Lesaka Technologies Financials

LSAK Stock  USD 5.40  0.02  0.37%   
Based on the key indicators related to Lesaka Technologies' liquidity, profitability, solvency, and operating efficiencyBased on the analysis of, Lesaka Technologies is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in January. At this time, Lesaka Technologies' Non Current Liabilities Total is quite stable compared to the past year. Other Stockholder Equity is expected to rise to about 56.6 M this year, although the value of Property Plant And Equipment Net will most likely fall to about 24.2 M. Key indicators impacting Lesaka Technologies' financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.660.6239
Notably Up
Slightly volatile
Current Ratio0.321.59
Way Down
Very volatile
The financial analysis of Lesaka Technologies is a critical element in measuring its lifeblood. Investors should not minimize Lesaka Technologies' ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

(16.57 Million)

  

Lesaka Technologies Stock Summary

Lesaka Technologies competes with Priority Technology, CSG Systems, OneSpan, Sangoma Technologies, and NetScout Systems. Lesaka Technologies, Inc., a financial technology company, engages in the provision of fintech products and services to unbanked and underbanked individuals and small businesses primarily in South Africa and internationally. Lesaka Technologies, Inc. was incorporated in 1997 and is headquartered in Johannesburg, South Africa. Lesaka Technologies operates under SoftwareInfrastructure classification in the United States and is traded on NASDAQ Exchange. It employs 2657 people.
Specialization
Information Technology, Software - Infrastructure
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS64107N2062
CUSIP64107N206
LocationSouth Africa
Business Address4th Floor President
SectorSoftware
IndustryInformation Technology
BenchmarkDow Jones Industrial
Websitewww.lesakatech.com
Phone27 11 343 2000
CurrencyUSD - US Dollar

Lesaka Technologies Key Financial Ratios

Lesaka Technologies Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets453.7M428.3M656.6M542.2M558.5M673.4M
Other Current Liab8.0M28.1M49.6M51.1M69.5M66.0M
Net Debt(197.3M)(179.6M)171.2M134.6M107.6M113.0M
Retained Earnings444.7M406.6M362.7M327.7M310.2M372.4M
Accounts Payable6.3M7.1M18.6M12.4M16.7M12.4M
Cash217.7M198.6M43.9M35.5M59.1M56.1M
Total Liab78.5M67.4M342.2M283.3M303.2M329.9M
Total Current Assets319.3M294.3M217.7M163.6M187.7M178.3M
Intangible Assets612K357K156.7M121.6M111.4M61.2M
Net Receivables58.9M47.7M62.8M62.4M80.7M99.9M
Inventory19.9M22.4M34.2M27.3M18.2M12.4M
Other Current Assets8.0M25.7M76.8M38.4M29.7M28.2M
Short Term Debt17.1M17.1M75.5M37.5M22.3M25.9M
Good Will24.2M29.2M162.7M133.7M138.6M149.3M
Other Liab88.9M98.0M136.1M128.3M115.4M101.1M
Net Tangible Assets265.4M246.5M(5.0M)(75.9M)(68.3M)(64.9M)
Other Assets4.7M6.2M5.6M11.6M10.5M9.9M
Net Invested Capital390.0M375.2M522.2M424.1M414.6M393.0M
Short Long Term Debt14.8M14.2M73.0M35.7M20.0M32.9M
Net Working Capital248.0M241.8M71.9M61.7M69.7M102.3M

Lesaka Technologies Key Income Statement Accounts

201920202021202220232024 (projected)
Operating Income(37.9M)(53.9M)(28.3M)(15.3M)3.6M3.4M
Ebit(44.0M)(2.6M)(34.1M)(13.7M)6.1M5.8M
Ebitda(39.3M)1.7M(26.5M)10.0M29.8M56.4M
Net Income(67.7M)(13.2M)(40.2M)(35.1M)(17.4M)(16.6M)
Income Tax Expense2.7M7.6M327K(2.3M)3.4M3.2M
Total Revenue151.0M130.8M222.6M528.0M564.2M383.7M
Gross Profit42.0M34.5M54.3M110.4M121.5M196.3M
Cost Of Revenue109.0M96.2M168.3M417.5M442.7M464.8M
Income Before Tax(65.0M)(5.6M)(39.9M)(32.3M)(12.8M)(12.2M)
Interest Expense7.6M3.0M5.8M18.6M18.9M19.9M
Research Development700K1.6M300K500K450K427.5K
Tax Provision2.7M7.6M327K(2.3M)3.4M6.5M
Net Interest Income(4.8M)(566K)(3.7M)(16.7M)(16.6M)(15.8M)
Interest Income2.8M2.4M2.1M1.9M2.3M4.2M

Lesaka Technologies Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash111.0M(8.7M)(119.0M)(46.2M)7.3M7.7M
Free Cash Flow(52.0M)(62.7M)(41.8M)(16.2M)15.8M25.2M
Depreciation13.3M4.3M7.6M23.7M23.7M21.8M
Capital Expenditures5.9M4.3M4.6M16.6M12.7M12.0M
Net Income(78.4M)(38.1M)(43.9M)(35.1M)(17.4M)(16.6M)
End Period Cash Flow232.5M223.8M104.8M58.6M65.9M129.4M
Change To Inventory(19.3M)1.3M(4.8M)2.2M9.8M10.3M
Other Non Cash Items1.3M839K4.3M864K6.7M4.2M
Investments40.0M24.6M865K(16.5M)(16.4M)(17.2M)
Net Borrowings(57.9M)(5.4M)642.8M(20.4M)(23.4M)(22.2M)
Change To Netincome31.5M(17.2M)(557K)30.8M27.7M49.7M

Lesaka Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Lesaka Technologies's current stock value. Our valuation model uses many indicators to compare Lesaka Technologies value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Lesaka Technologies competition to find correlations between indicators driving Lesaka Technologies's intrinsic value. More Info.
Lesaka Technologies is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers . At this time, Lesaka Technologies' Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Lesaka Technologies by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Lesaka Technologies Systematic Risk

Lesaka Technologies' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Lesaka Technologies volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on Lesaka Technologies correlated with the market. If Beta is less than 0 Lesaka Technologies generally moves in the opposite direction as compared to the market. If Lesaka Technologies Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Lesaka Technologies is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Lesaka Technologies is generally in the same direction as the market. If Beta > 1 Lesaka Technologies moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Lesaka Technologies Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Lesaka Technologies' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Lesaka Technologies growth as a starting point in their analysis.

Price Earnings To Growth Ratio

1.38

At this time, Lesaka Technologies' Price Earnings To Growth Ratio is quite stable compared to the past year.

Lesaka Technologies December 4, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Lesaka Technologies help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Lesaka Technologies. We use our internally-developed statistical techniques to arrive at the intrinsic value of Lesaka Technologies based on widely used predictive technical indicators. In general, we focus on analyzing Lesaka Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Lesaka Technologies's daily price indicators and compare them against related drivers.
When determining whether Lesaka Technologies is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Lesaka Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Lesaka Technologies Stock. Highlighted below are key reports to facilitate an investment decision about Lesaka Technologies Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lesaka Technologies. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
For more information on how to buy Lesaka Stock please use our How to buy in Lesaka Stock guide.
You can also try the Price Exposure Probability module to analyze equity upside and downside potential for a given time horizon across multiple markets.
Is Application Software space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lesaka Technologies. If investors know Lesaka will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lesaka Technologies listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
(0.25)
Revenue Per Share
9.314
Quarterly Revenue Growth
0.069
Return On Assets
0.0086
Return On Equity
(0.09)
The market value of Lesaka Technologies is measured differently than its book value, which is the value of Lesaka that is recorded on the company's balance sheet. Investors also form their own opinion of Lesaka Technologies' value that differs from its market value or its book value, called intrinsic value, which is Lesaka Technologies' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lesaka Technologies' market value can be influenced by many factors that don't directly affect Lesaka Technologies' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lesaka Technologies' value and its price as these two are different measures arrived at by different means. Investors typically determine if Lesaka Technologies is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lesaka Technologies' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.