Banco Santander Financials

BSBR Stock  USD 4.56  0.08  1.72%   
Based on the analysis of Banco Santander's profitability, liquidity, and operating efficiency, Banco Santander Brasil is performing exceptionally good at this time. It has a great probability to report excellent financial results in March. At this time, Banco Santander's Total Liabilities is relatively stable compared to the past year. As of 02/27/2025, Property Plant And Equipment Gross is likely to grow to about 24.4 B, while Total Stockholder Equity is likely to drop slightly above 85.6 B. Key indicators impacting Banco Santander's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.220.21
Sufficiently Up
Very volatile
Return On Assets0.01140.0076
Way Up
Pretty Stable
Return On Equity0.0880.0743
Fairly Up
Pretty Stable
Debt Equity Ratio0.691.13
Way Down
Slightly volatile
Operating Income14 B14.8 B
Notably Down
Very volatile
Current Ratio49.3535.91
Significantly Up
Slightly volatile
Investors should never underestimate Banco Santander's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Banco Santander's cash flow, debt, and profitability to make informed and accurate decisions about investing in Banco Santander Brasil.

Net Income

9.13 Billion

  
Understanding current and past Banco Santander Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Banco Santander's financial statements are interrelated, with each one affecting the others. For example, an increase in Banco Santander's assets may result in an increase in income on the income statement.

Banco Santander Stock Summary

Banco Santander competes with Banco De, CrossFirst Bankshares, Banco Bradesco, CF Bankshares, and Banco Bradesco. Banco Santander S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. Banco Santander S.A. was incorporated in 1985 and is headquartered in So Paulo, Brazil. Banco Santander operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 52993 people.
Foreign Associate
  Argentina
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS05967A1079
CUSIP05967A107
LocationBrazil
Business AddressAvenida Presidente Juscelino
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.santander.com.br
Phone55 11 3553 3300
CurrencyUSD - US Dollar

Banco Santander Key Financial Ratios

Banco Santander Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets936.2B931.2B985.5B1.1T1.3T1.3T
Net Debt49.8B82.0B(23.0B)(50.0B)(57.5B)(54.6B)
Retained Earnings13.4B15.5B14.3B63.9B73.5B77.2B
Cash20.1B16.7B149.6B194.0B223.1B234.2B
Other Assets438.0B519.6B496.4B(509.5B)(585.9B)(556.6B)
Net Receivables7.1B9.1B14.8B13.8B12.4B9.8B
Total Liab74.5B100.9B874.8B1.0T1.2T1.2T
Total Current Assets137.0B126.1B163.6B283.1B325.6B341.9B
Other Liab57.3B61.6B56.0B53.1B61.1B35.2B
Accounts Payable674.2M796.7M794.8M1.2B1.1B1.0B
Long Term Debt70.0B98.7B126.7B144.0B165.6B173.9B
Inventory(185.4B)(112.7B)(176.3B)15.1B13.5B14.2B
Good Will28.4B27.9B27.9B27.9B32.0B30.7B
Other Current Assets1.0B797.4M1.0B1.3B1.1B1.1B
Intangible Assets4.3B3.8B5.4B4.5B5.2B3.8B
Other Current Liab(5.6B)(5.9B)(4.2B)3.8B3.4B3.2B
Short Term Debt148.8B153.6B160.6B174.9B201.1B166.6B
Net Tangible Assets64.5B72.8B74.9B78.6B90.4B62.3B

Banco Santander Key Income Statement Accounts

The reason investors look at the income statement is to determine what Banco Santander's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
202020212022202320242025 (projected)
Interest Expense18.3B26.7B67.7B81.4B93.6B98.3B
Total Revenue32.4B48.7B43.3B40.0B46.0B31.3B
Gross Profit32.4B48.7B43.3B40.0B46.0B31.3B
Operating Income9.6B24.7B87.2B12.8B14.8B14.0B
Ebit9.6B24.7B87.2B(3.7B)(4.3B)(4.1B)
Ebitda12.2B27.2B89.8B(968.3M)(1.1B)(1.1B)
Income Before Tax9.7B24.8B19.6B11.9B13.7B11.0B
Net Income13.4B15.5B14.3B9.4B10.9B9.1B
Income Tax Expense(3.8B)9.2B5.2B2.4B2.8B1.8B
Minority Interest1.1B(31.3M)(52.4M)(46.0M)(52.9M)(50.3M)
Tax Provision(3.8B)9.2B5.2B2.6B3.0B2.8B
Net Interest Income44.4B51.3B47.5B46.1B53.0B45.5B
Interest Income62.8B78.0B115.2B126.4B145.3B90.9B

Banco Santander Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash7.0B4.2B16.9B39.9B45.8B48.1B
Free Cash Flow40.3B4.4B4.0B33.3B38.3B40.2B
Depreciation2.6B2.4B2.6B2.7B3.2B1.8B
Other Non Cash Items(14.9M)(2.0B)42.9B3.5B4.0B3.4B
Dividends Paid10.3B9.9B7.4B(5.5B)(6.3B)(6.0B)
Capital Expenditures2.0B2.4B2.9B3.4B3.9B2.6B
Net Income13.5B15.6B14.3B9.4B10.9B9.2B
End Period Cash Flow28.4B32.7B49.6B89.4B102.8B108.0B
Change To Netincome11.1B(3.7B)(20.8B)42.2B48.5B50.9B
Investments(1.2B)(1.9B)(2.7B)(2.6B)(2.3B)(2.4B)
Net Borrowings(7.5B)(22.4B)4.6B21.4B24.6B25.9B

Banco Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Banco Santander's current stock value. Our valuation model uses many indicators to compare Banco Santander value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Banco Santander competition to find correlations between indicators driving Banco Santander's intrinsic value. More Info.
Banco Santander Brasil is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.08  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Banco Santander Brasil is roughly  11.83 . At this time, Banco Santander's Return On Equity is relatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Banco Santander by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Banco Santander Brasil Systematic Risk

Banco Santander's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Banco Santander volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Banco Santander Brasil correlated with the market. If Beta is less than 0 Banco Santander generally moves in the opposite direction as compared to the market. If Banco Santander Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Banco Santander Brasil is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Banco Santander is generally in the same direction as the market. If Beta > 1 Banco Santander moves generally in the same direction as, but more than the movement of the benchmark.

Banco Santander Thematic Clasifications

Banco Santander Brasil is part of Power Assets investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. High potential, large capitalization stocks theme. Large capitalization equities showing high long-term performance indicators and above average return expectations based on Macroaxis rating system
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Today, most investors in Banco Santander Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Banco Santander's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Banco Santander growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.41)

At this time, Banco Santander's Price Earnings To Growth Ratio is relatively stable compared to the past year.

Banco Santander February 27, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Banco Santander help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Banco Santander Brasil. We use our internally-developed statistical techniques to arrive at the intrinsic value of Banco Santander Brasil based on widely used predictive technical indicators. In general, we focus on analyzing Banco Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Banco Santander's daily price indicators and compare them against related drivers.

Additional Tools for Banco Stock Analysis

When running Banco Santander's price analysis, check to measure Banco Santander's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banco Santander is operating at the current time. Most of Banco Santander's value examination focuses on studying past and present price action to predict the probability of Banco Santander's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Banco Santander's price. Additionally, you may evaluate how the addition of Banco Santander to your portfolios can decrease your overall portfolio volatility.