Charles Schwab Financials

SCHW Stock  USD 82.76  0.16  0.19%   
Based on the measurements of operating efficiency obtained from Charles Schwab's historical financial statements, Charles Schwab Corp may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At this time, Charles Schwab's Net Receivables is fairly stable compared to the past year. Liabilities And Stockholders Equity is likely to climb to about 517.8 B in 2024, despite the fact that Other Current Liabilities is likely to grow to (111.9 B). Key indicators impacting Charles Schwab's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.140.269
Way Down
Slightly volatile
Return On Assets0.01390.0103
Significantly Up
Very volatile
Return On Equity0.20.1237
Way Up
Pretty Stable
Debt Equity Ratio2.091.995
Sufficiently Up
Slightly volatile
Operating Income10.4 B9.9 B
Sufficiently Up
Slightly volatile
Current Ratio0.821.1988
Way Down
Slightly volatile
The essential information of the day-to-day investment outlook for Charles Schwab includes many different criteria found on its balance sheet. An individual investor should monitor Charles Schwab's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Charles Schwab.

Cash And Equivalents

48.54 Billion

  
Understanding current and past Charles Schwab Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Charles Schwab's financial statements are interrelated, with each one affecting the others. For example, an increase in Charles Schwab's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Charles Schwab's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Charles Schwab Corp. Check Charles Schwab's Beneish M Score to see the likelihood of Charles Schwab's management manipulating its earnings.

Charles Schwab Stock Summary

Charles Schwab competes with Goldman Sachs, Riot Blockchain, Jefferies Financial, Marathon Digital, and Hut 8. The Charles Schwab Corporation, together with its subsidiaries, provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services. The Charles Schwab Corporation was incorporated in 1971 and is headquartered in Westlake, Texas. Charles Schwab operates under Capital Markets classification in the United States and is traded on New York Stock Exchange. It employs 35200 people.
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS8085131055
CUSIP808513105
LocationCalifornia; U.S.A
Business Address3000 Schwab Way,
SectorCapital Markets
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.schwab.com
Phone817 859 5000
CurrencyUSD - US Dollar

Charles Schwab Key Financial Ratios

Charles Schwab Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets294B549.0B667.3B551.8B493.2B517.8B
Other Current Liab(39.2B)(104.2B)(130.5B)(114.5B)(117.7B)(111.9B)
Net Debt(21.9B)(26.7B)(39.2B)(2.3B)15.7B16.5B
Retained Earnings20.0B22.0B26.0B31.1B33.9B35.6B
Cash29.3B40.3B63.0B40.2B43.3B45.5B
Other Assets(21.4B)(261.6B)(299.8B)(57.4B)60.8B63.8B
Net Receivables23.1B67.9B95.3B71.2B73.6B77.2B
Total Liab272.3B492.9B611.0B515.2B452.2B474.8B
Total Current Assets113.9B445.7B548.3B259.3B141.1B77.1B
Cash And Equivalents29.3B40.3B63.0B40.2B46.2B48.5B
Short Term Debt828M2.0B4.9B17.1B33.0B34.6B
Other Current Assets(63.9B)(143.8B)(199.1B)(142.7B)(141.1B)(134.1B)
Intangible Assets128M10.0B9.4B8.8B8.3B8.7B
Other Liab385M4.0B2.2B743M668.7M1.3B
Accounts Payable39.2B104.2B125.7B97.4B84.8B49.4B
Long Term Debt7.4B13.6B18.8B20.8B26.0B27.3B
Treasury Stock(5.8B)(5.6B)(5.3B)(8.6B)(7.8B)(7.4B)
Net Tangible Assets17.7B26.4B26.0B6.2B7.1B14.1B

Charles Schwab Key Income Statement Accounts

The reason investors look at the income statement is to determine what Charles Schwab's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Interest Expense1.1B418M476M1.5B6.7B7.0B
Total Revenue10.7B11.7B18.5B20.8B18.8B19.8B
Gross Profit8.6B10.1B16.3B17.6B10.2B5.2B
Operating Income4.8B4.3B7.7B10.9B9.9B10.4B
Ebit4.8B(2.3B)(1.6B)(979M)9.3B9.7B
Ebitda5.2B5.2B9.3B11.3B10.6B11.1B
Income Before Tax4.8B4.3B7.7B9.4B6.4B6.7B
Net Income3.7B3.3B5.9B7.2B5.1B5.3B
Income Tax Expense1.1B1.0B1.9B2.2B1.3B1.4B
Cost Of Revenue2.1B1.6B2.2B3.2B8.6B9.1B
Tax Provision1.1B1.0B1.9B2.2B1.8B1.5B
Net Interest Income6.5B6.1B8.0B10.7B10.3B7.6B
Interest Income7.6B6.5B8.5B12.2B16.0B9.0B

Charles Schwab Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash7.4B25.0B22.8B(34.6B)15.8B16.5B
Free Cash Flow8.6B6.2B1.2B1.1B18.9B19.8B
Depreciation349M604M1.2B1.2B1.3B1.4B
Other Non Cash Items645M1.9B2.7B1.9B1.5B1.6B
Capital Expenditures708M631M916M971M700M735M
Net Income3.7B3.3B5.9B7.2B5.1B5.3B
End Period Cash Flow45.6B70.6B93.3B58.7B74.5B78.2B
Dividends Paid1.1B1.3B1.8B2.1B(2.3B)(2.2B)
Change To Inventory605M(950M)2.9B170M195.5M185.7M
Investments12.7B(140.0B)(74.6B)33.2B59.3B62.2B
Net Borrowings593M2.4B10.1B18.7B21.5B22.6B
Change To Netincome384M415M679M838M963.7M1.0B

Charles Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Charles Schwab's current stock value. Our valuation model uses many indicators to compare Charles Schwab value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Charles Schwab competition to find correlations between indicators driving Charles Schwab's intrinsic value. More Info.
Charles Schwab Corp is currently regarded as top stock in return on equity category among its peers. It is rated second in return on asset category among its peers reporting about  0.09  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Charles Schwab Corp is roughly  11.11 . At this time, Charles Schwab's Return On Equity is fairly stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Charles Schwab by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Charles Schwab Corp Systematic Risk

Charles Schwab's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Charles Schwab volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was ten with a total number of output elements of fifty-one. The Beta measures systematic risk based on how returns on Charles Schwab Corp correlated with the market. If Beta is less than 0 Charles Schwab generally moves in the opposite direction as compared to the market. If Charles Schwab Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Charles Schwab Corp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Charles Schwab is generally in the same direction as the market. If Beta > 1 Charles Schwab moves generally in the same direction as, but more than the movement of the benchmark.

Charles Schwab Thematic Clasifications

Charles Schwab Corp is part of several thematic ideas from FinTech to Hedge Favorites. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in Charles Schwab Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Charles Schwab's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Charles Schwab growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.85)

At this time, Charles Schwab's Price Earnings To Growth Ratio is fairly stable compared to the past year.

Charles Schwab November 30, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Charles Schwab help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Charles Schwab Corp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Charles Schwab Corp based on widely used predictive technical indicators. In general, we focus on analyzing Charles Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Charles Schwab's daily price indicators and compare them against related drivers.

Additional Tools for Charles Stock Analysis

When running Charles Schwab's price analysis, check to measure Charles Schwab's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Charles Schwab is operating at the current time. Most of Charles Schwab's value examination focuses on studying past and present price action to predict the probability of Charles Schwab's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Charles Schwab's price. Additionally, you may evaluate how the addition of Charles Schwab to your portfolios can decrease your overall portfolio volatility.