ICICI Lombard Financials
| ICICIGI Stock | 1,772 7.05 0.40% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Income | 212.3 B | 202.2 B |
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ICICI | Select Account or Indicator |
Understanding current and past ICICI Lombard Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of ICICI Lombard's financial statements are interrelated, with each one affecting the others. For example, an increase in ICICI Lombard's assets may result in an increase in income on the income statement.
ICICI Lombard Stock Summary
ICICI Lombard competes with Som Distilleries, Allied Blenders, Blue Coast, Bhagiradha Chemicals, and Associated Alcohols. ICICI Lombard is entity of India. It is traded as Stock on NSE exchange.Specialization | Financial Services, Insurance - Diversified |
| Instrument | India Stock View All |
| Exchange | National Stock Exchange of India |
| ISIN | INE765G01017 |
| Business Address | ICICI Lombard House, |
| Sector | Insurance |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | www.icicilombard.com |
| Phone | 91 22 6196 1100 |
You should never invest in ICICI Lombard without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of ICICI Stock, because this is throwing your money away. Analyzing the key information contained in ICICI Lombard's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.
ICICI Lombard Key Financial Ratios
ICICI Lombard's financial ratios allow both analysts and investors to convert raw data from ICICI Lombard's financial statements into concise, actionable information that can be used to evaluate the performance of ICICI Lombard over time and compare it to other companies across industries.| Revenue | 205.86 B | ||||
| Gross Profit | 60.54 B | ||||
| EBITDA | 27.83 B | ||||
| Net Income | 19.19 B | ||||
| Total Asset | 633.08 B |
ICICI Lombard Key Balance Sheet Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Total Assets | 393.0B | 508.5B | 550.9B | 633.1B | 728.0B | 764.4B | |
| Other Current Liab | (10.6B) | (26.0B) | (30.7B) | 330.4B | 380.0B | 399.0B | |
| Net Debt | 2.6B | (299.4M) | (1.7B) | (1.7B) | (1.5B) | (1.4B) | |
| Retained Earnings | 53.4B | 21.5B | 34.8B | 48.2B | 55.4B | 58.2B | |
| Accounts Payable | 9.9B | 25.1B | 29.9B | 34.0B | 39.1B | 41.1B | |
| Cash | 2.3B | 2.8B | 2.0B | 3.3B | 3.8B | 2.8B | |
| Other Assets | 384.4B | 499.8B | 543.2B | 1.0 | 1.15 | 1.09 | |
| Other Current Assets | 72.0B | 164.5B | 145.1B | 161.4B | 185.6B | 100.3B | |
| Total Liab | 317.0B | 416.6B | 446.4B | 503.6B | 579.1B | 293.7B | |
| Total Current Assets | 2.3B | 2.9B | 2.0B | 163.4B | 188.0B | 197.4B | |
| Short Term Debt | 751.6M | 870.1M | 850.8M | 1.3B | 1.2B | 1.3B | |
| Intangible Assets | 2.4B | 2.1B | 1.8B | 1.4B | 1.6B | 1.5B | |
| Common Stock | 4.5B | 4.9B | 4.9B | 4.9B | 5.7B | 5.1B | |
| Net Tangible Assets | 54.5B | 79.1B | 92.9B | 106.1B | 122.0B | 63.2B | |
| Net Receivables | 1.2B | 9.0B | 89.1B | 109.0B | 125.4B | 131.6B | |
| Short Long Term Debt | 751.6M | 870.1M | 850.8M | 1.3B | 1.2B | 1.3B | |
| Capital Surpluse | 15.7B | 3.3M | 64.0B | 64.2B | 73.9B | 77.6B | |
| Net Invested Capital | 86.0B | 94.5B | 104.8B | 123.7B | 142.3B | 92.7B | |
| Capital Stock | 4.5B | 4.9B | 4.9B | 4.9B | 5.7B | 5.2B |
ICICI Lombard Key Income Statement Accounts
An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Interest Expense | 867.0M | 955.6M | 806.2M | 941.3M | 1.1B | 600.6M | |
| Total Revenue | 129.5B | 165.6B | 178.5B | 205.9B | 236.7B | 120.5B | |
| Gross Profit | 129.5B | 165.6B | 178.5B | 205.9B | 236.8B | 146.3B | |
| Operating Income | 17.8B | 15.1B | 19.6B | 175.8B | 202.2B | 212.3B | |
| Ebit | 20.4B | 17.8B | 21.9B | 26.5B | 30.5B | 15.3B | |
| Ebitda | 21.7B | 19.2B | 23.4B | 27.8B | 32.0B | 16.2B | |
| Income Before Tax | 19.5B | 16.8B | 21.1B | 25.6B | 29.4B | 30.9B | |
| Net Income | 14.7B | 12.7B | 17.3B | 19.2B | 22.1B | 11.1B | |
| Income Tax Expense | 4.8B | 4.1B | 3.8B | 6.4B | 7.3B | 7.7B | |
| Tax Provision | 4.8B | 4.1B | 3.8B | 6.4B | 7.3B | 4.7B | |
| Interest Income | 122.1M | 900K | 25.4B | 29.8B | 34.3B | 36.0B | |
| Net Interest Income | 122.1M | 900K | (509.3M) | (941.3M) | (847.2M) | (804.8M) |
ICICI Lombard Key Cash Accounts
Cash flow analysis captures how much money flows into and out of ICICI Lombard General. It measures of how well ICICI is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money ICICI Lombard brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money ICICI had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what ICICI Lombard has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | 2.0B | 649.9M | (895.1M) | 1.3B | 1.2B | 1.2B | |
| Free Cash Flow | 16.9B | 7.3B | 21.7B | 22.2B | 25.5B | 16.9B | |
| Depreciation | 1.3B | 1.4B | 450.7M | 1.3B | 1.5B | 829.4M | |
| Other Non Cash Items | 1.7B | (6.0B) | 5.2B | 3.5B | 4.1B | 4.3B | |
| Capital Expenditures | 790.2M | 758.7M | 1.2B | 1.9B | 2.2B | 1.1B | |
| Net Income | 14.7B | 12.7B | 17.3B | 19.2B | 22.1B | 11.1B | |
| End Period Cash Flow | 2.3B | 2.9B | 2.0B | 3.3B | 3.8B | 2.8B | |
| Investments | (31.2B) | (22.1B) | (16.9B) | (19.2B) | (17.3B) | (18.2B) | |
| Change To Netincome | 21.5B | 1.7B | (6.0B) | 5.6B | 6.5B | 6.3B |
ICICI Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining ICICI Lombard's current stock value. Our valuation model uses many indicators to compare ICICI Lombard value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across ICICI Lombard competition to find correlations between indicators driving ICICI Lombard's intrinsic value. More Info.ICICI Lombard General is currently regarded as number one stock in return on equity category among its peers. It also is currently regarded as number one stock in return on asset category among its peers reporting about 0.18 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for ICICI Lombard General is roughly 5.69 . Comparative valuation analysis is a catch-all model that can be used if you cannot value ICICI Lombard by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for ICICI Lombard's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.ICICI Lombard General Systematic Risk
ICICI Lombard's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. ICICI Lombard volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on ICICI Lombard General correlated with the market. If Beta is less than 0 ICICI Lombard generally moves in the opposite direction as compared to the market. If ICICI Lombard Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one ICICI Lombard General is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of ICICI Lombard is generally in the same direction as the market. If Beta > 1 ICICI Lombard moves generally in the same direction as, but more than the movement of the benchmark.
ICICI Lombard General Total Assets Over Time
ICICI Lombard March 26, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of ICICI Lombard help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of ICICI Lombard General. We use our internally-developed statistical techniques to arrive at the intrinsic value of ICICI Lombard General based on widely used predictive technical indicators. In general, we focus on analyzing ICICI Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build ICICI Lombard's daily price indicators and compare them against related drivers.
| Information Ratio | (0.06) | |||
| Maximum Drawdown | 6.68 | |||
| Value At Risk | (2.11) | |||
| Potential Upside | 3.46 |
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When running ICICI Lombard's price analysis, check to measure ICICI Lombard's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ICICI Lombard is operating at the current time. Most of ICICI Lombard's value examination focuses on studying past and present price action to predict the probability of ICICI Lombard's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ICICI Lombard's price. Additionally, you may evaluate how the addition of ICICI Lombard to your portfolios can decrease your overall portfolio volatility.
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