Pagaya Technologies Financials

PGYWW Stock  USD 0.23  0.00  0.00%   
Based on the key indicators related to Pagaya Technologies' liquidity, profitability, solvency, and operating efficiency, Pagaya Technologies Ltd may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At this time, Pagaya Technologies' Net Working Capital is fairly stable compared to the past year. Capital Lease Obligations is likely to climb to about 40 M in 2025, whereas Total Stockholder Equity is likely to drop slightly above 270.7 M in 2025. Key indicators impacting Pagaya Technologies' financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio1.041.0977
Notably Down
Pretty Stable
Current Ratio1.711.7979
Notably Down
Slightly volatile
The essential information of the day-to-day investment outlook for Pagaya Technologies includes many different criteria found on its balance sheet. An individual investor should monitor Pagaya Technologies' cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Pagaya Technologies.

Net Income

(381.34 Million)

  
Please note, the imprecision that can be found in Pagaya Technologies' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Pagaya Technologies Ltd. Check Pagaya Technologies' Beneish M Score to see the likelihood of Pagaya Technologies' management manipulating its earnings.

Pagaya Technologies Stock Summary

Pagaya Technologies competes with Pagaya Technologies. Pagaya Technologies is entity of United States. It is traded as Stock on NASDAQ exchange.
Specialization
Information Technology, Software - Infrastructure
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
CUSIPG2955B125 M7S64L107
LocationIsrael
Business Address335 Madison Ave,
SectorSoftware
IndustryInformation Technology
BenchmarkDow Jones Industrial
Websitepagaya.com
Phone646 710 7714
CurrencyUSD - US Dollar

Pagaya Technologies Key Financial Ratios

Pagaya Technologies Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets204.3M590.3M1.0B1.2B1.3B806.2M
Other Current Liab3.7M17.1M49.5M28.6M148.0M155.4M
Net Debt(2.6M)(152.9M)(97.5M)226.1M170.5M179.0M
Retained Earnings2.9M(111.9M)(414.2M)(542.6M)(944.0M)(896.8M)
Accounts Payable581K11.6M1.7M1.3M7.0M4.1M
Cash5.1M190.8M309.8M186.5M187.9M162.2M
Net Receivables13.6M33.7M59.2M79.5M112.2M117.8M
Other Current Assets735K11.9M49.8M34.9M163.6M171.7M
Total Liab116.1M412.9M279.7M553.0M849.5M892.0M
Total Current Assets77.0M246.5M419.8M303.4M351.5M260.2M

Pagaya Technologies Key Income Statement Accounts

The reason investors look at the income statement is to determine what Pagaya Technologies' earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
202020212022202320242025 (projected)
Total Revenue91.7M445.9M685.4M772.8M1.0B561.8M
Gross Profit42.7M213.5M234.3M263.9M434.6M219.5M
Operating Income13.7M(34.5M)(315.0M)(24.4M)66.8M70.2M
Ebit13.7M(34.5M)(276.4M)(43.5M)39.1M41.1M
Research Development12.3M66.2M150.9M74.4M76.6M70.7M
Ebitda14.0M(33.7M)(270.1M)(24.4M)67.9M71.3M
Cost Of Revenue49.1M232.3M451.1M508.9M597.7M342.3M
Income Before Tax21.2M(61.6M)(276.4M)(181.2M)(421.1M)(400.1M)
Net Income19.9M(69.5M)(292.8M)(128.4M)(401.4M)(381.3M)
Income Tax Expense1.3M7.9M16.4M15.6M24.6M25.8M

Pagaya Technologies Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash1.0M198.7M132.5M(114.5M)4.0M3.8M
Free Cash Flow3.2M43.2M(62.4M)(10.6M)66.5M69.8M
Depreciation290K815K6.3M19.1M28.8M30.2M
Other Non Cash Items(331K)53.6M46.7M73.3M64.4M43.8M
Capital Expenditures1.1M6.6M22.4M20.2M23.2M13.6M
Net Income19.9M(69.5M)(292.8M)(128.4M)(401.4M)(381.3M)
End Period Cash Flow5.9M204.6M337.1M222.5M226.5M183.6M

Pagaya Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Pagaya Technologies's current stock value. Our valuation model uses many indicators to compare Pagaya Technologies value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Pagaya Technologies competition to find correlations between indicators driving Pagaya Technologies's intrinsic value. More Info.
Pagaya Technologies Ltd is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers . At this time, Pagaya Technologies' Return On Equity is fairly stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Pagaya Technologies by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Pagaya Technologies Systematic Risk

Pagaya Technologies' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Pagaya Technologies volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Pagaya Technologies correlated with the market. If Beta is less than 0 Pagaya Technologies generally moves in the opposite direction as compared to the market. If Pagaya Technologies Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Pagaya Technologies is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Pagaya Technologies is generally in the same direction as the market. If Beta > 1 Pagaya Technologies moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Pagaya Technologies Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Pagaya Technologies' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Pagaya Technologies growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.0105)

At this time, Pagaya Technologies' Price Earnings To Growth Ratio is fairly stable compared to the past year.

Additional Tools for Pagaya Stock Analysis

When running Pagaya Technologies' price analysis, check to measure Pagaya Technologies' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pagaya Technologies is operating at the current time. Most of Pagaya Technologies' value examination focuses on studying past and present price action to predict the probability of Pagaya Technologies' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pagaya Technologies' price. Additionally, you may evaluate how the addition of Pagaya Technologies to your portfolios can decrease your overall portfolio volatility.