PB Fintech Financials
| POLICYBZR | 1,610 67.70 4.04% |
Operating Margin | PE Ratio 309.5866 | Profit Margin | EPS Estimate Current Year 6.7863 | EPS Estimate Current Quarter 1.7313 |
POLICYBZR | Select Account or Indicator |
Please note, the presentation of PB Fintech's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, PB Fintech's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of PB Fintech's management manipulating its earnings.
PB Fintech Stock Summary
PB Fintech competes with HDFC Asset, Gujarat Lease, R S, Country Club, and Dc Infotech. PB Fintech is entity of India. It is traded as Stock on NSE exchange.Specialization | Financial Services, Insurance Brokers |
| Instrument | India Stock View All |
| Exchange | National Stock Exchange of India |
| ISIN | INE417T01026 |
| Business Address | Plot No 119, |
| Sector | Insurance |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | www.pbfintech.in |
| Phone | 91 12 4456 2907 |
You should never invest in PB Fintech without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of POLICYBZR Stock, because this is throwing your money away. Analyzing the key information contained in PB Fintech's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.
PB Fintech Key Financial Ratios
PB Fintech's financial ratios allow both analysts and investors to convert raw data from PB Fintech's financial statements into concise, actionable information that can be used to evaluate the performance of PB Fintech over time and compare it to other companies across industries.| Revenue | 34.38 B | ||||
| Gross Profit | 26.61 B | ||||
| EBITDA | 1.95 B | ||||
| Net Income | 669.8 M | ||||
| Total Asset | 67.29 B |
PB Fintech Key Balance Sheet Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Total Assets | 23.3B | 59.2B | 62.5B | 67.3B | 77.4B | 81.2B | |
| Other Current Liab | 1.1B | 1.2B | 2.1B | 2.6B | 3.0B | 3.2B | |
| Net Debt | (3.3B) | (2.1B) | 1.5B | (715.3M) | (822.6M) | (863.7M) | |
| Retained Earnings | (10.9B) | (19.2B) | (24.0B) | (23.4B) | (21.1B) | (20.0B) | |
| Accounts Payable | 1.0B | 2.0B | 3.1B | 3.0B | 3.5B | 3.6B | |
| Cash | 4.4B | 3.7B | 723.4M | 3.2B | 3.7B | 3.1B | |
| Other Assets | 1.2B | 664.2M | 934.7M | 1.6B | 1.9B | 1.0B | |
| Net Receivables | 1.8B | 3.6B | 6.8B | 6.5B | 7.5B | 7.9B | |
| Other Current Assets | 109.5M | 1.2B | 386.9M | 727M | 836.1M | 427.3M | |
| Total Liab | 3.4B | 5.0B | 7.7B | 8.5B | 9.8B | 10.3B | |
| Total Current Assets | 21.4B | 55.7B | 41.2B | 48.2B | 55.5B | 58.2B | |
| Intangible Assets | 36.1M | 26.0M | 58.0M | 55.5M | 63.8M | 37.0M | |
| Common Stock | 12.4M | 899M | 900.2M | 902.4M | 1.0B | 1.1B | |
| Other Liab | 94.8M | 136.2M | 222.1M | 249.4M | 286.8M | 169.4M | |
| Net Tangible Assets | 4.9B | 12.6B | 19.9B | 53.9B | 61.9B | 65.0B | |
| Net Invested Capital | 19.9B | 54.1B | 54.8B | 58.7B | 67.5B | 37.6B | |
| Capital Stock | 12.4M | 899M | 900.2M | 902.4M | 1.0B | 1.1B | |
| Net Working Capital | 19.2B | 52.3B | 35.7B | 42.2B | 48.5B | 30.1B | |
| Short Term Debt | 128.6M | 178.7M | 328.4M | 392.5M | 451.4M | 294.9M |
PB Fintech Key Income Statement Accounts
An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Total Revenue | 8.9B | 14.2B | 25.6B | 34.4B | 39.5B | 41.5B | |
| Gross Profit | 3.3B | 8.2B | 10.2B | 17.9B | 20.5B | 21.6B | |
| Operating Income | (2.0B) | (9.5B) | (7.3B) | 7.7B | 8.8B | 9.3B | |
| Ebit | (1.3B) | (8.2B) | (4.7B) | 1.1B | 952.7M | 1.0B | |
| Ebitda | (888.8M) | (7.8B) | (4.0B) | 1.9B | 1.8B | 1.8B | |
| Cost Of Revenue | 5.5B | 6.1B | 15.4B | 16.5B | 19.0B | 19.9B | |
| Income Before Tax | (1.4B) | (8.3B) | (4.9B) | 771.1M | 694.0M | 728.7M | |
| Net Income | (1.5B) | (8.3B) | (4.9B) | 669.8M | 602.8M | 633.0M | |
| Income Tax Expense | 83.3M | (4.8M) | (192K) | 127M | 114.3M | 90.0M | |
| Interest Expense | 115.2M | 135.7M | 213.6M | 267.2M | 307.3M | 322.6M | |
| Tax Provision | 83.3M | (4.8M) | (192K) | 127M | 114.3M | 120.0M | |
| Net Interest Income | 236.9M | (135.7M) | (213.6M) | (264.6M) | (238.1M) | (226.2M) | |
| Interest Income | 353.5M | 1.0B | 2.2B | 3.4B | 3.9B | 4.1B |
PB Fintech Key Cash Accounts
Cash flow analysis captures how much money flows into and out of PB Fintech Limited. It measures of how well POLICYBZR is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money PB Fintech brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money POLICYBZR had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what PB Fintech has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | (4.1B) | (713.7M) | (3.0B) | 2.5B | 2.3B | 2.4B | |
| Free Cash Flow | 228.8M | (16.0B) | (3.6B) | 1.1B | 1.0B | 1.1B | |
| Depreciation | 413.8M | 428.4M | 638.2M | 887.2M | 1.0B | 1.1B | |
| Other Non Cash Items | (279.2M) | (925.7M) | (2.0B) | (3.6B) | (3.2B) | (3.1B) | |
| Capital Expenditures | 58.2M | 327.4M | 657.0M | 633.5M | 728.5M | 765.0M | |
| Net Income | (1.4B) | (8.3B) | (4.9B) | 669.8M | 602.8M | 633.0M | |
| End Period Cash Flow | 4.4B | 3.7B | 723.4M | 3.2B | 3.7B | 3.1B | |
| Investments | (12.3B) | (22.0B) | 414.5M | 3.0B | 2.7B | 2.8B | |
| Change To Netincome | (830.1M) | 981.6M | 4.8B | 2.6B | 3.0B | 3.1B | |
| Change To Inventory | (68.0M) | 148.8M | (961.1M) | (1.1B) | (990.5M) | (940.9M) |
POLICYBZR Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining PB Fintech's current stock value. Our valuation model uses many indicators to compare PB Fintech value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across PB Fintech competition to find correlations between indicators driving PB Fintech's intrinsic value. More Info.PB Fintech Limited is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers . Comparative valuation analysis is a catch-all model that can be used if you cannot value PB Fintech by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for PB Fintech's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.PB Fintech Limited Systematic Risk
PB Fintech's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. PB Fintech volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on PB Fintech Limited correlated with the market. If Beta is less than 0 PB Fintech generally moves in the opposite direction as compared to the market. If PB Fintech Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one PB Fintech Limited is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of PB Fintech is generally in the same direction as the market. If Beta > 1 PB Fintech moves generally in the same direction as, but more than the movement of the benchmark.
PB Fintech Limited Total Assets Over Time
PB Fintech Thematic Clasifications
PB Fintech Limited is part of IT investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Information technology and IT services. Information Technology (IT) companies and IT service providers across different domains
This theme covers Information technology and IT services. Information Technology (IT) companies and IT service providers across different domains. Get More Thematic Ideas
| IT | View |
PB Fintech March 26, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of PB Fintech help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of PB Fintech Limited. We use our internally-developed statistical techniques to arrive at the intrinsic value of PB Fintech Limited based on widely used predictive technical indicators. In general, we focus on analyzing POLICYBZR Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build PB Fintech's daily price indicators and compare them against related drivers.
| Information Ratio | (0.11) | |||
| Maximum Drawdown | 14.61 | |||
| Value At Risk | (5.25) | |||
| Potential Upside | 4.48 |
Complementary Tools for POLICYBZR Stock analysis
When running PB Fintech's price analysis, check to measure PB Fintech's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PB Fintech is operating at the current time. Most of PB Fintech's value examination focuses on studying past and present price action to predict the probability of PB Fintech's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PB Fintech's price. Additionally, you may evaluate how the addition of PB Fintech to your portfolios can decrease your overall portfolio volatility.
| ETF Categories List of ETF categories grouped based on various criteria, such as the investment strategy or type of investments | |
| Risk-Return Analysis View associations between returns expected from investment and the risk you assume | |
| Balance Of Power Check stock momentum by analyzing Balance Of Power indicator and other technical ratios | |
| Volatility Analysis Get historical volatility and risk analysis based on latest market data |