Pioneer Credit Financials
PNC Stock | 0.44 0.04 10.00% |
Pioneer | Select Account or Indicator |
Please note, the imprecision that can be found in Pioneer Credit's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Pioneer Credit. Check Pioneer Credit's Beneish M Score to see the likelihood of Pioneer Credit's management manipulating its earnings.
Pioneer Credit Stock Summary
Pioneer Credit competes with Platinum Asset, Centuria Industrial, Microequities Asset, Flagship Investments, and Centaurus Metals. Pioneer Credit is entity of Australia. It is traded as Stock on AU exchange.Foreign Associate | USA |
Specialization | Financial Services, Financial Services |
Instrument | Australia Stock View All |
Exchange | Australian Securities Exchange |
ISIN | AU000000PNC0 |
Business Address | 108 St Georges |
Sector | Financial Services |
Industry | Financials |
Benchmark | Dow Jones Industrial |
Website | pioneercredit.com.au |
Phone | 61 8 9323 5000 |
You should never invest in Pioneer Credit without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Pioneer Stock, because this is throwing your money away. Analyzing the key information contained in Pioneer Credit's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.
Pioneer Credit Key Financial Ratios
Pioneer Credit's financial ratios allow both analysts and investors to convert raw data from Pioneer Credit's financial statements into concise, actionable information that can be used to evaluate the performance of Pioneer Credit over time and compare it to other companies across industries.Revenue | 32.98 M | |||
Gross Profit | 26.85 M | |||
EBITDA | 13.45 M | |||
Net Income | (10.04 M) | |||
Total Asset | 367.94 M |
Pioneer Credit Key Balance Sheet Accounts
2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
Total Assets | 270.3M | 339.5M | 326.8M | 367.9M | 423.1M | 444.3M | |
Other Liab | 919K | 1.2M | 971K | 872K | 784.8K | 745.6K | |
Retained Earnings | (39.0M) | (72.1M) | (71.9M) | (80.6M) | (72.6M) | (69.0M) | |
Accounts Payable | 4.0M | 1.1M | 1.1M | 3.8M | 3.4M | 2.8M | |
Cash | 10.4M | 23.1M | 8.4M | 4.1M | 4.8M | 7.1M | |
Other Assets | 2.3M | 1.5M | 1.4M | (119.9M) | (107.9M) | (102.5M) | |
Total Liab | 215.6M | 298.4M | 284.8M | 323.7M | 372.3M | 390.9M | |
Intangible Assets | 1.6M | 958K | 489K | 786K | 707.4K | 1.3M | |
Common Stock | 81.8M | 103.6M | 103.8M | 117.7M | 135.3M | 68.1M | |
Net Debt | 197.1M | 243.6M | 267.3M | 282.5M | 324.8M | 341.1M | |
Total Current Assets | 85.5M | 126.5M | 116.7M | 124.0M | 142.6M | 88.0M | |
Other Current Liab | (10.6M) | (23.4M) | (13.5M) | 22.9M | 20.6M | 21.6M | |
Net Tangible Assets | 63.0M | 53.1M | 40.1M | 41.4M | 37.3M | 52.0M | |
Net Receivables | 908K | 6.2M | 1.5M | 4.3M | 5.0M | 3.3M | |
Inventory | 5.0M | 634K | 116.7M | 1.5M | 1.7M | 1.6M | |
Other Current Assets | 818K | 979K | 693K | 1.5M | 1.7M | 1.8M | |
Short Long Term Debt | 425K | 20.4M | 11.3M | 254.3M | 292.4M | 307.0M | |
Short Term Debt | 6.5M | 22.3M | 12.5M | 255.5M | 293.9M | 308.6M | |
Long Term Debt Total | 5.7M | 204.0M | 245.4M | 263.3M | 302.8M | 317.9M |
Pioneer Credit Key Income Statement Accounts
2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
Interest Expense | 26.2M | 38.6M | 33.2M | 43.0M | 49.5M | 51.9M | |
Total Revenue | 52.7M | 53.7M | 77.5M | 33.0M | 37.9M | 49.7M | |
Operating Income | 8.8M | 5.5M | 33.3M | (13.1M) | (15.1M) | (14.4M) | |
Income Before Tax | (16.9M) | (33.0M) | 170K | (31.4M) | (28.3M) | (26.8M) | |
Income Tax Expense | 2.8M | 53K | 4K | (21.4M) | (19.2M) | (18.3M) | |
Gross Profit | 47.0M | 48.1M | 71.7M | 27.0M | 31.0M | 52.1M | |
Ebit | 7.5M | 6.1M | 33.3M | 11.6M | 13.4M | 13.8M | |
Ebitda | 11.3M | 8.9M | 35.5M | 13.4M | 15.5M | 15.5M | |
Net Income | (19.7M) | (33.1M) | 166K | (10.0M) | (9.0M) | (8.6M) | |
Cost Of Revenue | 5.8M | 5.5M | 5.8M | 6.0M | 6.9M | 5.9M | |
Tax Provision | 2.8M | 53K | 4K | (21.4M) | (19.2M) | (18.3M) | |
Interest Income | 25.5M | 28.6M | 186K | 414K | 476.1K | 452.3K | |
Net Interest Income | (26.7M) | (39.1M) | (33.7M) | (43.2M) | (38.9M) | (36.9M) |
Pioneer Credit Key Cash Accounts
2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
Change In Cash | (646K) | 12.7M | (14.7M) | (4.3M) | (3.8M) | (3.6M) | |
Free Cash Flow | (18.4M) | (47.6M) | (20.4M) | (29.5M) | (26.6M) | (25.3M) | |
Depreciation | 3.3M | 2.1M | 1.6M | 1.8M | 2.1M | 1.8M | |
Other Non Cash Items | 15.9M | (17.1M) | (22.6M) | 1.2M | 1.1M | 999.5K | |
Capital Expenditures | 1.4M | 812K | 478K | 707K | 636.3K | 1.1M | |
Net Income | (19.7M) | (33.1M) | 166K | (10.0M) | (9.0M) | (8.6M) | |
End Period Cash Flow | 10.4M | 23.1M | 8.4M | 4.1M | 4.8M | 8.0M | |
Investments | (29.8M) | (812K) | (478K) | (707K) | (813.1K) | (853.7K) | |
Net Borrowings | 6.7M | 24.7M | 56.8M | 5.8M | 6.6M | 6.3M | |
Dividends Paid | 7.5M | 421K | 12.5M | 233.2M | 268.1M | 281.5M | |
Change To Netincome | 85.0M | 49.5M | 3.8M | 3.9M | 4.5M | 4.3M |
Pioneer Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Pioneer Credit's current stock value. Our valuation model uses many indicators to compare Pioneer Credit value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Pioneer Credit competition to find correlations between indicators driving Pioneer Credit's intrinsic value. More Info.Pioneer Credit is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Pioneer Credit's earnings, one of the primary drivers of an investment's value.Pioneer Credit Systematic Risk
Pioneer Credit's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Pioneer Credit volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Beta measures systematic risk based on how returns on Pioneer Credit correlated with the market. If Beta is less than 0 Pioneer Credit generally moves in the opposite direction as compared to the market. If Pioneer Credit Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Pioneer Credit is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Pioneer Credit is generally in the same direction as the market. If Beta > 1 Pioneer Credit moves generally in the same direction as, but more than the movement of the benchmark.
Pioneer Credit Total Assets Over Time
Pioneer Credit Thematic Clasifications
Pioneer Credit is part of Banks investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All money banks and credit services. Large and small money and credit banks and credit services
This theme covers All money banks and credit services. Large and small money and credit banks and credit services. Get More Thematic Ideas
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Pioneer Credit March 21, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Pioneer Credit help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Pioneer Credit. We use our internally-developed statistical techniques to arrive at the intrinsic value of Pioneer Credit based on widely used predictive technical indicators. In general, we focus on analyzing Pioneer Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Pioneer Credit's daily price indicators and compare them against related drivers.
Information Ratio | (0.13) | |||
Maximum Drawdown | 20.89 | |||
Value At Risk | (5.56) | |||
Potential Upside | 4.55 |
Additional Tools for Pioneer Stock Analysis
When running Pioneer Credit's price analysis, check to measure Pioneer Credit's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pioneer Credit is operating at the current time. Most of Pioneer Credit's value examination focuses on studying past and present price action to predict the probability of Pioneer Credit's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pioneer Credit's price. Additionally, you may evaluate how the addition of Pioneer Credit to your portfolios can decrease your overall portfolio volatility.