Royal Bank Financials

RY Stock  CAD 162.95  0.67  0.41%   
We recommend to use Royal Bank fundamental analysis to see if markets are presently undervaluing or overvaluing the firm. Put it differently, this technique allows you to confirm available drivers of Royal Bank as well as the relationship between them. We were able to interpolate and analyze data for thirty-five available financial ratios for Royal Bank, which can be compared to its competitors. The stock experiences a normal downward trend and little activity. Check odds of Royal Bank to be traded at C$161.32 in 90 days. Key indicators impacting Royal Bank's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.180.25
Way Down
Slightly volatile
Return On Assets0.0060.0067
Moderately Down
Very volatile
Return On Equity0.120.11
Significantly Up
Very volatile
Debt Equity Ratio3.533.36
Sufficiently Up
Slightly volatile
Operating Income18.8 B31.3 B
Way Down
Slightly volatile
Current Ratio0.280.29
Sufficiently Down
Slightly volatile
  

Royal Bank Stock Summary

Royal Bank competes with Toronto Dominion, Bank of Nova Scotia, Bank of Montreal, Canadian Imperial, and BCE. Royal Bank of Canada operates as a diversified financial service company worldwide. The company was founded in 1864 and is headquartered in Toronto, Canada. ROYAL BANK operates under Banking classification in Canada and is traded on Toronto Stock Exchange. It employs 88541 people.
Foreign Associate
  USA
Specialization
Financial Services, Banks - Diversified
InstrumentCanada Stock View All
ExchangeToronto Exchange
ISINCA7800871021
Business AddressRoyal Bank Plaza,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.rbc.com
Phone(888) 212 5533
CurrencyCAD - Canadian Dollar
You should never invest in Royal Bank without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Royal Stock, because this is throwing your money away. Analyzing the key information contained in Royal Bank's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Royal Bank Key Financial Ratios

Royal Bank's financial ratios allow both analysts and investors to convert raw data from Royal Bank's financial statements into concise, actionable information that can be used to evaluate the performance of Royal Bank over time and compare it to other companies across industries.

Royal Bank Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets1.7T1.9T2.0T2.2T2.5T2.6T
Other Current Liab(90.1B)(14.5B)(20.1B)807.6B928.7B975.2B
Net Debt111.6B244.8B306.3B346.8B398.8B418.7B
Retained Earnings71.8B78.0B84.3B88.6B101.9B107.0B
Accounts Payable10.5B17.3B20.6B23.0B26.4B27.7B
Cash193.5B180.4B133.1B122.7B141.2B148.2B
Net Receivables22.5B26.2B29.9B12.3B14.1B12.8B
Other Current Assets102.2B786.4B867.4B875.6B1.0T1.1T
Total Liab1.6T1.8T1.9T2.0T2.4T2.5T
Total Current Assets316.3B253.6B266.8B241.9B278.2B151.5B
Other Assets1.0T1.1T1.3T(182.9B)(210.3B)(199.8B)
Short Term Debt80.6B631M654M112.1B128.9B135.4B
Common Stock17.5B17.7B17.3B19.4B22.3B15.0B
Good Will10.9B12.3B12.6B19.3B22.2B23.3B
Intangible Assets4.5B6.1B5.9B7.8B9.0B9.4B
Other Liab25.2B28.3B29.3B26.3B30.3B28.1B
Net Tangible Assets61.9B64.7B76.7B82.4B94.7B64.3B
Long Term Debt33.3B12.3B323.1B334.2B384.4B403.6B
Short Long Term Debt98.9B142.3B111.5B135.3B155.6B139.8B
Long Term Debt Total9.8B28.5B38.3B17.4B20.0B17.8B

Royal Bank Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense8.1B18.1B61.9B77.0B88.5B93.0B
Total Revenue49.5B48.8B53.7B57.5B66.1B69.4B
Gross Profit47.1B49.5B48.8B56.3B64.7B67.9B
Operating Income14.4B20.6B38.2B27.2B31.3B18.8B
Ebit14.3B20.5B20.0B18.6B21.4B14.6B
Ebitda16.9B23.1B22.6B21.4B24.7B15.6B
Income Before Tax20.6B20.1B18.5B19.9B22.8B24.0B
Net Income16.0B15.8B14.9B16.2B18.7B19.6B
Income Tax Expense3.0B4.6B4.3B3.6B4.1B2.1B
Minority Interest(12M)(13M)(7M)(10M)(9M)(8.6M)
Tax Provision4.6B4.3B3.6B3.6B4.2B3.8B
Net Interest Income20.0B22.7B25.1B28.0B32.1B22.3B
Interest Income28.1B40.8B87.0B105.0B120.7B126.7B

Royal Bank Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash(5.0B)(41.4B)(10.4B)(5.3B)(6.1B)(5.8B)
Free Cash Flow58.9B19.4B23.3B20.9B24.0B12.5B
Depreciation2.6B2.7B2.9B3.0B3.4B3.6B
Other Non Cash Items3.5B(3.2B)(228M)1.7B1.9B2.0B
Dividends Paid6.4B7.0B5.5B6.6B7.6B8.0B
Capital Expenditures2.2B2.5B2.7B2.3B2.6B2.8B
Net Income16.1B15.8B14.9B16.2B18.7B19.6B
End Period Cash Flow113.8B72.4B62.0B56.7B65.2B68.5B
Investments(55.2B)(52.2B)(28.3B)(20.9B)(18.8B)(19.7B)
Net Borrowings137M(825M)(385M)9.8B11.3B11.8B
Change To Netincome1.0B3.5B(435M)833M958.0M1.2B

Royal Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Royal Bank's current stock value. Our valuation model uses many indicators to compare Royal Bank value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Royal Bank competition to find correlations between indicators driving Royal Bank's intrinsic value. More Info.
Royal Bank of is currently regarded as top stock in return on equity category among its peers. It also is currently regarded as top stock in return on asset category among its peers reporting about  0.06  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Royal Bank of is roughly  16.76 . At this time, Royal Bank's Return On Equity is very stable compared to the past year. Comparative valuation analysis is a catch-all model that can be used if you cannot value Royal Bank by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Royal Bank's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

Royal Bank Systematic Risk

Royal Bank's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Royal Bank volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Royal Bank correlated with the market. If Beta is less than 0 Royal Bank generally moves in the opposite direction as compared to the market. If Royal Bank Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Royal Bank is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Royal Bank is generally in the same direction as the market. If Beta > 1 Royal Bank moves generally in the same direction as, but more than the movement of the benchmark.

Royal Bank of Total Assets Over Time

Today, most investors in Royal Bank Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Royal Bank's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Royal Bank growth as a starting point in their analysis.

Price Earnings To Growth Ratio

1.97

At this time, Royal Bank's Price Earnings To Growth Ratio is very stable compared to the past year.

Royal Bank March 20, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Royal Bank help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Royal Bank of. We use our internally-developed statistical techniques to arrive at the intrinsic value of Royal Bank of based on widely used predictive technical indicators. In general, we focus on analyzing Royal Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Royal Bank's daily price indicators and compare them against related drivers.
When determining whether Royal Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Royal Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Royal Bank Of Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Royal Bank Of Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Royal Bank of. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.
You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Please note, there is a significant difference between Royal Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Royal Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Royal Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.