Bill Financials

BILL Stock  USD 53.61  0.35  0.66%   
Bill Com Holdings is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in March. At this time, Bill's Other Stockholder Equity is quite stable compared to the past year. Property Plant And Equipment Gross is expected to rise to about 258.7 M this year, although the value of Short and Long Term Debt Total will most likely fall to about 916.7 M. Key indicators impacting Bill's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Current Ratio1.181.4
Fairly Down
Slightly volatile
Investors should never underestimate Bill's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Bill's cash flow, debt, and profitability to make informed and accurate decisions about investing in Bill Com Holdings.

Net Income

(27.29 Million)

  
Understanding current and past Bill Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Bill's financial statements are interrelated, with each one affecting the others. For example, an increase in Bill's assets may result in an increase in income on the income statement.

Bill Stock Summary

Bill competes with Datadog, Asana, Gitlab, Atlassian Corp, and Trade Desk. Bill.com Holdings, Inc. provides cloud-based software that simplifies, digitizes, and automates back-office financial operations for small and midsize businesses worldwide. Bill.com Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California. Bill Holdings operates under SoftwareApplication classification in the United States and is traded on New York Stock Exchange. It employs 2269 people.
Specialization
Information Technology, Software - Application
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS0900431000
CUSIP090043100 090043AB6
LocationCalifornia; U.S.A
Business Address6220 America Center
SectorSoftware
IndustryInformation Technology
BenchmarkDow Jones Industrial
Websitewww.bill.com
Phone650 621 7700
CurrencyUSD - US Dollar

Bill Key Financial Ratios

Bill Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets6.0B9.3B9.6B9.2B10.6B6.1B
Other Current Liab2.3B149.1M3.6B4.0B4.6B4.9B
Other Liab3.2M16.4M37.9M23.0M26.4M18.5M
Net Tangible Assets710.7M340.2M1.2B1.3B1.5B1.6B
Net Debt566.4M259.3M295.2M(9.1M)(10.5M)(9.9M)
Retained Earnings(247.5M)(544.8M)(856.2M)(1.1B)(987.3M)(937.9M)
Accounts Payable11.9M9.9M8.5M7.4M8.6M7.7M
Cash509.6M1.6B1.6B985.9M1.1B847.9M
Other Assets10.7M52.9M47.7M1.01.151.09
Net Receivables165.3M280.4M486.9M725.3M834.1M875.8M
Other Current Assets2.3B3.6B3.5B4.0B4.6B2.6B
Total Liab3.4B5.2B5.6B5.0B5.8B3.7B
Net Invested Capital3.5B5.8B5.9B5.0B5.8B3.3B
Total Current Assets3.6B6.3B6.7B6.3B7.3B4.4B
Net Working Capital1.3B2.9B2.9B2.3B2.6B1.6B
Inventory(155.2M)(256.4M)3.4B(65.0M)(74.8M)(71.0M)

Bill Key Income Statement Accounts

202020212022202320242025 (projected)
Tax Provision(40.6M)(4.3M)808K2.6M2.9M3.1M
Net Interest Income(25.2M)(2.7M)76.1M103.1M118.6M124.5M
Interest Income3.0M6.7M91.3M122.3M140.6M147.7M
Interest Expense28.2M9.4M15.2M19.2M22.1M11.5M
Total Revenue238.3M642.0M1.1B1.3B1.5B1.6B
Gross Profit176.5M497.0M864.5M997.1M1.1B1.2B
Operating Income(114.0M)(316.8M)(295.8M)(146.6M)(131.9M)(138.5M)
Ebit(111.2M)(316.8M)(207.7M)(7.1M)(6.4M)(6.7M)
Research Development90.2M219.8M314.6M336.8M387.3M406.6M
Ebitda(96.4M)(229.3M)(102.5M)96.0M86.4M90.7M
Cost Of Revenue61.8M145.0M194.0M293.1M337.0M353.9M
Income Before Tax(139.3M)(330.7M)(222.9M)(26.3M)(23.7M)(24.9M)
Net Income(98.7M)(326.4M)(223.7M)(28.9M)(26.0M)(27.3M)
Income Tax Expense(40.6M)(4.3M)808K2.6M2.9M3.1M

Bill Key Cash Accounts

202020212022202320242025 (projected)
Change To Inventory(3.8M)6.8M20.1M4.5M5.2M5.0M
Investments(823.1M)(843.5M)259.3M(409.4M)(470.8M)(494.3M)
Change In Cash217.3M1.7B682.1M(873.4M)(1.0B)(954.2M)
Net Borrowings2.3M1.1B557.6M60M69M65.6M
Free Cash Flow(16.6M)(33.7M)156.6M257.9M296.6M311.4M
Depreciation11.0M87.5M95.7M103.2M118.6M124.6M
Other Non Cash Items36.8M43.9M12.6M(34.2M)(30.8M)(29.2M)
Capital Expenditures21.2M15.6M31.2M20.9M24.0M16.9M
Net Income(98.7M)(326.4M)(223.7M)(28.9M)(26.0M)(27.3M)
End Period Cash Flow1.8B3.5B4.2B3.4B3.9B2.4B
Change To Netincome15.0M36.9M232.2M313.3M360.3M378.3M

Bill Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Bill's current stock value. Our valuation model uses many indicators to compare Bill value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bill competition to find correlations between indicators driving Bill's intrinsic value. More Info.
Bill Com Holdings is rated below average in return on equity category among its peers. It is rated fifth in return on asset category among its peers . At this time, Bill's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Bill by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Bill Com Holdings Systematic Risk

Bill's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Bill volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on Bill Com Holdings correlated with the market. If Beta is less than 0 Bill generally moves in the opposite direction as compared to the market. If Bill Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Bill Com Holdings is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Bill is generally in the same direction as the market. If Beta > 1 Bill moves generally in the same direction as, but more than the movement of the benchmark.

Bill Thematic Clasifications

Bill Com Holdings is part of Software investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Software, software systems, and software services. Companies that develop and distribute software and software systems to individuals or business
SoftwareView
This theme covers Software, software systems, and software services. Companies that develop and distribute software and software systems to individuals or business. Get More Thematic Ideas
Today, most investors in Bill Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Bill's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Bill growth as a starting point in their analysis.

Price Earnings To Growth Ratio

2.1

At this time, Bill's Price Earnings To Growth Ratio is quite stable compared to the past year.

Bill February 25, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Bill help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Bill Com Holdings. We use our internally-developed statistical techniques to arrive at the intrinsic value of Bill Com Holdings based on widely used predictive technical indicators. In general, we focus on analyzing Bill Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Bill's daily price indicators and compare them against related drivers.
When determining whether Bill Com Holdings is a strong investment it is important to analyze Bill's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Bill's future performance. For an informed investment choice regarding Bill Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bill Com Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.
You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
Is Systems Software space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bill. If investors know Bill will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bill listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
0.39
Revenue Per Share
13.201
Quarterly Revenue Growth
0.138
Return On Assets
(0)
Return On Equity
0.0211
The market value of Bill Com Holdings is measured differently than its book value, which is the value of Bill that is recorded on the company's balance sheet. Investors also form their own opinion of Bill's value that differs from its market value or its book value, called intrinsic value, which is Bill's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bill's market value can be influenced by many factors that don't directly affect Bill's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bill's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bill is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bill's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.