive Vice President of First Horizon and the Bank
Tony Adams, Market Orleans
Colin Reed, Lead Independent Director
J Kemp, Independent Director
Susan Springfield, Senior Executive Vice President, Chief Credit Officer of First Horizon and the Bank
R Taylor, Vice Chairman of the Board of First Horizon and the Bank
Key Coker, President - Dallas/Fort Worth Market
Luke Yancy, Independent Director
Yousef Valine, Chief Operating Officer, Executive Vice President, Chief Risk Officer of the Corporation and the Bank
Cecelia Stewart, Director of the Corporation and the Bank
John Casbon, Independent Director
Dane Smith, Senior Vice President Corporate Treasurer
Rick Maples, Independent Director
Clyde Billings, Senior Vice President Assistant General Counsel, Corporate Secretary
Terry Akins, Senior Executive Vice President, Chief Risk Officer of First Horizon and the Bank
Vicki Palmer, Independent Director
Mark Emkes, Independent Director
Ricky Maples, Independent Director
Anthony Hood, Equity Diversity
Mohan Sankararaman, Executive Officer
Vernon Stafford, Senior Executive
Bryan Jordan, Chairman, CEO and President Member of Executive and Risk Committee, Chairman of First Tennessee Bank National Association, CEO of First Tennessee Bank National Association and President of First Tennessee Bank National Association,
JMichael Kemp, Independent Director
Tyler Craft, Head Relations
Michael Kisber, President of FTN Financial and President of FTN Financial - First Tennessee Bank National Association
Michael Brown, President - Regional Banking of First Horizon and the Bank
Natalie Flanders, Senior Relations
Rajesh Subramaniam, Independent Director
Kenneth Burdick, Independent Director
Adrienne Sipe, Senior Director
E Shea, Independent Director
Corydon Gilchrist, Independent Director
Anthony Restel, Interim Chief Financial Officer, Chief Operating Officer, Senior Executive Vice President of the Company and The Bank
Ellen Taylor, Ex Relations
David Popwell, President of Banking - First Tennessee Bank and COO of Banking - First Tennessee Bank
Wendy Davidson, Independent Director
Daryl Byrd, Executive Chairman of the Board of First Horizon and the Bank
Hunter Hill, Regional Bank
Charles Tuggle, Executive VP, General Counsel, Executive VP of First Tennessee Bank National Association and General Counsel of First Tennessee Bank National Association
Hope Dmuchowski, Chief Financial Officer, Senior Executive Vice President

First Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First Horizon a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
When determining whether First Horizon National offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Horizon's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Horizon National Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Horizon National Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Horizon National. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate.
You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Horizon. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Horizon listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
0.6
Earnings Share
1.36
Revenue Per Share
5.626
Return On Assets
0.0097
The market value of First Horizon National is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Horizon's value that differs from its market value or its book value, called intrinsic value, which is First Horizon's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Horizon's market value can be influenced by many factors that don't directly affect First Horizon's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Horizon's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Horizon is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Horizon's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.