Bank of Nova Scotia Financials

BNS Stock  USD 49.86  0.77  1.52%   
Based on the key measurements obtained from Bank of Nova Scotia's financial statements, Bank of Nova may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, Bank of Nova Scotia's Non Current Liabilities Total is comparatively stable compared to the past year. Property Plant And Equipment Gross is likely to gain to about 12.5 B in 2025, whereas Total Stockholder Equity is likely to drop slightly above 42 B in 2025. Key indicators impacting Bank of Nova Scotia's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.210.2308
Significantly Down
Slightly volatile
Return On Assets0.00860.0063
Significantly Up
Slightly volatile
Return On Equity0.150.11
Significantly Up
Slightly volatile
Debt Equity Ratio3.453.29
Sufficiently Up
Slightly volatile
Operating Income14.1 B12 B
Fairly Up
Slightly volatile
Current Ratio0.260.27
Sufficiently Down
Slightly volatile
Investors should never underestimate Bank of Nova Scotia's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Bank of Nova Scotia's cash flow, debt, and profitability to make informed and accurate decisions about investing in Bank of Nova.

Net Income

5.49 Billion

  
Understanding current and past Bank of Nova Scotia Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Bank of Nova Scotia's financial statements are interrelated, with each one affecting the others. For example, an increase in Bank of Nova Scotia's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Bank of Nova Scotia's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Bank of Nova. Check Bank of Nova Scotia's Beneish M Score to see the likelihood of Bank of Nova Scotia's management manipulating its earnings.

Bank of Nova Scotia Stock Summary

Bank of Nova Scotia competes with Toronto Dominion, Royal Bank, Canadian Imperial, JPMorgan Chase, and Bank of Montreal. The Bank of Nova Scotia provides various banking products and services in Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and internationally. The Bank of Nova Scotia was founded in 1832 and is headquartered in Halifax, Canada. Bank of Nova Scotia is traded on New York Stock Exchange in the United States.
Foreign Associate
  Canada
Specialization
Financial Services, Banks - Diversified
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINCA0641491075
CUSIP064149107
LocationOntario; Canada
Business Address40 Temperance Street,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.scotiabank.com
Phone416 866 6161
CurrencyUSD - US Dollar

Bank of Nova Scotia Key Financial Ratios

Bank of Nova Scotia Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets1.1T1.2T1.3T1.4T1.4T664.0B
Net Debt159.3B245.0B223.5B236.8B272.3B286.0B
Retained Earnings46.3B51.4B53.8B55.7B57.8B29.9B
Accounts Payable8.3B8.9B12.6B17.0B16.8B402.2B
Cash76.5B86.3B65.9B90.3B63.9B45.1B
Other Assets765.0B817.5B978.0B(380.9B)1.4T15.8B
Net Receivables8.7B9.1B13.4B14.0B13.1B59.0B
Total Liab1.1T1.1T1.3T1.3T1.3T620.9B
Total Current Assets129.1B132.7B154.8B108.2B97.3B72.7B
Short Term Debt57.3B84.0B130.1B119.9B103.4B40.5B
Other Current Assets388.4B429.5B475.4B(13.1B)(15.1B)(14.3B)
Other Current Liab(65.6B)(1.3B)(464M)(137.6B)(121.2B)167.4B
Other Liab71.5B76.1B103.1B68.9B48.3B49.4B
Net Tangible Assets49.1B53.4B56.1B59.4B78.6B82.5B
Long Term Debt7.4B6.3B177.4B190.7B194.3B340.1B
Good Will9.3B8.8B8.9B9.2B9.0B5.8B
Inventory(336.1B)(388.4B)(429.5B)(475.4B)(427.8B)(406.4B)
Short Long Term Debt57.3B3.3B130.1B119.9B103.4B59.2B
Intangible Assets7.7B7.8B8.0B8.0B7.9B3.7B
Common Stock18.2B18.5B18.7B20.1B22.1B19M
Long Term Debt Total7.3B10.9B9.7B11.8B13.6B9.0B

Bank of Nova Scotia Key Income Statement Accounts

The reason investors look at the income statement is to determine what Bank of Nova Scotia's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
202020212022202320242025 (projected)
Interest Expense15.6B12.4B8.0B15.4B38.5B42.4B
Total Revenue31.3B30.9B31.1B29.3B33.6B21.2B
Gross Profit31.3B30.9B31.1B31.8B33.6B19.9B
Operating Income8.3B12.5B25.4B13.4B12.0B14.1B
Ebit8.3B12.5B25.4B9.6B18.5B14.4B
Ebitda9.9B14.0B26.9B11.5B13.2B16.0B
Income Before Tax8.4B12.8B12.9B9.8B9.9B7.0B
Net Income6.8B9.6B9.9B7.4B7.8B5.5B
Income Tax Expense1.5B2.9B2.8B2.2B2.0B4.4B
Minority Interest2.4B(331M)(258M)(118M)(134M)543.0M
Tax Provision2.9B2.8B2.2B2.0B2.3B2.4B
Net Interest Income17.0B18.1B18.3B19.3B22.1B18.2B
Interest Income25.0B33.6B56.8B61.7B70.9B36.7B

Bank of Nova Scotia Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash219M(1.4B)1.4B(892M)(767M)3.2B
Free Cash Flow(13.3B)16.4B31.3B15.2B17.4B18.3B
Depreciation1.5B1.5B1.5B1.8B1.8B1.8B
Other Non Cash Items(967M)(594M)4.7B2.1B2.4B2.5B
Dividends Paid4.6B4.6B5.1B5.4B5.7B2.6B
Capital Expenditures771M462M571M442M489M1.2B
Net Income6.9B10.0B10.2B7.5B7.9B5.6B
End Period Cash Flow11.1B9.7B11.1B10.2B9.4B5.7B
Investments(56.5B)16.5B(8.8B)(30.0B)(7.5B)(10.0B)
Net Borrowings(354M)(1.1B)1.8B1.0B20.7B21.8B
Change To Netincome4.6B2.2B2.4B7.1B4.5B4.8B

Bank Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Bank of Nova Scotia's current stock value. Our valuation model uses many indicators to compare Bank of Nova Scotia value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bank of Nova Scotia competition to find correlations between indicators driving Bank of Nova Scotia's intrinsic value. More Info.
Bank of Nova is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.06  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Bank of Nova is roughly  17.32 . At this time, Bank of Nova Scotia's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Bank of Nova Scotia by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Bank of Nova Scotia Systematic Risk

Bank of Nova Scotia's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Bank of Nova Scotia volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Bank of Nova Scotia correlated with the market. If Beta is less than 0 Bank of Nova Scotia generally moves in the opposite direction as compared to the market. If Bank of Nova Scotia Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Bank of Nova Scotia is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Bank of Nova Scotia is generally in the same direction as the market. If Beta > 1 Bank of Nova Scotia moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Bank of Nova Scotia Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Bank of Nova Scotia's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Bank of Nova Scotia growth as a starting point in their analysis.

Price Earnings To Growth Ratio

15.68

At this time, Bank of Nova Scotia's Price Earnings To Growth Ratio is comparatively stable compared to the past year.

Bank of Nova Scotia February 26, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Bank of Nova Scotia help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Bank of Nova. We use our internally-developed statistical techniques to arrive at the intrinsic value of Bank of Nova based on widely used predictive technical indicators. In general, we focus on analyzing Bank Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Bank of Nova Scotia's daily price indicators and compare them against related drivers.

Additional Tools for Bank Stock Analysis

When running Bank of Nova Scotia's price analysis, check to measure Bank of Nova Scotia's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank of Nova Scotia is operating at the current time. Most of Bank of Nova Scotia's value examination focuses on studying past and present price action to predict the probability of Bank of Nova Scotia's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank of Nova Scotia's price. Additionally, you may evaluate how the addition of Bank of Nova Scotia to your portfolios can decrease your overall portfolio volatility.