Based on the key indicators related to First Merchants' liquidity, profitability, solvency, and operating efficiency, First Merchants is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in April. At this time, First Merchants' Retained Earnings are relatively stable compared to the past year. As of 03/20/2025, Cash is likely to grow to about 163.2 M, while Short Term Debt is likely to drop slightly above 223.5 M. Key indicators impacting First Merchants' financial strength include:
The financial analysis of First Merchants is a critical element in measuring its lifeblood. Investors should not minimize First Merchants' ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.
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211.47 Million
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Understanding current and past First Merchants Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of First Merchants' financial statements are interrelated, with each one affecting the others. For example, an increase in First Merchants' assets may result in an increase in income on the income statement.
First Merchants competes with OceanFirst Financial, Old National, and Old National. First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides community banking services. First Merchants Corporation was founded in 1893 and is headquartered in Muncie, Indiana. First Merchants operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1821 people.
The reason investors look at the income statement is to determine what First Merchants' earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
Comparative valuation techniques use various fundamental indicators to help in determining First Merchants's current stock value. Our valuation model uses many indicators to compare First Merchants value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across First Merchants competition to find correlations between indicators driving First Merchants's intrinsic value. More Info.
First Merchants is one of the top stocks in return on equity category among its peers. It also is one of the top stocks in return on asset category among its peers reporting about 0.12 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for First Merchants is roughly 8.05 . At this time, First Merchants' Return On Equity is relatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value First Merchants by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.
First Merchants Systematic Risk
First Merchants' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. First Merchants volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on First Merchants correlated with the market. If Beta is less than 0 First Merchants generally moves in the opposite direction as compared to the market. If First Merchants Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one First Merchants is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of First Merchants is generally in the same direction as the market. If Beta > 1 First Merchants moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in First Merchants Stock are looking for potential investment opportunities by analyzing not only static indicators but also various First Merchants' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of First Merchants growth as a starting point in their analysis.
Along with financial statement analysis, the daily predictive indicators of First Merchants help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of First Merchants. We use our internally-developed statistical techniques to arrive at the intrinsic value of First Merchants based on widely used predictive technical indicators. In general, we focus on analyzing First Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build First Merchants's daily price indicators and compare them against related drivers.
When running First Merchants' price analysis, check to measure First Merchants' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Merchants is operating at the current time. Most of First Merchants' value examination focuses on studying past and present price action to predict the probability of First Merchants' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Merchants' price. Additionally, you may evaluate how the addition of First Merchants to your portfolios can decrease your overall portfolio volatility.