International Money Financials

IMXI Stock  USD 13.59  0.12  0.89%   
Based on the key measurements obtained from International Money's financial statements, International Money Express is not in a good financial situation at this time. It has a very high probability of going through financial hardship in April. As of now, International Money's Net Debt is decreasing as compared to previous years. The International Money's current Non Currrent Assets Other is estimated to increase to about 33.8 M, while Total Current Liabilities is projected to decrease to under 112.6 M. Key indicators impacting International Money's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio1.281.3465
Notably Down
Very volatile
Operating Income53.1 M95 M
Way Down
Slightly volatile
Current Ratio1.591.9591
Significantly Down
Pretty Stable
The financial analysis of International Money is a critical element in measuring its lifeblood. Investors should not minimize International Money's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

30.1 Million

  
Understanding current and past International Money Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of International Money's financial statements are interrelated, with each one affecting the others. For example, an increase in International Money's assets may result in an increase in income on the income statement.

International Money Stock Summary

International Money competes with NetScout Systems, Consensus Cloud, CSG Systems, EverCommerce, and Evertec. International Money Express, Inc., through its subsidiary, operates as a money remittance services company in the United States, Latin America, Mexico, Africa, Central and South America, and the Caribbean. International Money Express, Inc. is headquartered in Miami, Florida. International Money operates under SoftwareInfrastructure classification in the United States and is traded on NASDAQ Exchange. It employs 674 people.
Specialization
Industrials, Commercial & Professional Services
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS46005L1017
CUSIP46005L101 31810G109 31810G208
LocationFlorida; U.S.A
Business Address9100 South Dadeland
SectorProfessional Services
IndustryIndustrials
BenchmarkDow Jones Industrial
Websitewww.intermexonline.com/#/
Phone(305) 671 8000
CurrencyUSD - US Dollar

International Money Key Financial Ratios

International Money Key Balance Sheet Accounts

202020212022202320242025 (projected)
Retained Earnings35.0M81.8M139.1M198.6M257.5M270.3M
Capital Surpluse54.7M59.3M66.9M70.2M80.7M43.8M
Total Liab165.2M197.5M362.2M427.8M327.5M234.1M
Total Assets259.5M340.5M512.1M576.8M462.4M359.2M
Other Current Liab60.1M81.5M143.3M161.4M120.4M83.8M
Net Tangible Assets(7.7M)37.6M91.4M80.3M92.4M97.0M
Net Debt12.7M(49.4M)29.0M(23.3M)51.2M53.7M
Accounts Payable12.8M23.2M25.7M36.5M19.5M19.2M
Cash74.9M132.5M149.5M239.2M130.5M120.1M
Other Assets2.2M3.0M7.4M7.1M6.4M6.5M
Long Term Debt80.6M79.2M150.2M181.1M156.6M126.3M
Net Receivables55.0M67.3M129.8M156.8M107.1M82.0M
Other Current Assets56.8M63.0M103.1M36.9M60.2M48.0M
Total Current Assets186.7M263.5M382.4M432.9M297.8M250.1M
Intangible Assets20.4M15.4M19.8M18.1M26.8M19.5M
Net Invested Capital181.9M226.1M155.2M337.3M291.5M227.1M

International Money Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense6.6M4.5M5.6M10.4M11.7M10.0M
Total Revenue357.2M459.2M546.8M658.7M658.6M414.1M
Gross Profit118.6M151.7M182.0M222.5M590.4M619.9M
Operating Income52.9M67.9M82.9M95.5M95.0M53.1M
Ebit52.9M67.9M82.9M95.5M95.0M53.1M
Ebitda63.7M77.3M92.4M108.4M108.7M64.8M
Cost Of Revenue238.6M307.5M364.8M436.3M68.2M64.8M
Income Before Tax46.3M63.3M77.3M85.1M83.3M43.1M
Net Income33.8M46.8M57.3M59.5M58.8M30.1M
Income Tax Expense12.5M16.5M19.9M25.5M24.5M13.0M
Tax Provision12.5M16.5M19.9M24.9M24.5M13.8M
Net Interest Income(6.6M)(4.5M)(5.6M)(9.7M)(11.7M)(12.3M)

International Money Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash(11.2M)57.6M17.0M89.7M(108.7M)(103.3M)
Net Borrowings(23.0M)(7.7M)(7.0M)71.6M64.4M67.6M
Free Cash Flow(4.9M)67.5M3.0M130.7M23.1M33.5M
Depreciation10.8M9.5M9.5M12.9M13.6M11.7M
Other Non Cash Items3.0M3.8M7.5M15.0M16.4M17.3M
Capital Expenditures4.1M10.6M12.2M12.8M30.0M31.5M
Net Income33.8M46.8M57.3M59.5M58.8M30.1M
End Period Cash Flow74.9M132.5M149.5M239.2M130.5M110.2M
Change To Netincome6.4M6.9M18.7M23.5M27.1M28.4M
Investments(4.1M)(10.8M)(12.5M)(16.3M)(43.9M)(41.7M)

International Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining International Money's current stock value. Our valuation model uses many indicators to compare International Money value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across International Money competition to find correlations between indicators driving International Money's intrinsic value. More Info.
International Money Express is currently regarded as number one stock in return on equity category among its peers. It also is currently regarded as number one stock in return on asset category among its peers reporting about  0.29  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for International Money Express is roughly  3.43 . As of now, International Money's Return On Equity is decreasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the International Money's earnings, one of the primary drivers of an investment's value.

International Money Systematic Risk

International Money's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. International Money volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on International Money correlated with the market. If Beta is less than 0 International Money generally moves in the opposite direction as compared to the market. If International Money Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one International Money is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of International Money is generally in the same direction as the market. If Beta > 1 International Money moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in International Money Stock are looking for potential investment opportunities by analyzing not only static indicators but also various International Money's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of International Money growth as a starting point in their analysis.

Price Earnings To Growth Ratio

1.44

As of now, International Money's Price Earnings To Growth Ratio is increasing as compared to previous years.

International Money March 26, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of International Money help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of International Money Express. We use our internally-developed statistical techniques to arrive at the intrinsic value of International Money Express based on widely used predictive technical indicators. In general, we focus on analyzing International Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build International Money's daily price indicators and compare them against related drivers.

Complementary Tools for International Stock analysis

When running International Money's price analysis, check to measure International Money's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy International Money is operating at the current time. Most of International Money's value examination focuses on studying past and present price action to predict the probability of International Money's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move International Money's price. Additionally, you may evaluate how the addition of International Money to your portfolios can decrease your overall portfolio volatility.
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