Burke Herbert Financials

BHRB Stock  USD 69.28  0.36  0.52%   
Based on the key indicators related to Burke Herbert's liquidity, profitability, solvency, and operating efficiencyBased on the analysis of, Burke Herbert Financial is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in January. At present, Burke Herbert's Other Current Liabilities is projected to increase significantly based on the last few years of reporting. The current year's Other Liabilities is expected to grow to about 21.7 M, whereas Total Assets are forecasted to decline to about 2.6 B. Key indicators impacting Burke Herbert's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.330.2046
Way Up
Very volatile
Return On Assets0.0060.0063
Notably Down
Slightly volatile
Return On Equity0.130.0721
Way Up
Very volatile
Debt Equity Ratio0.660.8642
Way Down
Pretty Stable
Operating Income47.6 M27.9 M
Way Up
Very volatile
Current Ratio0.991.0383
Sufficiently Down
Pretty Stable
Investors should never underestimate Burke Herbert's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Burke Herbert's cash flow, debt, and profitability to make informed and accurate decisions about investing in Burke Herbert Financial.

Net Income

27.59 Million

  
Understanding current and past Burke Herbert Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Burke Herbert's financial statements are interrelated, with each one affecting the others. For example, an increase in Burke Herbert's assets may result in an increase in income on the income statement.
Please note, the presentation of Burke Herbert's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Burke Herbert's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Burke Herbert's management manipulating its earnings.

Burke Herbert Stock Summary

Burke Herbert competes with Private Bancorp, Avidbank Holdings, American Business, Home Federal, and Magyar Bancorp. Burke Herbert Financial Services Corp. operates as the bank holding company for Burke Herbert Bank Trust Company that provides various personal and business banking products and services in the Northern Virginia. Burke Herbert Financial Services Corp. was founded in 1852 and is headquartered in Alexandria, Virginia. BURKE HERBERT is traded on OTC Exchange in the United States.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS1213311020
CUSIP12135Y108 121331102
LocationVirginia; U.S.A
Business Address100 S Fairfax
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.burkeandherbertbank.com
Phone703 666 3555
CurrencyUSD - US Dollar

Burke Herbert Key Financial Ratios

Burke Herbert Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets2.9B3.4B3.6B3.6B3.6B2.6B
Other Current Liab(43.4M)(109.4M)(23.7M)(25.9M)1.2B1.3B
Other Liab41.0M12.7M58K10.6M12.2M21.7M
Net Tangible Assets353.5M384.9M389.6M273.5M314.5M308.2M
Retained Earnings338.3M348.4M396.1M424.4M427.3M281.2M
Cash83.7M228.7M77.4M50.3M44.5M37.2M
Other Assets2.0B2.0B1.9B2.1B2.3B1.5B
Total Liab2.5B3.0B3.2B3.3B3.3B1.9B
Common Stock3.8M3.8M3.7M3.7M3.6M3.1M
Net Debt(8.7M)(3.7M)197.6M292.8M227.5M171.1M
Accounts Payable43.4M25.5M23.7M25.9M28.9M27.5M
Total Current Assets91.9M242.5M92.6M65.8M1.3B1.3B
Long Term Debt75M141.1M275M343.1M272M239.9M
Inventory(91.9M)(242.5M)(92.6M)(65.8M)(7.0M)(7.3M)
Other Current Assets91.9M242.5M92.6M65.8M60.4M100.1M

Burke Herbert Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense21.5M11.3M4.2M8.9M53.1M55.8M
Total Revenue107.5M108.8M113.9M120.8M110.9M98.0M
Gross Profit107.5M108.8M113.9M120.8M164.8M99.5M
Operating Income16.7M28.4M40.4M52.3M27.9M47.6M
Ebit16.7M28.4M40.4M52.1M25.1M22.8M
Income Before Tax16.7M28.4M40.4M52.3M25.1M34.4M
Net Income17.0M26.5M36.2M44.0M22.7M27.6M
Income Tax Expense(255K)1.9M4.3M8.3M2.4M2.3M
Ebitda19.8M31.4M43.6M55.4M27.9M28.9M

Burke Herbert Key Cash Accounts

201920202021202220232024 (projected)
Capital Expenditures1.8M2.7M1.1M23.1M14.2M15.0M
Net Income17.0M26.5M36.2M44.0M22.7M27.6M
End Period Cash Flow83.7M228.7M77.4M50.3M44.5M72.2M
Change In Cash(18.1M)145.0M(151.3M)(27.1M)(5.8M)(5.5M)
Depreciation3.0M2.9M3.2M3.1M2.9M2.5M
Dividends Paid15.0M14.9M14.9M15.7M15.7M11.6M
Investments162.9M(442.0M)(474.7M)(127.6M)(92.3M)(96.9M)
Net Borrowings(245M)150M50M68.1M78.3M82.2M
Change To Netincome(1.8M)3.2M9.6M9.8M11.2M11.8M

Burke Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Burke Herbert's current stock value. Our valuation model uses many indicators to compare Burke Herbert value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Burke Herbert competition to find correlations between indicators driving Burke Herbert's intrinsic value. More Info.
Burke Herbert Financial is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.09  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Burke Herbert Financial is roughly  11.24 . At present, Burke Herbert's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Burke Herbert's earnings, one of the primary drivers of an investment's value.

Burke Herbert Financial Systematic Risk

Burke Herbert's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Burke Herbert volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty-six with a total number of output elements of twenty-five. The Beta measures systematic risk based on how returns on Burke Herbert Financial correlated with the market. If Beta is less than 0 Burke Herbert generally moves in the opposite direction as compared to the market. If Burke Herbert Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Burke Herbert Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Burke Herbert is generally in the same direction as the market. If Beta > 1 Burke Herbert moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Burke Herbert Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Burke Herbert's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Burke Herbert growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.4)

At present, Burke Herbert's Price Earnings To Growth Ratio is projected to drop based on the last few years of reporting.

Burke Herbert December 2, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Burke Herbert help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Burke Herbert Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of Burke Herbert Financial based on widely used predictive technical indicators. In general, we focus on analyzing Burke Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Burke Herbert's daily price indicators and compare them against related drivers.

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When running Burke Herbert's price analysis, check to measure Burke Herbert's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Burke Herbert is operating at the current time. Most of Burke Herbert's value examination focuses on studying past and present price action to predict the probability of Burke Herbert's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Burke Herbert's price. Additionally, you may evaluate how the addition of Burke Herbert to your portfolios can decrease your overall portfolio volatility.
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