MIND CTI Financials

MNDO Stock  USD 1.93  0.03  1.53%   
MIND CTI is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in April. At this time, MIND CTI's Other Current Assets are very stable compared to the past year. As of the 18th of March 2025, Deferred Long Term Liabilities is likely to grow to about 309.5 K, while Total Assets are likely to drop about 28.2 M. Key indicators impacting MIND CTI's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.140.22
Way Down
Very volatile
Return On Assets0.0880.15
Way Down
Pretty Stable
Return On Equity0.120.19
Way Down
Pretty Stable
Debt Equity Ratio0.05610.0301
Way Up
Slightly volatile
Operating Income3.4 M5.5 M
Way Down
Slightly volatile
Current Ratio5.85.07
Fairly Up
Pretty Stable
The financial analysis of MIND CTI is a critical element in measuring its lifeblood. Investors should not minimize MIND CTI's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

3.76 Million

  

MIND CTI Stock Summary

MIND CTI competes with RenoWorks Software, LifeSpeak, Aware, Research Solutions, and NetSol Technologies. Ltd., together with its subsidiaries, designs, develops, markets, supports, implements, and operates billing and customer care systems in the Americas, Europe, Israel, the Asia Pacific, and Africa. Ltd. was incorporated in 1995 and is headquartered in Yokneam Illit, Israel. Mind CTI operates under SoftwareApplication classification in the United States and is traded on NASDAQ Exchange. It employs 214 people.
Specialization
Information Technology, Software - Application
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINIL0010851827
CUSIPM70240102
LocationIsrael
Business Address2 HaCarmel Street,
SectorSoftware
IndustryInformation Technology
BenchmarkDow Jones Industrial
Websitemindcti.com
Phone972 4 993 6666
CurrencyUSD - US Dollar

MIND CTI Key Financial Ratios

MIND CTI Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets32.4M33.1M31.7M31.6M28.5M28.2M
Net Debt(6.4M)(2.7M)(4.4M)(2.3M)(2.7M)(2.8M)
Retained Earnings(2.5M)(1.7M)(1.7M)(1.3M)(1.5M)(1.6M)
Accounts Payable1.3M839K937K989K1.1M664.5K
Cash8.3M4.2M5.3M3.0M2.7M2.5M
Net Receivables2.4M1.9M2.5M2.3M2.1M2.4M
Total Liab9.2M9.3M9.4M7.1M8.2M6.9M
Total Current Assets19.7M20.5M20.3M19.7M17.7M17.5M
Other Current Liab1.9M2.3M2.0M1.7M1.6M1.4M
Other Assets1.8M2.0M2.5M2.1M1.9M1.8M
Short Term Debt346K376K271K218K196.2K186.4K
Intangible Assets702K522K374K266K305.9K290.6K
Other Current Assets273K124K462K815K937.3K1.3M
Good Will8.1M7.9M7.8M7.9M9.1M7.2M
Net Tangible Assets13.3M14.3M15.3M15.6M14.1M12.4M
Net Invested Capital23.1M23.7M23.8M24.5M28.2M25.0M
Net Working Capital14.0M14.9M15.1M15.2M17.5M16.1M

MIND CTI Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense23K49K60K17K15.3K14.5K
Total Revenue23.4M26.3M21.6M21.6M24.9M20.2M
Gross Profit12.2M13.9M11.5M10.9M12.5M13.0M
Operating Income5.5M6.8M5.5M4.7M5.5M3.4M
Ebit5.5M6.8M5.5M4.7M5.5M3.7M
Research Development4.0M4.0M3.5M3.5M3.2M3.3M
Ebitda5.7M7.0M5.7M4.9M5.7M4.2M
Cost Of Revenue11.2M12.5M10.0M10.7M12.4M7.2M
Income Before Tax5.8M6.9M5.6M5.5M6.4M4.3M
Net Income5.4M5.9M5.3M5.2M5.9M3.8M
Income Tax Expense459K936K330K359K412.9K514.4K
Tax Provision459K936K330K381K342.9K538.0K
Interest Income379K55K93K737K847.6K889.9K
Net Interest Income379K55K93K726K834.9K876.6K

MIND CTI Key Cash Accounts

202020212022202320242025 (projected)
Change To Inventory1.1M177K414K613K705.0K740.2K
Change In Cash1.8M(4.1M)1.1M(2.3M)(2.1M)(2.0M)
Free Cash Flow6.4M6.8M4.4M4.0M4.6M4.4M
Depreciation151K200K194K193K176.4K167.6K
Other Non Cash Items42K78K86K38.0K34.2K32.5K
Dividends Paid4.8M5.2M5.2M4.8M5.6M5.2M
Net Income5.4M5.9M5.3M5.2M5.9M3.8M
End Period Cash Flow8.3M4.2M5.3M3.0M2.7M2.5M
Investments(34K)(5.5M)1.8M(1.2M)(1.3M)(1.4M)
Change To Netincome164K127K153K351K403.7K423.8K

MIND Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining MIND CTI's current stock value. Our valuation model uses many indicators to compare MIND CTI value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across MIND CTI competition to find correlations between indicators driving MIND CTI's intrinsic value. More Info.
MIND CTI is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers reporting about  0.42  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for MIND CTI is roughly  2.39 . At this time, MIND CTI's Return On Equity is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the MIND CTI's earnings, one of the primary drivers of an investment's value.

MIND CTI Systematic Risk

MIND CTI's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. MIND CTI volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on MIND CTI correlated with the market. If Beta is less than 0 MIND CTI generally moves in the opposite direction as compared to the market. If MIND CTI Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one MIND CTI is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of MIND CTI is generally in the same direction as the market. If Beta > 1 MIND CTI moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in MIND CTI Stock are looking for potential investment opportunities by analyzing not only static indicators but also various MIND CTI's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of MIND CTI growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.51)

At this time, MIND CTI's Price Earnings To Growth Ratio is very stable compared to the past year.

MIND CTI March 18, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of MIND CTI help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of MIND CTI. We use our internally-developed statistical techniques to arrive at the intrinsic value of MIND CTI based on widely used predictive technical indicators. In general, we focus on analyzing MIND Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build MIND CTI's daily price indicators and compare them against related drivers.
When determining whether MIND CTI offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of MIND CTI's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Mind Cti Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Mind Cti Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MIND CTI. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment.
To learn how to invest in MIND Stock, please use our How to Invest in MIND CTI guide.
You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Is Application Software space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of MIND CTI. If investors know MIND will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about MIND CTI listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.33)
Earnings Share
0.23
Revenue Per Share
1.079
Quarterly Revenue Growth
(0.01)
Return On Assets
0.0874
The market value of MIND CTI is measured differently than its book value, which is the value of MIND that is recorded on the company's balance sheet. Investors also form their own opinion of MIND CTI's value that differs from its market value or its book value, called intrinsic value, which is MIND CTI's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because MIND CTI's market value can be influenced by many factors that don't directly affect MIND CTI's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between MIND CTI's value and its price as these two are different measures arrived at by different means. Investors typically determine if MIND CTI is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, MIND CTI's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.