Sapiens International Stock Buy Hold or Sell Recommendation
| SPNS Stock | USD 27.66 0.39 1.43% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Sapiens International is 'Strong Hold'. A buy or sell recommendation is an automated directive regarding whether to purchase or sell Sapiens International given historical horizon and risk tolerance. When we issue a 'buy' or 'sell' recommendation for Sapiens International, the advice is generated through an automated system that utilizes algorithms and statistical models.
Check out Sapiens International Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more information on how to buy Sapiens Stock please use our How to Invest in Sapiens International guide. Note, we conduct extensive research on individual companies such as Sapiens and provide practical buy, sell, or hold advice based on investors' constraints. Sapiens International. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
Sapiens |
Execute Sapiens International Buy or Sell Advice
The Sapiens recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Sapiens International. Macroaxis does not own or have any residual interests in Sapiens International or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Sapiens International's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Small | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Sapiens International Trading Alerts and Improvement Suggestions
| Sapiens International generated a negative expected return over the last 90 days | |
| Sapiens International is unlikely to experience financial distress in the next 2 years | |
| Sapiens International has a strong financial position based on the latest SEC filings | |
| About 45.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from zacks.com: Sapiens Cloud Adopted by Hiscox UK Should You Watch the Stock |
Sapiens International Returns Distribution Density
The distribution of Sapiens International's historical returns is an attempt to chart the uncertainty of Sapiens International's future price movements. The chart of the probability distribution of Sapiens International daily returns describes the distribution of returns around its average expected value. We use Sapiens International price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Sapiens International returns is essential to provide solid investment advice for Sapiens International.
| Mean Return | -0.02 | Value At Risk | -2.83 | Potential Upside | 2.61 | Standard Deviation | 1.59 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Sapiens International historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Sapiens Stock Institutional Investors
The Sapiens International's institutional investors refer to entities that pool money to purchase Sapiens International's securities or originate loans. These institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds.
| Shares | State Street Corp | 2024-12-31 | 563.1 K | Harel Insurance Invests & Fin Srvcs Ltd | 2024-12-31 | 418.3 K | Geode Capital Management, Llc | 2024-12-31 | 410.1 K | Harris Associates L.p. | 2024-12-31 | 374.5 K | Menora Mivtachim Holdings Limited | 2024-12-31 | 322.4 K | Ubs Group Ag | 2024-12-31 | 283.7 K | Royal Bank Of Canada | 2024-12-31 | 268 K | Arrowstreet Capital Limited Partnership | 2024-12-31 | 259.4 K | Y.d. More Investments Ltd | 2024-12-31 | 234.3 K | Blackrock Inc | 2024-12-31 | 1.7 M | Vanguard Group Inc | 2024-12-31 | 1.4 M |
Sapiens International Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | 86.3M | 37.7M | (30.0M) | (33.6M) | (38.6M) | (36.7M) | |
| Free Cash Flow | 47.0M | 68.7M | 34.7M | 70.2M | 79.3M | 83.3M | |
| Depreciation | 23.4M | 28.7M | 22.2M | 21.4M | 20.1M | 11.5M | |
| Other Non Cash Items | 134K | 106K | 10.2M | 682K | 3.2M | 3.3M | |
| Dividends Paid | 7.0M | 20.3M | 38.6M | 28.1M | 31.8M | 33.4M | |
| Capital Expenditures | 11.2M | 11.8M | 9.1M | 9.3M | 2.9M | 2.7M | |
| Net Income | 34.2M | 47.3M | 52.9M | 62.4M | 72.2M | 75.8M | |
| End Period Cash Flow | 152.6M | 190.2M | 160.3M | 126.7M | 163.7M | 171.9M | |
| Change To Inventory | 529K | 13.4M | 5.2M | 13.9M | 16.0M | 16.8M | |
| Investments | (114.6M) | 125K | (12.4M) | (64.3M) | (57.9M) | (60.8M) | |
| Net Borrowings | (237K) | (9.9M) | 50.4M | (19.8M) | (17.8M) | (16.9M) | |
| Change To Netincome | 1.6M | 4.8M | 6.3M | 4.2M | 4.8M | 2.9M |
Sapiens International Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Sapiens International or Software sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Sapiens International's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Sapiens stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.05 | |
β | Beta against Dow Jones | 0.72 | |
σ | Overall volatility | 1.61 | |
Ir | Information ratio | 0.05 |
Sapiens International Volatility Alert
Sapiens International exhibits very low volatility with skewness of 0.12 and kurtosis of 0.56. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Sapiens International's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Sapiens International's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Sapiens International Fundamentals Vs Peers
Comparing Sapiens International's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Sapiens International's direct or indirect competition across all of the common fundamentals between Sapiens International and the related equities. This way, we can detect undervalued stocks with similar characteristics as Sapiens International or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Sapiens International's fundamental indicators could also be used in its relative valuation, which is a method of valuing Sapiens International by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Sapiens International to competition |
| Fundamentals | Sapiens International | Peer Average |
| Return On Equity | 0.16 | -0.31 |
| Return On Asset | 0.0777 | -0.14 |
| Profit Margin | 0.13 % | (1.27) % |
| Operating Margin | 0.16 % | (5.51) % |
| Current Valuation | 1.37 B | 16.62 B |
| Shares Outstanding | 55.89 M | 571.82 M |
| Shares Owned By Insiders | 45.06 % | 10.09 % |
| Shares Owned By Institutions | 37.73 % | 39.21 % |
| Number Of Shares Shorted | 192.99 K | 4.71 M |
| Price To Earning | 29.52 X | 28.72 X |
| Price To Book | 3.18 X | 9.51 X |
| Price To Sales | 2.85 X | 11.42 X |
| Revenue | 542.38 M | 9.43 B |
| Gross Profit | 238.11 M | 27.38 B |
| EBITDA | 109.9 M | 3.9 B |
| Net Income | 72.18 M | 570.98 M |
| Cash And Equivalents | 176.13 M | 2.7 B |
| Cash Per Share | 3.20 X | 5.01 X |
| Total Debt | 63.75 M | 5.32 B |
| Debt To Equity | 0.31 % | 48.70 % |
| Current Ratio | 1.82 X | 2.16 X |
| Book Value Per Share | 8.58 X | 1.93 K |
| Cash Flow From Operations | 82.22 M | 971.22 M |
| Short Ratio | 1.35 X | 4.00 X |
| Earnings Per Share | 1.29 X | 3.12 X |
| Price To Earnings To Growth | 5.92 X | 4.89 X |
| Target Price | 29.0 | |
| Beta | 1.16 | -0.15 |
| Market Capitalization | 1.55 B | 19.03 B |
| Total Asset | 691.71 M | 29.47 B |
| Retained Earnings | 119.88 M | 9.33 B |
| Working Capital | 165.78 M | 1.48 B |
| Current Asset | 98.34 M | 9.34 B |
Sapiens International Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Sapiens . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Sapiens International Buy or Sell Advice
When is the right time to buy or sell Sapiens International? Buying financial instruments such as Sapiens Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Additional Tools for Sapiens Stock Analysis
When running Sapiens International's price analysis, check to measure Sapiens International's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sapiens International is operating at the current time. Most of Sapiens International's value examination focuses on studying past and present price action to predict the probability of Sapiens International's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sapiens International's price. Additionally, you may evaluate how the addition of Sapiens International to your portfolios can decrease your overall portfolio volatility.