Security National Financials

SNFCA Stock  USD 12.61  0.09  0.71%   
Security National Financial may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At present, Security National's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Stockholder Equity is expected to grow to about 377.8 M, whereas Short and Long Term Debt Total is forecasted to decline to about 74.6 M. Key indicators impacting Security National's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.02810.041
Way Down
Pretty Stable
Return On Assets0.00940.0091
Sufficiently Up
Very volatile
Return On Equity0.0570.0417
Significantly Up
Slightly volatile
Debt Equity Ratio0.410.3
Significantly Up
Slightly volatile
Current Ratio1.181.24
Notably Down
Pretty Stable
The essential information of the day-to-day investment outlook for Security National includes many different criteria found on its balance sheet. An individual investor should monitor Security National's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Security National.

Net Income

17.5 Million

  
Please note, the presentation of Security National's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Security National's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Security National's management manipulating its earnings.

Security National Stock Summary

Security National competes with Guild Holdings, Encore Capital, PennyMac Finl, CNFinance Holdings, and Mr Cooper. Security National Financial Corporation engages in the life insurance, cemetery and mortuary, and mortgage businesses. Security National Financial Corporation was founded in 1965 and is headquartered in Salt Lake City, Utah. Security Natl operates under Mortgage Finance classification in the United States and is traded on NASDAQ Exchange. It employs 1619 people.
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS8147853092
CUSIP814785309
LocationUtah; U.S.A
Business Address433 West Ascension
SectorFinancial Services
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.securitynational.com
Phone801 264 1060
CurrencyUSD - US Dollar

Security National Key Financial Ratios

Security National Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets1.5B1.5B1.5B1.4B1.6B1.7B
Net Debt191.6M119.9M40.8M(21.4M)(24.6M)(23.4M)
Retained Earnings153.7M184.5M202.2M207.0M238.0M249.9M
Other Assets745.4M752.2M939.9M(37.5M)(33.7M)(35.4M)
Total Liab1.3B1.2B1.2B1.1B1.3B1.3B
Net Receivables26.5M33.2M43.6M30.2M34.7M26.2M
Total Current Assets427.3M423.8M495.4M129.8M149.3M141.8M
Intangible Assets45.5M65.0M16.1M6.5M7.4M7.1M
Other Current Liab(13.1B)(202.5M)(115.2M)(24.4M)(28.1M)(26.7M)
Accounts Payable8.9M10.2M5.4M2.9M3.4M3.0M
Cash106.2M131.4M120.9M126.9M146.0M153.3M
Common Stock38.6M41.0M43.3M46.0M52.9M55.6M
Other Current Assets151.3M156.1M159.8M152.4M175.3M184.1M
Other Liab891.3M938.3M961.3M966.6M1.1B1.2B
Long Term Debt296.5M250.0M161.7M97.8M112.5M80.0M
Inventory(151.3M)(156.1M)(174.8M)(193.6M)(222.6M)(211.5M)
Net Tangible Assets193.2M259.2M290.9M284.3M326.9M174.3M

Security National Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense8.6M7.1M7.8M4.9M5.6M3.8M
Total Revenue481.5M470.7M390.3M318.5M366.3M384.6M
Gross Profit481.5M470.7M390.3M318.5M366.3M384.6M
Operating Income39.8M9.3M65.0M(27.2K)(31.2K)(29.7K)
Ebit80.0M58.9M41.1M21.1M24.3M13.4M
Ebitda93.9M75.7M52.7M24.1M27.7M17.4M
Net Income55.6M39.5M25.7M14.5M16.7M17.5M
Income Tax Expense15.9M12.3M8.7M1.8M2.1M2.7M
Income Before Tax71.5M51.8M34.4M16.3M18.7M13.2M
Tax Provision15.9M12.3M8.7M1.8M2.1M2.0M
Net Interest Income(18.5M)(17.7M)(15.4M)(11.3M)(10.2M)(10.7M)

Security National Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash(22.3M)25.9M(7.9M)6.4M7.4M4.5M
Free Cash Flow(131.3M)139.4M128.9M52.8M60.7M63.7M
Depreciation17.3M20.4M17.7M9.2M10.6M11.1M
Other Non Cash Items(258.0M)82.8M69.6M5.0M4.5M4.7M
Capital Expenditures1.6M5.2M1.6M1.1M1.3M1.2M
Net Income55.6M39.5M25.7M14.5M16.7M9.5M
End Period Cash Flow115.5M141.4M133.5M139.9M160.9M169.0M
Investments36.1M(63.6M)(37.2M)14.6M16.8M16.0M
Net Borrowings295.2M(110.1M)80.1M(46.6M)(53.6M)(50.9M)
Change To Netincome4.5B53.6M(269.1M)78.1M89.8M85.4M

Security Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Security National's current stock value. Our valuation model uses many indicators to compare Security National value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Security National competition to find correlations between indicators driving Security National's intrinsic value. More Info.
Security National Financial is rated third in return on equity category among its peers. It is rated fifth in return on asset category among its peers reporting about  0.19  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Security National Financial is roughly  5.38 . At present, Security National's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Security National's earnings, one of the primary drivers of an investment's value.

Security National Systematic Risk

Security National's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Security National volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Security National correlated with the market. If Beta is less than 0 Security National generally moves in the opposite direction as compared to the market. If Security National Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Security National is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Security National is generally in the same direction as the market. If Beta > 1 Security National moves generally in the same direction as, but more than the movement of the benchmark.

About Security National Financials

What exactly are Security National Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Security National's income statement, its balance sheet, and the statement of cash flows. Potential Security National investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Security National investors may use each financial statement separately, they are all related. The changes in Security National's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Security National's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
Today, most investors in Security National Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Security National's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Security National growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.24)

At present, Security National's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.

Security National March 27, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Security National help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Security National Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of Security National Financial based on widely used predictive technical indicators. In general, we focus on analyzing Security Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Security National's daily price indicators and compare them against related drivers.

Complementary Tools for Security Stock analysis

When running Security National's price analysis, check to measure Security National's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Security National is operating at the current time. Most of Security National's value examination focuses on studying past and present price action to predict the probability of Security National's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Security National's price. Additionally, you may evaluate how the addition of Security National to your portfolios can decrease your overall portfolio volatility.
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