Eastern Michigan Financial Stock Buy Hold or Sell Recommendation

EFIN Stock  USD 41.23  0.14  0.34%   
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Eastern Michigan Financial is 'Strong Hold'. The recommendation algorithm takes into account all of Eastern Michigan's available fundamental, technical, and predictive indicators you will find on this site.
  
Check out Eastern Michigan Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
In addition, we conduct extensive research on individual companies such as Eastern and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Eastern Michigan Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.

Execute Eastern Michigan Buy or Sell Advice

The Eastern recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Eastern Michigan Financial. Macroaxis does not own or have any residual interests in Eastern Michigan Financial or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Eastern Michigan's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell Eastern MichiganBuy Eastern Michigan
Strong Hold

Market Performance

GoodDetails

Volatility

Very steadyDetails

Hype Condition

StaleDetails

Current Valuation

Fairly ValuedDetails

Odds Of Distress

LowDetails

Economic Sensitivity

Barely shadows the marketDetails

Analyst Consensus

Not AvailableDetails

Reporting Quality (M-Score)

InapplicableDetails
For the selected time horizon Eastern Michigan Financial has a Risk Adjusted Performance of 0.1413, Jensen Alpha of 0.304, Total Risk Alpha of 0.531, Sortino Ratio of 0.1154 and Treynor Ratio of 2.27
Eastern Michigan advice module can be used to check and cross-verify current investment recommendation provided by analysts reviewing the company's potential to grow using all of fundamental, technical, data market data available at the time. To make sure Eastern Michigan is not overpriced, please confirm all Eastern Michigan Fin fundamentals, including its cash and equivalents, as well as the relationship between the earnings per share and annual yield . Given that Eastern Michigan Fin has a shares outstanding of 1.26 M, we urge you to verify Eastern Michigan Financial market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Eastern Michigan Returns Distribution Density

The distribution of Eastern Michigan's historical returns is an attempt to chart the uncertainty of Eastern Michigan's future price movements. The chart of the probability distribution of Eastern Michigan daily returns describes the distribution of returns around its average expected value. We use Eastern Michigan Financial price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Eastern Michigan returns is essential to provide solid investment advice for Eastern Michigan.
Mean Return
0.30
Value At Risk
-2.52
Potential Upside
2.65
Standard Deviation
1.92
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Eastern Michigan historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

Eastern Michigan Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Eastern Michigan or Financial Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Eastern Michigan's price will be affected by overall pink sheet market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Eastern pink sheet's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over Dow Jones
0.30
β
Beta against Dow Jones0.13
σ
Overall volatility
2.04
Ir
Information ratio 0.21

Eastern Michigan Volatility Alert

Eastern Michigan Financial shows above-average downside volatility for the selected time horizon. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Eastern Michigan's pink sheet risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Eastern Michigan's pink sheet price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.

Eastern Michigan Fundamentals Vs Peers

Comparing Eastern Michigan's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Eastern Michigan's direct or indirect competition across all of the common fundamentals between Eastern Michigan and the related equities. This way, we can detect undervalued stocks with similar characteristics as Eastern Michigan or determine the pink sheets which would be an excellent addition to an existing portfolio. Peer analysis of Eastern Michigan's fundamental indicators could also be used in its relative valuation, which is a method of valuing Eastern Michigan by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare Eastern Michigan to competition
FundamentalsEastern MichiganPeer Average
Return On Equity0.0825-0.31
Return On Asset0.0058-0.14
Profit Margin0.21 %(1.27) %
Operating Margin0.26 %(5.51) %
Current Valuation(75.4 M)16.62 B
Shares Outstanding1.26 M571.82 M
Price To Earning7.86 X28.72 X
Price To Sales2.15 X11.42 X
Revenue14.98 M9.43 B
Gross Profit16.2 M27.38 B
Net Income4.9 M570.98 M
Cash And Equivalents115.04 M2.7 B
Cash Per Share91.63 X5.01 X
Book Value Per Share25.37 X1.93 K
Cash Flow From Operations6.04 M971.22 M
Earnings Per Share4.04 X3.12 X
Number Of Employees418.84 K
Beta0.57-0.15
Market Capitalization33.27 M19.03 B
Annual Yield0.05 %
Five Year Return3.02 %
Last Dividend Paid1.25

Eastern Michigan Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Eastern . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

About Eastern Michigan Buy or Sell Advice

When is the right time to buy or sell Eastern Michigan Financial? Buying financial instruments such as Eastern Pink Sheet isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.

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Other Information on Investing in Eastern Pink Sheet

Eastern Michigan financial ratios help investors to determine whether Eastern Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Eastern with respect to the benefits of owning Eastern Michigan security.