State Bank Financials

SBIN Stock   753.20  3.65  0.49%   
We advise to exercise State Bank fundamental analysis to see if markets are presently undervaluing or overvaluing the firm. In other words, this technique allows you to confirm available indicators of State Bank as well as the relationship between them. We are able to interpolate and collect twenty-eight available drivers for State Bank of, which can be compared to its competition. The stock experiences a normal upward fluctuation. Check odds of State Bank to be traded at 790.86 in 90 days. Key indicators impacting State Bank's financial strength include:
Operating Margin
0.289
PE Ratio
8.4323
Profit Margin
0.2327
Payout Ratio
0.1628
EPS Estimate Current Year
79.3581
  
Please note, the imprecision that can be found in State Bank's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of State Bank of. Check State Bank's Beneish M Score to see the likelihood of State Bank's management manipulating its earnings.

State Bank Stock Summary

State Bank competes with Reliance Industrial, ZF Commercial, Hisar Metal, Shivalik Bimetal, and Hindware Home. State Bank is entity of India. It is traded as Stock on NSE exchange.
Specialization
Financial Services, Banks - Regional
InstrumentIndia Stock View All
ExchangeNational Stock Exchange of India
ISININE062A01020
Business AddressState Bank Bhavan,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.sbi.co.in
Phone91 22 2274 0841
You should never invest in State Bank without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of State Stock, because this is throwing your money away. Analyzing the key information contained in State Bank's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

State Bank Key Financial Ratios

There are many critical financial ratios that State Bank's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that State Bank reports annually and quarterly.

State Bank Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets48.5T53.6T59.5T67.3T77.4T81.3T
Net Debt(1.1T)(1.4T)2.0T3.1T3.6T3.8T
Cash5.3T5.9T3.2T1.2T1.4T2.5T
Other Assets46.5T52.2T58.2T5.5T6.4T6.0T
Total Liab45.6T50.4T55.8T63.0T72.5T76.1T
Total Current Assets1.6T1.0T926.2B1.2T1.4T1.3T
Other Current Liab(153.1B)(179.9B)(275.0B)(328.6B)(377.9B)(396.8B)
Accounts Payable153.1B179.9B275.0B328.6B295.8B190.1B
Retained Earnings81.0B203.9B419.2B720.2B828.2B869.6B
Other Current Assets25.5T6.5T6.0T3.3T2.9T2.8T
Net Receivables1.3T2.1T2.3T2.7T3.1T1.6T
Good Will15.5B882.2B15.4B14.1B16.2B15.4B
Other Liab2.9T3.8T4.5T5.3T6.1T6.4T
Net Tangible Assets2.5T2.7T3.0T3.6T4.1T2.6T
Inventory(26.8T)(8.6T)(8.2T)555.4B499.8B524.8B
Intangible Assets15.5B15.5B15.5B15.4B17.7B16.3B
Net Invested Capital7.1T7.5T8.8T10.5T12.1T8.0T

State Bank Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense1.6T1.6T1.9T2.6T3.0T3.1T
Total Revenue2.2T2.2T2.8T3.2T3.7T3.9T
Gross Profit2.2T2.2T2.8T5.9T6.8T7.2T
Operating Income186.9B316.8B519.5B2.3T2.6T2.7T
Ebit186.9B497.4B754.0B(10.5B)(9.5B)(9.0B)
Ebitda224.1B534.3B790.9B28.0B25.2B23.9B
Net Income224.1B353.7B556.5B670.8B771.5B810.0B
Income Tax Expense85.2B133.8B188.4B231.0B207.9B132.2B
Income Before Tax242.8B497.4B754.0B926.5B1.1T1.1T
Minority Interest96.3B(18.1B)(21.0B)(24.6B)(22.1B)(21.0B)
Tax Provision85.2B133.8B188.4B231.0B265.7B279.0B
Net Interest Income1.2T1.3T1.6T1.8T2.1T1.3T
Interest Income2.8T2.9T3.5T4.4T5.1T3.2T

State Bank Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash933.9B512.0B(805.9B)82.6B95.0B167.3B
Free Cash Flow860.9B543.9B(906.8B)174.6B200.8B121.3B
Depreciation37.1B36.9B37.0B38.5B44.3B29.3B
Other Non Cash Items472.8B228.6B111.6B29.2B33.6B31.9B
Capital Expenditures38.3B33.1B46.7B41.8B48.0B29.9B
Net Income309.2B487.6B744.9B670.8B771.5B810.0B
End Period Cash Flow3.5T4.0T3.2T3.3T3.8T2.1T
Investments(37.4B)(36.2B)(40.4B)(42.5B)(38.3B)(36.4B)
Net Borrowings85.0B105.3B35.6B174.1B200.2B210.2B
Change To Netincome384.5B558.0B362.4B300.0B345.0B466.1B

State Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining State Bank's current stock value. Our valuation model uses many indicators to compare State Bank value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across State Bank competition to find correlations between indicators driving State Bank's intrinsic value. More Info.
State Bank of is currently regarded as top stock in return on equity category among its peers. It is rated second in return on asset category among its peers reporting about  0.06  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for State Bank of is roughly  16.21 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the State Bank's earnings, one of the primary drivers of an investment's value.

State Bank Systematic Risk

State Bank's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. State Bank volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on State Bank correlated with the market. If Beta is less than 0 State Bank generally moves in the opposite direction as compared to the market. If State Bank Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one State Bank is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of State Bank is generally in the same direction as the market. If Beta > 1 State Bank moves generally in the same direction as, but more than the movement of the benchmark.

State Bank of Total Assets Over Time

State Bank Thematic Clasifications

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State Bank March 21, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of State Bank help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of State Bank of. We use our internally-developed statistical techniques to arrive at the intrinsic value of State Bank of based on widely used predictive technical indicators. In general, we focus on analyzing State Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build State Bank's daily price indicators and compare them against related drivers.

Additional Tools for State Stock Analysis

When running State Bank's price analysis, check to measure State Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy State Bank is operating at the current time. Most of State Bank's value examination focuses on studying past and present price action to predict the probability of State Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move State Bank's price. Additionally, you may evaluate how the addition of State Bank to your portfolios can decrease your overall portfolio volatility.