Cristian Contardo - Banco De Director of Human Resources and Organization

BCH Stock  USD 25.91  0.29  1.11%   

Director

Mr. Cristian Lagos Contardo serves as Director of Human Resources and Organization at Bank of Chile since 2012. Prior to this position, he was Corporationrationrate Manager of People and Reputation at Compania General de Electricidad S.A. . Previously, he was Corporationrationrate Human Resources Manager at Chilesat S.A. and Corporationrationrate Manager at Telmex, following its merger with Chilesat S.A. Before that, he was Planning and Human Resources Division Manager at Banco Sudamericano and, later, at Scotiabank, following the merger of these banks. He holds a degree in Psychology from Universidad Diego Portales and completed the management development program from Universidad de los Andes ESE Business School. since 2012.
Age 59
Tenure 13 years
Phone56 22 653 1111
Webhttps://portales.bancochile.cl

Banco De Management Efficiency

The company has Return on Asset of 0.0224 % which means that on every $100 spent on assets, it made $0.0224 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2224 %, implying that it generated $0.2224 on every 100 dollars invested. Banco De's management efficiency ratios could be used to measure how well Banco De manages its routine affairs as well as how well it operates its assets and liabilities.
Banco De Chile has 9.98 T in debt with debt to equity (D/E) ratio of 10.64, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for Banco to invest in growth at high rates of return.

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Banco de Chile, together with its subsidiaries, provides banking and financial products and services to customers in Chile. Banco de Chile was founded in 1893 and is headquartered in Santiago, Chile. Banco DE is traded on New York Stock Exchange in the United States. Banco De Chile (BCH) is traded on New York Stock Exchange in USA. It is located in Ahumada 251, Santiago, Chile and employs 11,614 people. Banco De is listed under Diversified Banks category by Fama And French industry classification.

Management Performance

Banco De Chile Leadership Team

Elected by the shareholders, the Banco De's board of directors comprises two types of representatives: Banco De inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Banco. The board's role is to monitor Banco De's management team and ensure that shareholders' interests are well served. Banco De's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Banco De's outside directors are responsible for providing unbiased perspectives on the board's policies.
Oscar Castellon, Manager - Internal Audit Division
Esteban Hoz, Manager - Operations and Technology Division
Pablo Ricci, Head Relations
Hernan Buc, Advisor to the Board of Directors
Alvaro Escallon, Vice Chairman of the Board
Axel Gromero, Corporate Banking Division Manager
Felipe Bornemann, Director of Global Compliance Division
Paola Auad, Manager - Wholesale Credit Risk Division
Rodrigo Aravena, Chief Relations
Julio Navarro, Manager - Retail Credit Risk Division, Interim Global Risk Control Division Manager
Julio Figueroa, Vice Chairman of the Board
Jaime Valencia, Independent Director
Claudia Garcia, Marketing and Digital Banking Division
Nicolas Huerta, Efficiency and Productivity Division Manager
Andres Heymann, Advisor to the Directors Board
Axel Romero, Corporate Banking Division Manager
Rolando Sanchez, Chief Financial Officer
Alfredo Segal, Independent Director
Jose Villalobos, Commercial Banking Division Manager
Eduardo Orrego, Wholesale, Large Companies and Real Estate Division Manager
Salvador Danel, Manager - Cyber Security Division
Cristian Contardo, Director of Human Resources and Organization
Samuel Libnic, Director
Jean Fontbona, Director
Raul Elizalde, Director
Jose Mackenna, Director
Claudia Garca, Manager Division
Jose Malfanti, Director of Corporate and Investment Division
Hector Gonzalez, General Accounting
Hernan Salas, Chief Executive Officer - Banchile Corredores de Bolsa S.A.
Salvador H, Manager - Cyber Security Division
Pablo Lavin, Chairman and President Member of Fin., International and Market Risk Committee, Member of Portfolio Committee, Member of Credit Committee, Member of Asset Laundering and Financing of Terrorism Prevention Committee, Member of Portfolio Risk Committee and Member of Direction Committee
Andronico Craig, Vice Chairman and Vice-Pres
Alfredo Montes, General Counsel, Secretary to the Board
Daniel Toro, Head Control
Sergio Aboitiz, Treasury Division Manager

Banco Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Banco De a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether Banco De Chile offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Banco De's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Banco De Chile Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Banco De Chile Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Banco De Chile. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Banco De. If investors know Banco will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Banco De listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Banco De Chile is measured differently than its book value, which is the value of Banco that is recorded on the company's balance sheet. Investors also form their own opinion of Banco De's value that differs from its market value or its book value, called intrinsic value, which is Banco De's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Banco De's market value can be influenced by many factors that don't directly affect Banco De's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Banco De's value and its price as these two are different measures arrived at by different means. Investors typically determine if Banco De is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Banco De's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.