HDFC Bank Financials

HDFCBANK   1,821  21.45  1.19%   
We strongly advise to harness HDFC Bank fundamental analysis to see if markets are right now undervaluing or overvaluing the company. Simply put, you can make use of it to find out if HDFC Bank Limited is indeed mispriced or if you can make any profits on it by purchasing it and then waiting for the market to recognize its mistake and reprise the security. We were able to analyze twenty-seven available reported financial drivers for HDFC Bank Limited, which can be compared to its competitors. The stock experiences a large bullish trend. Check odds of HDFC Bank to be traded at 2003.6 in 90 days. Key indicators impacting HDFC Bank's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Income922.2 B878.3 B
Sufficiently Up
Slightly volatile
  
Understanding current and past HDFC Bank Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of HDFC Bank's financial statements are interrelated, with each one affecting the others. For example, an increase in HDFC Bank's assets may result in an increase in income on the income statement.

HDFC Bank Stock Summary

HDFC Bank competes with ILFS Investment, Bajaj Holdings, Mask Investments, Reliance Communications, and Network18 Media. HDFC Bank is entity of India. It is traded as Stock on NSE exchange.
Specialization
Financial Services, Banks - Regional
InstrumentIndia Stock View All
ExchangeNational Stock Exchange of India
ISININE040A01034
Business AddressHDFC Bank House,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.hdfcbank.com
Phone91 22 6652 1000
You should never invest in HDFC Bank without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of HDFC Stock, because this is throwing your money away. Analyzing the key information contained in HDFC Bank's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

HDFC Bank Key Financial Ratios

HDFC Bank's financial ratios allow both analysts and investors to convert raw data from HDFC Bank's financial statements into concise, actionable information that can be used to evaluate the performance of HDFC Bank over time and compare it to other companies across industries.

HDFC Bank Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets18.0T21.1T25.8T44.1T50.7T53.3T
Other Current Liab6.3T7.7T(1.5T)9.8T11.3T11.8T
Net Debt564.2B587.4B878.1B5.0T5.8T6.1T
Retained Earnings897.9B1.2T1.4T2.9T3.4T3.5T
Cash1.2T1.6T2.4T2.3T2.6T2.8T
Other Assets17.6T20.7T24.7T1.5T1.7T1.6T
Net Receivables204.4B230.5B330.8B249.9B287.4B301.8B
Total Liab15.9T18.6T22.8T36.2T41.7T43.8T
Total Current Assets346.2B365.9B932.3B4.8T5.6T5.8T
Short Term Debt239.3B554.2B1.1T37.0B42.6B40.5B
Common Stock5.5B5.5B5.6B7.6B8.7B4.9B
Accounts Payable346.0B365.7B437.3B531.5B611.2B641.8B
Other Current Assets7.9T10.2T2.2T2.6T2.9T4.3T
Intangible Assets9.2B12.9B16.8B22.6B26.0B27.3B
Other Liab546.9B571.0B685.8B777.4B894.0B495.4B
Net Tangible Assets1.8T2.1T2.5T2.9T3.3T3.5T
Long Term Debt1.8T2.3T2.6T7.3T8.4T8.8T
Short Long Term Debt239.3B554.2B1.1T1.3T1.5T1.6T
Long Term Debt Total1.9T1.8T2.3T2.6T3.0T1.9T
Capital Surpluse587.6B605.1B631.2B665.4B765.2B538.6B
Earning Assets3.1T4.0T4.4T4.5T5.2T3.6T
Net Invested Capital3.9T4.6T6.1T11.9T13.7T14.3T
Inventory(7.9T)(8.1T)(10.5T)(2.5T)(2.9T)(3.0T)
Capital Stock5.5B5.5B5.6B7.6B8.7B6.4B

HDFC Bank Key Income Statement Accounts

202020212022202320242025 (projected)
Tax Provision109.4B127.2B153.5B111.2B127.9B134.3B
Interest Expense592.5B584.3B777.8B1.5T1.8T1.9T
Total Revenue616.3B1.7T2.0T4.0T4.6T4.8T
Gross Profit966.4B1.0T1.1T2.3T2.6T2.8T
Operating Income1.0T688.0B753.5B763.8B878.3B922.2B
Ebit1.0T490.9B590.0B765.7B880.5B924.6B
Ebitda1.0T507.8B613.5B763.8B878.3B922.2B
Income Before Tax428.0B508.7B615.0B765.7B880.5B924.6B
Net Income318.3B381.5B461.5B640.6B736.7B773.5B
Income Tax Expense109.4B127.2B153.5B111.2B127.9B134.3B
Minority Interest(29.3M)981.5M1.5B(13.8B)(12.5B)(11.8B)
Net Interest Income616.1B775.1B929.7B1.3T1.5T759.6B
Interest Income1.2T1.4T1.7T2.8T3.3T3.4T

HDFC Bank Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash333.3B191.3B265.4B316.9B364.4B382.6B
Free Cash Flow407.8B554.7B433.6B754.4B867.6B910.9B
Depreciation13.9B16.8B23.5B52.3B60.2B63.2B
Other Non Cash Items82.1B114.7B87.6B107.9B124.1B130.3B
Capital Expenditures17.0B26.3B43.6B42.9B49.3B51.8B
Net Income427.7B386.6B496.3B640.6B736.7B773.5B
End Period Cash Flow1.2T1.1T1.4T2.3T2.6T2.8T
Dividends Paid166.6M36.2B86.4B84.0B96.7B101.5B
Change To Inventory(1.8T)(1.5T)21.3B(47.1B)(42.4B)(44.5B)
Net Borrowings291.0B(91.4B)489.7B289.3B332.7B231.9B
Change To Netincome153.6B193.8B162.1B150.1B172.6B103.0B
Investments(16.8B)(3.3T)(4.4T)53.1B47.8B50.2B

HDFC Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining HDFC Bank's current stock value. Our valuation model uses many indicators to compare HDFC Bank value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across HDFC Bank competition to find correlations between indicators driving HDFC Bank's intrinsic value. More Info.
HDFC Bank Limited is one of the top stocks in return on equity category among its peers. It is rated # 5 in return on asset category among its peers reporting about  0.12  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for HDFC Bank Limited is roughly  8.37 . Comparative valuation analysis is a catch-all model that can be used if you cannot value HDFC Bank by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for HDFC Bank's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

HDFC Bank Limited Systematic Risk

HDFC Bank's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. HDFC Bank volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Execute Function
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on HDFC Bank Limited correlated with the market. If Beta is less than 0 HDFC Bank generally moves in the opposite direction as compared to the market. If HDFC Bank Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one HDFC Bank Limited is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of HDFC Bank is generally in the same direction as the market. If Beta > 1 HDFC Bank moves generally in the same direction as, but more than the movement of the benchmark.

HDFC Bank Limited Total Assets Over Time

HDFC Bank March 25, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of HDFC Bank help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of HDFC Bank Limited. We use our internally-developed statistical techniques to arrive at the intrinsic value of HDFC Bank Limited based on widely used predictive technical indicators. In general, we focus on analyzing HDFC Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build HDFC Bank's daily price indicators and compare them against related drivers.
When determining whether HDFC Bank Limited offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of HDFC Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hdfc Bank Limited Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hdfc Bank Limited Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HDFC Bank Limited. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Please note, there is a significant difference between HDFC Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if HDFC Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HDFC Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.