General Insurance Financials
| GICRE Stock | 445.35 35.85 8.75% |
Operating Margin | PE Ratio 10.3957 | Profit Margin | Payout Ratio 0.2335 | EPS Estimate Current Year 41.3306 |
General | Select Account or Indicator |
Understanding current and past General Insurance Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of General Insurance's financial statements are interrelated, with each one affecting the others. For example, an increase in General Insurance's assets may result in an increase in income on the income statement.
General Insurance Stock Summary
General Insurance competes with Hindustan Foods, Tamilnadu Telecommunicatio, Diligent Media, Bodhi Tree, and LT Foods. General Insurance is entity of India. It is traded as Stock on NSE exchange.Specialization | Financial Services, Insurance - Reinsurance |
| Instrument | India Stock View All |
| Exchange | National Stock Exchange of India |
| ISIN | INE481Y01014 |
| Business Address | Suraksha, Mumbai, India, |
| Sector | Insurance |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | www.gicre.in |
| Phone | 91 22 2286 7000 |
You should never invest in General Insurance without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of General Stock, because this is throwing your money away. Analyzing the key information contained in General Insurance's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.
General Insurance Key Financial Ratios
General Insurance's financial ratios allow both analysts and investors to convert raw data from General Insurance's financial statements into concise, actionable information that can be used to evaluate the performance of General Insurance over time and compare it to other companies across industries.| Revenue | 78.96 B | ||||
| Gross Profit | 95.7 B | ||||
| EBITDA | 80.2 B | ||||
| Net Income | 66.86 B | ||||
| Cash And Equivalents | 8.08 B |
General Insurance Key Balance Sheet Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Total Assets | 1.4T | 1.5T | 1.6T | 1.8T | 2.1T | 1.3T | |
| Other Current Liab | (42.8B) | (35.8B) | (42.7B) | 756.9B | 870.4B | 914.0B | |
| Net Tangible Assets | 387.8B | 534.4B | 600.1B | 674.3B | 775.5B | 549.8B | |
| Net Debt | (185.9B) | (214.5B) | (237.0B) | (248.6B) | (223.7B) | (234.9B) | |
| Retained Earnings | 46.2B | 66.1B | 90.0B | 209.4B | 240.8B | 252.8B | |
| Accounts Payable | 42.3B | 33.3B | 40.5B | 46.4B | 53.3B | 34.5B | |
| Cash | 185.9B | 214.5B | 237.0B | 248.6B | 285.8B | 169.9B | |
| Other Assets | 1.2T | 1.3T | 1.4T | 18K | 20.7K | 19.7K | |
| Net Receivables | 17.8B | 21.6B | 246.4M | 90.8B | 104.5B | 109.7B | |
| Other Current Assets | 461.8M | 421.9M | 7.7B | 5.3B | 4.8B | 2.6B | |
| Total Liab | 1.1T | 1.2T | 1.2T | 1.3T | 1.5T | 976.4B | |
| Total Current Assets | 185.9B | 214.5B | 237.0B | 248.6B | 285.8B | 171.7B | |
| Intangible Assets | 79.8M | 121.1M | 95.0M | 32K | 28.8K | 27.4K | |
| Cash And Equivalents | 14.9B | 10.1B | 3.7B | 8.1B | 7.3B | 11.8B | |
| Net Invested Capital | 534.8B | 360.1B | 451.8B | 552.6B | 497.3B | 387.0B |
General Insurance Key Income Statement Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Interest Expense | 274.1M | 631.2M | 627.5M | 7.3M | 6.6M | 6.3M | |
| Total Revenue | 485.6B | 501.2B | 471.7B | 79.0B | 90.8B | 86.3B | |
| Gross Profit | 485.6B | 501.2B | 471.7B | 464.6B | 534.3B | 416.8B | |
| Operating Income | 31.6B | 38.7B | 82.7B | 73.3B | 84.3B | 42.2B | |
| Ebit | 31.3B | 38.2B | 81.1B | 80.1B | 92.1B | 96.7B | |
| Ebitda | 31.4B | 38.3B | 81.2B | 80.2B | 92.2B | 96.8B | |
| Income Before Tax | 30.7B | 37.5B | 80.3B | 79.2B | 91.1B | 95.7B | |
| Net Income | 19.9B | 23.9B | 66.9B | 66.9B | 76.9B | 80.7B | |
| Income Tax Expense | 12.4B | 15.6B | 14.5B | 14.2B | 16.3B | 17.1B | |
| Tax Provision | (873.8M) | 12.4B | 15.6B | 14.5B | 16.7B | 9.8B | |
| Interest Income | 2.2B | 4.0B | 6.1B | 27.2B | 31.3B | 32.9B | |
| Net Interest Income | (631.2M) | (627.5M) | 212.8M | 40.2M | 46.2M | 48.5M |
General Insurance Key Cash Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Investments | (107.6B) | (68.5B) | (100.0B) | (88.7B) | (79.8B) | (83.8B) | |
| Change In Cash | 24.8B | 28.6B | 22.5B | 11.5B | 13.3B | 16.6B | |
| Free Cash Flow | 132.8B | 89.9B | 115.9B | 111.4B | 128.1B | 89.5B | |
| Depreciation | 149.5M | 137.5M | 96.9M | 118.6M | 136.4M | 123.5M | |
| Other Non Cash Items | (4.0B) | (14.3B) | 87.6M | (9.8B) | (8.8B) | (8.4B) | |
| Capital Expenditures | 60.3M | 154.5M | 1.3B | 56.8M | 65.3M | 62.1M | |
| Net Income | 30.7B | 37.5B | 80.3B | 66.9B | 76.9B | 40.2B | |
| End Period Cash Flow | 185.9B | 214.5B | 237.0B | 248.6B | 285.8B | 169.9B | |
| Change To Netincome | 17.4M | 6.7B | (641.4M) | 11.3B | 13.0B | 13.7B |
General Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining General Insurance's current stock value. Our valuation model uses many indicators to compare General Insurance value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across General Insurance competition to find correlations between indicators driving General Insurance's intrinsic value. More Info.General Insurance is one of the top stocks in return on equity category among its peers. It also is one of the top stocks in return on asset category among its peers reporting about 0.29 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for General Insurance is roughly 3.43 . Comparative valuation analysis is a catch-all model that can be used if you cannot value General Insurance by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for General Insurance's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.General Insurance Systematic Risk
General Insurance's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. General Insurance volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on General Insurance correlated with the market. If Beta is less than 0 General Insurance generally moves in the opposite direction as compared to the market. If General Insurance Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one General Insurance is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of General Insurance is generally in the same direction as the market. If Beta > 1 General Insurance moves generally in the same direction as, but more than the movement of the benchmark.
General Insurance Total Assets Over Time
General Insurance Thematic Clasifications
General Insurance is part of several thematic ideas from Insurance Providers to Banks. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic IdeasGeneral Insurance March 24, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of General Insurance help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of General Insurance. We use our internally-developed statistical techniques to arrive at the intrinsic value of General Insurance based on widely used predictive technical indicators. In general, we focus on analyzing General Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build General Insurance's daily price indicators and compare them against related drivers.
| Downside Deviation | 3.48 | |||
| Information Ratio | 0.0362 | |||
| Maximum Drawdown | 20.84 | |||
| Value At Risk | (5.39) | |||
| Potential Upside | 5.29 |
Other Information on Investing in General Stock
General Insurance financial ratios help investors to determine whether General Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in General with respect to the benefits of owning General Insurance security.