Jose Avalos - Crdito Real Director

CREAL Stock  MXN 0.35  0.00  0.00%   

Director

Mr. Jose Luis Berrondo Avalos serves as Director of Credito Real, S.A.B. de C.V. Sofom E.R. He was working at the Company for a period of 20 years. He was also Member of the Company Executive and Compensation Committees and Chairman of the Credit, Risk and Treasury Committee. Moreover, he was Board Member of Grupo Financiero HSBC SA de CV and HSBC Mexico SA Institucion de Banca Multiple. From 1984 to 1993, he was Vice President of Mabe SA de CV, and since 2003 he has acted as President and Chief Executive Officer of Mabe SA de CV. He obtained a Masters degree in Business Administration from IPADE.
Age 61
Phone52 55 5340 5200
Webhttps://www.creditoreal.com.mx

Crdito Real Management Efficiency

Crdito Real's management efficiency ratios could be used to measure how well Crdito Real manages its routine affairs as well as how well it operates its assets and liabilities.
Crdito Real SAB has accumulated 56.18 B in total debt with debt to equity ratio (D/E) of 3.21, implying the company greatly relies on financing operations through barrowing. Crdito Real SAB has a current ratio of 5.4, suggesting that it is liquid and has the ability to pay its financial obligations in time and when they become due. Debt can assist Crdito Real until it has trouble settling it off, either with new capital or with free cash flow. So, Crdito Real's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Crdito Real SAB sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Crdito to invest in growth at high rates of return. When we think about Crdito Real's use of debt, we should always consider it together with cash and equity.

Similar Executives

Showing other executives

DIRECTOR Age

KokChoo ChenTaiwan Semiconductor Manufactur
N/A
Mellody HobsonJPMorgan Chase Co
50
Susan BiesBank of America
71
Jack BovenderBank of America
73
Sharon AllenBank of America
67
Linda BammannJPMorgan Chase Co
63
Thomas MayBank of America
72
Ewen StevensonHSBC Holdings plc
57
Monica LozanoBank of America
62
Linda HudsonBank of America
68
Michael WhiteBank of America
67
Frank BrambleBank of America
70
Clayton RoseBank of America
60
Pierre WeckBank of America
68
Lionel NowellBank of America
64
James CrownJPMorgan Chase Co
65
Timothy FlynnJPMorgan Chase Co
62
Todd CombsJPMorgan Chase Co
48
Stephen BurkeJPMorgan Chase Co
60
Maria ZuberBank of America
60
Denise RamosBank of America
62
Crdito Real, S.A.B. de C.V., Sociedad Financiera de Objeto Mltiple, Entidad No Regulada, a non- banking institution, provides financial solutions and services in Mexico. The company was incorporated in 1993 and is based in Mexico City, Mexico. CREDITO REAL operates under Credit Services classification in Mexico and is traded on Mexico Stock Exchange. It employs 657 people. Crdito Real SAB (CREAL) is traded on Mexican Exchange in Mexico and employs 44 people.

Management Performance

Crdito Real SAB Leadership Team

Elected by the shareholders, the Crdito Real's board of directors comprises two types of representatives: Crdito Real inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Crdito. The board's role is to monitor Crdito Real's management team and ensure that shareholders' interests are well served. Crdito Real's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Crdito Real's outside directors are responsible for providing unbiased perspectives on the board's policies.
Luis Lozano, Chief Legal Officer
Enrique Badia, Independent Director
Pablo Gonzlez, Director Comptroller
Adalberto Rabago, Director of Human Resources
Carlos Valdes, Deputy Chief Executive Officer, Chief Financial Officer
Gilbert GarreauDombasle, Independent Director
Jos Abundis, Director Operations
Jose Avalos, Director
Gerardo Diaz, Director
Angel Berrondo, Chairman of the Board, Chief Executive Officer
Eduardo Avalos, Director
Jose Recolons, Independent Director
Allan Mizrahi, Director
Jose Abundis, Chief Operating Officer
Moises Ohrenstein, Independent Director
Renata Muoz, Investor Officer
Guillermo Leiro, Sec
Raul Reyes, Independent Director
Iser Stern, Independent Director
Claudia Zaraza, Treasurer
Luis Barroso, Director MA
Luis Castillo, Commercial Director of Payroll Credit Payment
Juan Saavedra, Director
Raul Farias, Independent Director

Crdito Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Crdito Real a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.

Other Information on Investing in Crdito Stock

Crdito Real financial ratios help investors to determine whether Crdito Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Crdito with respect to the benefits of owning Crdito Real security.