Reinsurance Group Financials

RZB Stock  USD 24.66  0.02  0.08%   
Based on the analysis of Reinsurance Group's profitability, liquidity, and operating efficiency, Reinsurance Group of may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At present, Reinsurance Group's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Stockholder Equity is expected to grow to about 11.4 B, whereas Short and Long Term Debt Total is forecasted to decline to about 3.1 B. Key indicators impacting Reinsurance Group's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.05970.0333
Way Up
Slightly volatile
Return On Assets0.00570.006
Notably Down
Slightly volatile
Return On Equity0.10.0663
Way Up
Pretty Stable
Debt Equity Ratio0.660.4662
Significantly Up
Slightly volatile
Current Ratio132126
Sufficiently Up
Slightly volatile
The essential information of the day-to-day investment outlook for Reinsurance Group includes many different criteria found on its balance sheet. An individual investor should monitor Reinsurance Group's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Reinsurance Group.

Net Income

448.3 Million

  

Reinsurance Group of Earnings Geography

Please note, the presentation of Reinsurance Group's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Reinsurance Group's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Reinsurance Group's management manipulating its earnings.

Reinsurance Group Stock Summary

Reinsurance Group competes with Southern, Stifel Financial, Entergy New, Entergy Arkansas, and Unum. Reinsurance Group of America, Incorporated engages in reinsurance business. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri. Reinsurance Group is traded on New York Stock Exchange in USA.
Specialization
Financials, Insurance
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS7593518027
CUSIP759351802
LocationMissouri; U.S.A
Business Address16600 Swingley Ridge
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.rgare.com
Phone636 736 7000
CurrencyUSD - US Dollar

Reinsurance Group Key Financial Ratios

Reinsurance Group Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets84.7B92.2B84.7B97.6B118.7B124.6B
Net Debt553M899M1.4B1.5B1.7B1.9B
Retained Earnings8.1B8.6B9.0B8.8B9.3B9.7B
Net Receivables3.8B5.5B5.5B5.4B6.3B6.6B
Total Liab70.3B6.7B80.5B88.5B107.8B113.2B
Total Current Assets64.2B69.3B55.8B3.0B80.9B85.0B
Other Current Liab(400M)(613M)(1.5B)(5.4B)(6.3B)(6.0B)
Cash3.4B2.9B2.9B3.0B3.3B3.5B
Other Assets(37.1B)(38.5B)28.1B11.5B17.3B13.9B
Accounts Payable598M613M756M1.1B992.7M802.7M
Other Current Assets8.4B8.1B(5.6B)9.1B8.2B6.7B
Net Tangible Assets11.6B14.4B13.0B4.1B4.8B9.4B
Long Term Debt3.5B3.6B4.0B3.8B4.6B3.8B
Long Term Debt Total3.5B3.6B4.0B3.8B4.6B3.8B
Capital Surpluse1.9B2.4B2.5B2.5B2.9B2.2B
Treasury Stock(1.4B)(1.6B)(1.7B)(1.7B)(1.5B)(1.6B)
Intangible Assets206M186M164M154M133M147.4M
Other Liab54.3B58.4B66.9B68.7B79.0B53.4B

Reinsurance Group Key Income Statement Accounts

202020212022202320242025 (projected)
Total Revenue14.6B16.7B16.3B18.3B21.5B22.6B
Gross Profit13.8B15.7B15.2B17.5B21.5B22.6B
Operating Income193M244M940M(7M)691M494.6M
Ebit723M1.5B909M1.4B1.6B1.7B
Ebitda772M1.6B947M1.5B691M735.7M
Income Before Tax553M691M831M1.2B980M599.7M
Net Income415M617M517M902M717M448.3M
Income Tax Expense138M74M204M251M256M133.9M
Interest Expense170M127M184M257M304M175.8M
Cost Of Revenue816M936M1.0B860M989M1.0B
Tax Provision192.2M262M138M74M66.6M63.3M
Interest Income177.1M202M187M139M125.1M138.1M

Reinsurance Group Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash2.0B(460M)(21M)43M356M373.8M
Free Cash Flow3.3B4.2B1.3B4.0B9.4B9.8B
Other Non Cash Items(111M)(1.1B)(190M)(34M)8.6B9.0B
Dividends Paid182M194M205M219M229M240.5M
Capital Expenditures28.9M34M28M19M25M77M
Net Income415M617M627M902M717M454.4M
End Period Cash Flow3.4B2.9B2.9B3.0B3.3B3.5B
Investments(2.2B)(2.2B)(4.8B)(5.5B)(4.9B)(4.7B)
Change Receivables(72M)36M(222M)(253M)(291.0M)(305.5M)
Net Borrowings(63M)376M(117M)106M95.4M128.8M
Change To Netincome63M(81M)(1.1B)362M325.8M342.1M

Reinsurance Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Reinsurance Group's current stock value. Our valuation model uses many indicators to compare Reinsurance Group value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Reinsurance Group competition to find correlations between indicators driving Reinsurance Group's intrinsic value. More Info.
Reinsurance Group of is currently regarded as top stock in return on equity category among its peers. It also is currently regarded as top stock in return on asset category among its peers reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Reinsurance Group of is roughly  9.74 . At present, Reinsurance Group's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Reinsurance Group's earnings, one of the primary drivers of an investment's value.

Reinsurance Group's Earnings Breakdown by Geography

Reinsurance Group Systematic Risk

Reinsurance Group's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Reinsurance Group volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Beta measures systematic risk based on how returns on Reinsurance Group correlated with the market. If Beta is less than 0 Reinsurance Group generally moves in the opposite direction as compared to the market. If Reinsurance Group Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Reinsurance Group is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Reinsurance Group is generally in the same direction as the market. If Beta > 1 Reinsurance Group moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Reinsurance Group Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Reinsurance Group's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Reinsurance Group growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.98)

At present, Reinsurance Group's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.

Reinsurance Group March 23, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Reinsurance Group help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Reinsurance Group of. We use our internally-developed statistical techniques to arrive at the intrinsic value of Reinsurance Group of based on widely used predictive technical indicators. In general, we focus on analyzing Reinsurance Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Reinsurance Group's daily price indicators and compare them against related drivers.

Complementary Tools for Reinsurance Stock analysis

When running Reinsurance Group's price analysis, check to measure Reinsurance Group's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Reinsurance Group is operating at the current time. Most of Reinsurance Group's value examination focuses on studying past and present price action to predict the probability of Reinsurance Group's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Reinsurance Group's price. Additionally, you may evaluate how the addition of Reinsurance Group to your portfolios can decrease your overall portfolio volatility.
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