Based on the analysis of Home Bancorp's profitability, liquidity, and operating efficiency, Home Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, Home Bancorp's Total Current Liabilities is relatively stable compared to the past year. As of 03/20/2025, Short Term Debt is likely to grow to about 144.1 M, while Total Stockholder Equity is likely to drop slightly above 235.6 M. Key indicators impacting Home Bancorp's financial strength include:
The financial analysis of Home Bancorp is a critical element in measuring its lifeblood. Investors should not minimize Home Bancorp's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.
Net Income
19.74 Million
Home
Select Account or Indicator
Market Cap
Enterprise Value
Price To Sales Ratio
Dividend Yield
Ptb Ratio
Days Sales Outstanding
Book Value Per Share
Free Cash Flow Yield
Operating Cash Flow Per Share
Stock Based Compensation To Revenue
Capex To Depreciation
Pb Ratio
Ev To Sales
Free Cash Flow Per Share
Roic
Net Income Per Share
Sales General And Administrative To Revenue
Capex To Revenue
Cash Per Share
Pocfratio
Interest Coverage
Payout Ratio
Capex To Operating Cash Flow
Pfcf Ratio
Days Payables Outstanding
Income Quality
Roe
Ev To Operating Cash Flow
Pe Ratio
Return On Tangible Assets
Ev To Free Cash Flow
Earnings Yield
Intangibles To Total Assets
Net Debt To E B I T D A
Current Ratio
Tangible Book Value Per Share
Receivables Turnover
Graham Number
Shareholders Equity Per Share
Debt To Equity
Capex Per Share
Graham Net Net
Revenue Per Share
Interest Debt Per Share
Debt To Assets
Enterprise Value Over E B I T D A
Short Term Coverage Ratios
Price Earnings Ratio
Operating Cycle
Price Book Value Ratio
Price Earnings To Growth Ratio
Days Of Payables Outstanding
Dividend Payout Ratio
Price To Operating Cash Flows Ratio
Price To Free Cash Flows Ratio
Pretax Profit Margin
Ebt Per Ebit
Operating Profit Margin
Effective Tax Rate
Company Equity Multiplier
Long Term Debt To Capitalization
Total Debt To Capitalization
Return On Capital Employed
Debt Equity Ratio
Ebit Per Revenue
Quick Ratio
Dividend Paid And Capex Coverage Ratio
Net Income Per E B T
Cash Ratio
Cash Conversion Cycle
Operating Cash Flow Sales Ratio
Days Of Sales Outstanding
Free Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage Ratios
Price To Book Ratio
Fixed Asset Turnover
Capital Expenditure Coverage Ratio
Price Cash Flow Ratio
Enterprise Value Multiple
Debt Ratio
Cash Flow To Debt Ratio
Price Sales Ratio
Return On Assets
Asset Turnover
Net Profit Margin
Gross Profit Margin
Price Fair Value
Return On Equity
Change In Cash
Stock Based Compensation
Free Cash Flow
Change In Working Capital
Begin Period Cash Flow
Other Cashflows From Financing Activities
Depreciation
Other Non Cash Items
Capital Expenditures
Total Cash From Operating Activities
Net Income
Total Cash From Financing Activities
End Period Cash Flow
Change To Inventory
Sale Purchase Of Stock
Dividends Paid
Total Cashflows From Investing Activities
Other Cashflows From Investing Activities
Investments
Change Receivables
Cash And Cash Equivalents Changes
Cash Flows Other Operating
Change To Account Receivables
Change To Netincome
Change To Liabilities
Net Borrowings
Change To Operating Activities
Total Assets
Short Long Term Debt Total
Total Stockholder Equity
Other Liab
Property Plant And Equipment Net
Net Debt
Retained Earnings
Accounts Payable
Cash
Non Current Assets Total
Non Currrent Assets Other
Other Assets
Long Term Debt
Cash And Short Term Investments
Net Receivables
Common Stock Shares Outstanding
Short Term Investments
Liabilities And Stockholders Equity
Non Current Liabilities Total
Inventory
Total Liab
Property Plant And Equipment Gross
Total Current Assets
Accumulated Other Comprehensive Income
Property Plant Equipment
Total Current Liabilities
Common Stock Total Equity
Other Stockholder Equity
Short Term Debt
Common Stock
Other Current Liab
Treasury Stock
Good Will
Intangible Assets
Net Tangible Assets
Retained Earnings Total Equity
Capital Surpluse
Long Term Investments
Non Current Liabilities Other
Other Current Assets
Short Long Term Debt
Earning Assets
Current Deferred Revenue
Net Invested Capital
Capital Stock
Depreciation And Amortization
Interest Expense
Selling General Administrative
Selling And Marketing Expenses
Total Revenue
Gross Profit
Other Operating Expenses
Operating Income
Ebit
Ebitda
Cost Of Revenue
Total Operating Expenses
Income Before Tax
Total Other Income Expense Net
Net Income Applicable To Common Shares
Income Tax Expense
Net Income From Continuing Ops
Tax Provision
Net Interest Income
Interest Income
Reconciled Depreciation
Probability Of Bankruptcy
Understanding current and past Home Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Home Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in Home Bancorp's assets may result in an increase in income on the income statement.
Home Bancorp competes with Home Federal, Community West, First Financial, First Capital, and First Northwest. Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana and Mississippi. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana. Home Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 438 people.
The reason investors look at the income statement is to determine what Home Bancorp's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
Comparative valuation techniques use various fundamental indicators to help in determining Home Bancorp's current stock value. Our valuation model uses many indicators to compare Home Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Home Bancorp competition to find correlations between indicators driving Home Bancorp's intrinsic value. More Info.
Home Bancorp is rated # 3 in return on equity category among its peers. It is rated # 2 in return on asset category among its peers reporting about 0.11 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Home Bancorp is roughly 8.83 . At this time, Home Bancorp's Return On Equity is relatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Home Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.
Home Bancorp Systematic Risk
Home Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Home Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Home Bancorp correlated with the market. If Beta is less than 0 Home Bancorp generally moves in the opposite direction as compared to the market. If Home Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Home Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Home Bancorp is generally in the same direction as the market. If Beta > 1 Home Bancorp moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Home Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Home Bancorp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Home Bancorp growth as a starting point in their analysis.
Along with financial statement analysis, the daily predictive indicators of Home Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Home Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Home Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Home Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Home Bancorp's daily price indicators and compare them against related drivers.
When running Home Bancorp's price analysis, check to measure Home Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Home Bancorp is operating at the current time. Most of Home Bancorp's value examination focuses on studying past and present price action to predict the probability of Home Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Home Bancorp's price. Additionally, you may evaluate how the addition of Home Bancorp to your portfolios can decrease your overall portfolio volatility.