CSB Bank Financials

CSBBANK Stock   287.40  3.05  1.07%   
We suggest to use CSB Bank Limited fundamental analysis to see if markets are today undervaluing or overvaluing the company. Strictly speaking, you can use it to find out if CSB Bank Limited is indeed mispriced or if you can make any profits on it by purchasing it and then waiting for the market to recognize its mistake and reprise the security. We were able to analyze twenty-six available financial indicators for CSB Bank, which can be compared to its peers in the sector. The stock experiences a large bullish trend. Check odds of CSB Bank to be traded at 316.14 in 90 days. Key indicators impacting CSB Bank's financial strength include:
Operating Margin
0.353
PE Ratio
8.9012
Profit Margin
0.2515
EPS Estimate Current Year
31.6667
EPS Estimate Current Quarter
8.1
  
Understanding current and past CSB Bank Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of CSB Bank's financial statements are interrelated, with each one affecting the others. For example, an increase in CSB Bank's assets may result in an increase in income on the income statement.

CSB Bank Stock Summary

CSB Bank competes with TECIL Chemicals, AU Small, Dharani SugarsChemicals, Hindcon Chemicals, and Keynote Financial. CSB Bank is entity of India. It is traded as Stock on NSE exchange.
Specialization
Financial Services, Banks - Regional
InstrumentIndia Stock View All
ExchangeNational Stock Exchange of India
ISININE679A01013
Business AddressCSB Bhavan, Thrissur,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.csb.co.in
Phone91 48 7233 3020
You should never invest in CSB Bank without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of CSB Stock, because this is throwing your money away. Analyzing the key information contained in CSB Bank's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

CSB Bank Key Financial Ratios

CSB Bank's financial ratios allow both analysts and investors to convert raw data from CSB Bank's financial statements into concise, actionable information that can be used to evaluate the performance of CSB Bank over time and compare it to other companies across industries.

CSB Bank Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets233.4B253.6B291.6B360.6B414.6B220.5B
Net Debt(15.7B)2.1B(10.5B)(32.9B)(29.6B)(28.1B)
Retained Earnings(5.1B)(2.0B)2.1B6.2B5.6B5.9B
Cash21.2B16.2B18.4B32.9B37.9B39.7B
Other Assets220.0B248.7B283.7B(75.4B)(86.7B)(82.4B)
Total Liab211.6B227.0B259.6B322.5B370.9B203.2B
Total Current Assets10.7B2.0B4.8B2.1B1.8B1.8B
Common Stock859.7M1.7B1.7B1.7B2.0B1.2B
Other Current Liab(1.1B)(804.2M)(848.5M)91.9B105.7B111.0B
Other Liab2.6B2.1B3.7B4.0B4.6B2.8B
Net Tangible Assets14.3B19.6B21.8B26.5B30.5B16.5B
Accounts Payable1.1B804.2M848.5M1.6B1.4B1.4B
Long Term Debt7.9B14.3B20.1B7.8B9.0B7.1B
Long Term Debt Total7.9B14.3B20.1B7.8B9.0B7.1B
Inventory(26.2B)(23.5B)(26.7B)26.4B30.4B31.9B
Other Current Assets19.0B17.4B19.6B628.2M565.4M537.1M
Short Term Debt3.0B20.1B6.2B11.1B12.7B13.3B
Net Receivables7.1B6.1B7.1B5.1B4.6B5.3B
Net Invested Capital36.1B46.6B39.9B55.6B64.0B33.3B

CSB Bank Key Income Statement Accounts

202020212022202320242025 (projected)
Total Revenue12.4B14.0B16.5B20.6B23.7B24.9B
Gross Profit12.4B14.0B16.5B35.1B40.4B42.4B
Operating Income2.5B5.8B6.9B10.5B12.0B12.6B
Ebit2.9B6.1B7.3B(40K)(46K)(43.7K)
Ebitda3.3B6.5B7.8B555.5M638.8M606.9M
Income Before Tax2.9B6.1B7.3B7.6B8.8B9.2B
Net Income2.2B4.6B5.5B5.7B6.5B6.8B
Income Tax Expense741.5M1.6B1.9B1.9B2.2B2.4B
Net Interest Income9.4B11.5B13.3B14.8B17.0B8.5B
Interest Expense9.3B8.9B9.9B14.5B16.7B9.8B
Tax Provision741.5M1.6B1.9B1.9B2.2B2.4B
Interest Income18.7B20.4B23.2B29.3B33.7B20.1B

CSB Bank Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash7.7B(1.4B)2.6B13.2B15.2B15.9B
Free Cash Flow13.2B(9.1B)21.4B16.6B19.1B20.1B
Depreciation407.6M379.9M431.6M555.5M638.9M670.8M
Other Non Cash Items3.3B(24.0B)48.4M(1.4B)(1.3B)(1.4B)
Capital Expenditures565.4M564.7M752.1M1.2B1.4B1.4B
Net Income2.9B6.1B7.3B7.6B8.8B9.2B
End Period Cash Flow17.1B15.7B18.4B31.5B36.3B38.1B
Change To Netincome2.1B2.4B4.0B1.6B1.8B2.5B
Investments(11.8B)1.9B(7.2B)(14.4B)(13.0B)(12.3B)

CSB Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining CSB Bank's current stock value. Our valuation model uses many indicators to compare CSB Bank value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across CSB Bank competition to find correlations between indicators driving CSB Bank's intrinsic value. More Info.
CSB Bank Limited is rated third in return on equity category among its peers. It is rated fourth in return on asset category among its peers reporting about  0.11  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for CSB Bank Limited is roughly  9.31 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the CSB Bank's earnings, one of the primary drivers of an investment's value.

CSB Bank Limited Systematic Risk

CSB Bank's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. CSB Bank volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on CSB Bank Limited correlated with the market. If Beta is less than 0 CSB Bank generally moves in the opposite direction as compared to the market. If CSB Bank Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one CSB Bank Limited is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of CSB Bank is generally in the same direction as the market. If Beta > 1 CSB Bank moves generally in the same direction as, but more than the movement of the benchmark.

CSB Bank Limited Total Assets Over Time

CSB Bank Thematic Clasifications

CSB Bank Limited is part of Banks investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All money banks and credit services. Large and small money and credit banks and credit services
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CSB Bank February 27, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of CSB Bank help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of CSB Bank Limited. We use our internally-developed statistical techniques to arrive at the intrinsic value of CSB Bank Limited based on widely used predictive technical indicators. In general, we focus on analyzing CSB Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build CSB Bank's daily price indicators and compare them against related drivers.

Other Information on Investing in CSB Stock

CSB Bank financial ratios help investors to determine whether CSB Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in CSB with respect to the benefits of owning CSB Bank security.