Northeast Community Financials

NECB Stock  USD 23.32  0.08  0.34%   
Based on the key measurements obtained from Northeast Community's financial statements, Northeast Community Bancorp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March. At present, Northeast Community's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Stockholder Equity is expected to grow to about 337.3 M, whereas Cash is forecasted to decline to about 65.9 M. Key indicators impacting Northeast Community's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.350.28
Fairly Up
Pretty Stable
Current Ratio14.9315.71
Notably Down
Slightly volatile
The essential information of the day-to-day investment outlook for Northeast Community includes many different criteria found on its balance sheet. An individual investor should monitor Northeast Community's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Northeast Community.

Net Income

55.88 Million

  
Please note, the presentation of Northeast Community's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Northeast Community's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Northeast Community's management manipulating its earnings.

Northeast Community Stock Summary

Northeast Community competes with Community West, First Financial, First Capital, HomeTrust Bancshares, and First Northwest. Northeast Community Bancorp, Inc. operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses. The company was founded in 1934 and is based in White Plains, New York. Northeast Community operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 128 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS6641211007
CUSIP664121100 664112109
LocationNew York; U.S.A
Business Address325 Hamilton Avenue,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.necommunitybank.com
Phone914 684 2500
CurrencyUSD - US Dollar

Northeast Community Key Financial Ratios

Northeast Community Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets968.2M1.2B1.4B1.8B2.0B2.1B
Net Debt(37.7M)(121.3M)(71.5M)425K382.5K401.6K
Cash69.3M152.4M95.4M68.7M79.0M65.9M
Other Assets854.6M1.0B1.4B1.1M1.2M1.2M
Total Liab31.6M31.1M1.2B1.5B1.7B1.8B
Total Current Assets73.1M156.7M21.8M81.0M93.1M65.5M
Other Current Liab(575K)449.3M(14.8M)5.9M6.8M6.5M
Other Liab2.8M2.3M1.9M2.4M2.1M3.9M
Retained Earnings105.3M114.3M132.7M175.5M201.8M211.9M
Accounts Payable782.8M775.2M940.7M14.8M17.0M16.1M
Other Current Assets75.1M158.6M105.5M82.5M74.3M70.6M
Inventory(75.1M)(158.6M)(187.7M)1.1M974.7K1.0M
Net Tangible Assets141.4M153.2M250.7M261.9M301.1M157.3M

Northeast Community Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense10.0M5.1M8.1M35.3M40.6M42.6M
Total Revenue41.6M45.7M65.5M101.0M116.1M121.9M
Gross Profit41.6M45.7M65.5M99.8M114.8M120.5M
Operating Income15.6M15.6M41.3M64.9M74.6M78.4M
Ebit15.6M15.6M34.4M64.7M74.5M78.2M
Ebitda16.7M16.7M35.7M66.0M75.9M79.6M
Income Before Tax15.6M15.6M34.4M64.7M74.5M78.2M
Net Income12.3M11.9M24.8M46.3M53.2M55.9M
Income Tax Expense3.3M3.7M9.6M18.5M21.2M22.3M

Northeast Community Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash(58.5M)83.1M(57.0M)(26.6M)(30.6M)(29.1M)
Free Cash Flow14.4M15.1M24.2M42.2M48.5M51.0M
Depreciation1.1M1.1M1.2M1.2M1.4M878.3K
Other Non Cash Items76K3.5M2.8M56K64.4K61.2K
Capital Expenditures1.3M6.5M3.3M626K563.4K535.2K
Net Income12.3M11.9M24.8M46.3M53.2M55.9M
End Period Cash Flow69.2M152.3M95.3M68.7M79.0M65.9M
Dividends Paid1.0M2.3M6.9M(3.7M)(4.2M)(4.0M)
Investments1.8M(178.9M)(256.6M)(380.1M)(342.1M)(325.0M)
Change To Netincome(78K)(509K)300K4.5M5.2M5.5M

Northeast Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Northeast Community's current stock value. Our valuation model uses many indicators to compare Northeast Community value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Northeast Community competition to find correlations between indicators driving Northeast Community's intrinsic value. More Info.
Northeast Community Bancorp is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers reporting about  0.16  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Northeast Community Bancorp is roughly  6.31 . At present, Northeast Community's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Northeast Community's earnings, one of the primary drivers of an investment's value.

Northeast Community Systematic Risk

Northeast Community's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Northeast Community volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Northeast Community correlated with the market. If Beta is less than 0 Northeast Community generally moves in the opposite direction as compared to the market. If Northeast Community Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Northeast Community is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Northeast Community is generally in the same direction as the market. If Beta > 1 Northeast Community moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Northeast Community Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Northeast Community's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Northeast Community growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.0607

At present, Northeast Community's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.

Northeast Community February 27, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Northeast Community help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Northeast Community Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Northeast Community Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Northeast Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Northeast Community's daily price indicators and compare them against related drivers.

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When running Northeast Community's price analysis, check to measure Northeast Community's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Northeast Community is operating at the current time. Most of Northeast Community's value examination focuses on studying past and present price action to predict the probability of Northeast Community's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Northeast Community's price. Additionally, you may evaluate how the addition of Northeast Community to your portfolios can decrease your overall portfolio volatility.
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