Kingsway Financial Financials

KFS Stock  USD 7.71  0.26  3.26%   
Kingsway Financial Services may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At this time, Kingsway Financial's Non Current Assets Total are comparatively stable compared to the past year. Intangible Assets is likely to gain to about 60.7 M in 2025, whereas Total Stockholder Equity is likely to drop slightly above 15.8 M in 2025. Key indicators impacting Kingsway Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio3.433.6139
Notably Down
Pretty Stable
Current Ratio29.5131.06
Notably Down
Pretty Stable
The financial analysis of Kingsway Financial is a critical element in measuring its lifeblood. Investors should not minimize Kingsway Financial's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Cash And Equivalents

77.48 Million

  
Please note, the imprecision that can be found in Kingsway Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Kingsway Financial Services. Check Kingsway Financial's Beneish M Score to see the likelihood of Kingsway Financial's management manipulating its earnings.

Kingsway Financial Stock Summary

Kingsway Financial competes with CarGurus, KAR Auction, Driven Brands, Group 1, and Cars. Kingsway Financial Services Inc., through its subsidiaries, engages in the extended warranty business services, asset management, and real estate businesses. Kingsway Financial Services Inc. was incorporated in 1989 and is based in Itasca, Illinois. Kingsway Financial is traded on New York Stock Exchange in the United States.
Specialization
Consumer Cyclical, Auto & Truck Dealerships
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS4969042021
CUSIP496904202 496904103
LocationOntario; Canada
Business Address10 S Riverside
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitekingsway-financial.com
Phone312 766 2138
CurrencyUSD - US Dollar

Kingsway Financial Key Financial Ratios

Kingsway Financial Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets452.5M475.6M285.7M197.7M186.6M177.3M
Retained Earnings(394.8M)(395.1M)(370.4M)(346.9M)(361.5M)(343.4M)
Other Assets55.8M55.5M130.7M42.9M66.9M63.5M
Net Receivables20.3M20.6M14.0M10.1M9.4M8.9M
Total Current Assets34.8M33.4M74.6M19.3M14.9M14.1M
Intangible Assets84.1M108.2M33.1M35.7M40.0M60.7M
Other Current Liab(87.9M)(89.2M)(945K)(84.0M)(96.6M)(101.4M)
Net Debt257.1M282.6M39.1M36.5M54.7M52.0M
Total Liab387.0M413.0M263.5M173.1M168.3M159.9M
Short Term Debt268.3M94.1M1.2M504K453.6K430.9K
Other Liab86.5M116.9M117.8M86.9M78.2M74.3M
Net Tangible Assets(160.8M)(207.3M)(224.2M)(56.9M)(51.2M)(53.8M)
Accounts Payable2.8M(265.4M)(93.8M)56.7M51.1M53.6M
Cash14.4M12.6M64.2M9.1M5.5M5.2M
Long Term Debt268.3M292.7M34.3M44.4M57.5M54.7M
Good Will121.1M110.2M45.5M50.4M56.5M54.2M
Other Current Assets(66.1M)(39.2M)(92.6M)(30.7M)(27.6M)(26.2M)
Common Stock470K38.1M30.8M26.6M23.9M22.7M

Kingsway Financial Key Income Statement Accounts

The reason investors look at the income statement is to determine what Kingsway Financial's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
202020212022202320242025 (projected)
Interest Expense13.7M12.3M8.1M6.3M4.8M4.6M
Total Revenue65.7M94.8M114.7M107.7M109.4M103.9M
Gross Profit63.0M87.7M90.6M76.0M82.6M78.5M
Operating Income(21.6M)(21.4M)37.6M954K2.2M2.3M
Ebit(43.3M)(81.5M)(61.4M)(286K)(257.4K)(270.3K)
Ebitda14.1M3.2M30.1M5.9M2.2M2.1M
Income Before Tax(6.5M)(5.8M)35.0M23.7M(8.3M)(7.8M)
Net Income(5.4M)1.9M24.7M23.6M(9.5M)(9.9M)
Income Tax Expense(1.1M)(7.6M)4.8M(1.9M)(147K)(139.7K)
Cost Of Revenue2.7M7.1M24.1M31.6M26.7M25.4M
Extraordinary Items(1.4M)6K4.6M(15.1M)(13.6M)(12.9M)
Minority Interest14.2M(2.2M)(1.5M)(453K)(977K)(928.2K)
Tax Provision(1.1M)(7.6M)4.8M(1.9M)(147K)(154.4K)
Interest Income463K2.4M715K1.1M1.4M1.3M
Net Interest Income(13.7M)(12.3M)(8.1M)(6.3M)(4.8M)(5.0M)

Kingsway Financial Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash19.3M(15.0M)47.3M(59.7M)(5.0M)(4.7M)
Free Cash Flow1.5M(6.7M)11.9M(26.4M)(104K)(109.2K)
Depreciation6.7M8.6M6.4M6.2M7.0M7.7M
Other Non Cash Items(6.5M)(3.6M)(59.2M)(31.8M)141K148.1K
Capital Expenditures213K830K26.5M205K709K673.6K
Net Income(5.4M)1.9M27.9M24.0M(8.3M)(8.7M)
End Period Cash Flow44.9M29.9M77.2M17.5M13.1M12.5M
Investments4.0M4.5M32.2M6.5M(16.8M)(16.0M)
Net Borrowings1.4M14.3M572K1.0M1.2M1.3M
Change To Netincome(514K)(5.4M)781K(50.9M)(45.8M)(43.5M)
Change Receivables(4.5M)(438K)1.7M(7K)(8.1K)(8.5K)

Kingsway Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Kingsway Financial's current stock value. Our valuation model uses many indicators to compare Kingsway Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Kingsway Financial competition to find correlations between indicators driving Kingsway Financial's intrinsic value. More Info.
Kingsway Financial Services is currently regarded as number one stock in return on equity category among its peers. It also is currently regarded as number one stock in return on asset category among its peers . At this time, Kingsway Financial's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Kingsway Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Kingsway Financial Systematic Risk

Kingsway Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Kingsway Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Kingsway Financial correlated with the market. If Beta is less than 0 Kingsway Financial generally moves in the opposite direction as compared to the market. If Kingsway Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Kingsway Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Kingsway Financial is generally in the same direction as the market. If Beta > 1 Kingsway Financial moves generally in the same direction as, but more than the movement of the benchmark.

Kingsway Financial Thematic Clasifications

Kingsway Financial Services is part of Insurance Providers investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All types of insurance and insurance brokerages. Companies providing all types of insurance and insurance services
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This theme covers All types of insurance and insurance brokerages. Companies providing all types of insurance and insurance services. Get More Thematic Ideas
Today, most investors in Kingsway Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Kingsway Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Kingsway Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.18

At this time, Kingsway Financial's Price Earnings To Growth Ratio is comparatively stable compared to the past year.

Kingsway Financial March 26, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Kingsway Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Kingsway Financial Services. We use our internally-developed statistical techniques to arrive at the intrinsic value of Kingsway Financial Services based on widely used predictive technical indicators. In general, we focus on analyzing Kingsway Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Kingsway Financial's daily price indicators and compare them against related drivers.

Additional Tools for Kingsway Stock Analysis

When running Kingsway Financial's price analysis, check to measure Kingsway Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Kingsway Financial is operating at the current time. Most of Kingsway Financial's value examination focuses on studying past and present price action to predict the probability of Kingsway Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Kingsway Financial's price. Additionally, you may evaluate how the addition of Kingsway Financial to your portfolios can decrease your overall portfolio volatility.