Banco Bilbao Financials

BBVA Stock  USD 9.45  0.20  2.16%   
Based on the analysis of Banco Bilbao's profitability, liquidity, and operating efficiency, Banco Bilbao Viscaya is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January. At present, Banco Bilbao's Short and Long Term Debt Total is projected to decrease significantly based on the last few years of reporting. The current year's Retained Earnings is expected to grow to about 45.5 B, whereas Common Stock Shares Outstanding is forecasted to decline to about 4.5 B. Key indicators impacting Banco Bilbao's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.140.27
Way Down
Slightly volatile
Return On Assets0.00790.0103
Way Down
Slightly volatile
Return On Equity0.140.1551
Moderately Down
Pretty Stable
Debt Equity Ratio1.341.4059
Sufficiently Down
Slightly volatile
Operating Income8.5 B15.3 B
Way Down
Slightly volatile
Current Ratio0.340.3564
Sufficiently Down
Pretty Stable
Investors should never underestimate Banco Bilbao's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Banco Bilbao's cash flow, debt, and profitability to make informed and accurate decisions about investing in Banco Bilbao Viscaya.

Net Income

8.42 Billion

  
Understanding current and past Banco Bilbao Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Banco Bilbao's financial statements are interrelated, with each one affecting the others. For example, an increase in Banco Bilbao's assets may result in an increase in income on the income statement.
Please note, the presentation of Banco Bilbao's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Banco Bilbao's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Banco Bilbao's management manipulating its earnings.

Banco Bilbao Stock Summary

Banco Bilbao competes with Barclays PLC, ING Group, Banco Santander, HSBC Holdings, and Natwest Group. Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides retail banking, wholesale banking, and asset management services. Banco Bilbao Vizcaya Argentaria, S.A. was founded in 1857 and is headquartered in Bilbao, Spain. Banco Bilbao is traded on New York Stock Exchange in the United States.
Foreign Associates
Specialization
Financial Services, Banks - Diversified
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS05946K1016
CUSIP05946K101 059456103 059456400
LocationSpain
Business AddressPlaza San NicolAs,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.bbva.com
Phone34 91 374 3141
CurrencyUSD - US Dollar

Banco Bilbao Key Financial Ratios

Banco Bilbao Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets698.7B736.3B662.9B713.1B775.6B476.6B
Net Debt1.7B(33.5B)(12.8B)(25.0B)(9.2B)(8.7B)
Retained Earnings26.4B31.8B36.5B39.0B43.3B45.5B
Cash62.2B98.1B74.6B85.1B83.4B42.9B
Other Assets319.5B289.7B346.1B283.1B(330.2B)(313.7B)
Net Receivables27.8B25.1B29.1B38.0B38.8B40.7B
Total Liab643.8B686.2B614.1B662.5B720.3B444.1B
Total Current Assets151.2B197.7B164.1B197.2B184.3B94.4B
Short Term Debt269M244M436M142M236M224.2M
Other Current Assets118.0B4.9B149.9B153.3B148.3B216.9B
Other Liab30.3B29.8B32.4B43.7B39.3B47.1B
Accounts Payable39M404.5B407.3B459.8B528.8B555.2B
Long Term Debt68.6B64.6B55.8B55.4B68.7B89.7B
Good Will5.0B910M818M707M795M755.3M
Intangible Assets7.0B4.3B1.4B1.4B1.6B1.5B
Other Current Liab(269M)(789M)(1.1B)(1.4B)(1.1B)(1.1B)
Inventory(118.0B)(229.6B)(143.6B)(153.3B)(255.2B)(242.5B)
Net Tangible Assets41.8B42.2B41.7B44.8B51.6B45.1B

Banco Bilbao Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense12.9B7.8B8.3B12.3B24.8B26.0B
Operating Income5.6B2.7B6.6B9.9B15.3B8.5B
Ebit5.6B2.9B7.3B10.3B12.4B12.1B
Ebitda7.2B4.2B8.5B11.6B13.8B12.8B
Net Income3.5B3.8B4.7B6.4B8.0B8.4B
Income Tax Expense2.1B1.4B1.9B3.5B4.0B4.2B
Total Revenue18.3B23.1B22.8B11M27.2B15.7B
Gross Profit18.3B23.1B22.8B11M29.5B15.7B
Income Before Tax6.4B5.2B7.2B10.4B12.4B13.0B
Cost Of Revenue1.0E18(2.8B)0.0(2.4B)(2.7B)(2.6B)
Minority Interest6.2B5.5B(965M)(407M)(397M)(377.2M)
Tax Provision2.1B1.4B1.9B3.5B4.0B2.5B
Net Interest Income18.2B16.8B14.7B19.2B23.1B19.6B
Interest Income31.1B16.8B14.7B19.2B23.1B19.2B

Banco Bilbao Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash(11.1B)32.6B(9.1B)12.0B(4.3B)(4.6B)
Free Cash Flow(9.6B)38.2B(2.2B)21.3B(2.5B)(2.4B)
Depreciation1.6B1.3B1.2B1.3B1.4B1.3B
Other Non Cash Items6.4B8.4B4.9B7.2B(19.3B)(20.2B)
Dividends Paid2.1B1.1B926M2.2B2.8B2.7B
Capital Expenditures1.4B1.1B946M2.4B1.8B1.3B
Net Income4.3B2.1B5.6B6.8B7.7B7.3B
End Period Cash Flow43.1B76.9B67.8B79.8B75.4B71.6B
Investments98M245M30M(3.9B)(1.3B)(1.2B)
Net Borrowings(190M)(395M)(2.3B)(2.3B)(2.0B)(1.9B)
Change To Netincome7.4B9.2B4.9B7.6B6.9B6.4B

Banco Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Banco Bilbao's current stock value. Our valuation model uses many indicators to compare Banco Bilbao value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Banco Bilbao competition to find correlations between indicators driving Banco Bilbao's intrinsic value. More Info.
Banco Bilbao Viscaya is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about  0.07  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Banco Bilbao Viscaya is roughly  13.80 . At present, Banco Bilbao's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Banco Bilbao's earnings, one of the primary drivers of an investment's value.

Banco Bilbao Viscaya Systematic Risk

Banco Bilbao's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Banco Bilbao volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Execute Function
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on Banco Bilbao Viscaya correlated with the market. If Beta is less than 0 Banco Bilbao generally moves in the opposite direction as compared to the market. If Banco Bilbao Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Banco Bilbao Viscaya is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Banco Bilbao is generally in the same direction as the market. If Beta > 1 Banco Bilbao moves generally in the same direction as, but more than the movement of the benchmark.

Banco Bilbao Thematic Clasifications

Banco Bilbao Viscaya is part of Power Assets investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. High potential, large capitalization stocks theme. Large capitalization equities showing high long-term performance indicators and above average return expectations based on Macroaxis rating system
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Today, most investors in Banco Bilbao Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Banco Bilbao's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Banco Bilbao growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.18

At present, Banco Bilbao's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.

Banco Bilbao December 1, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Banco Bilbao help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Banco Bilbao Viscaya. We use our internally-developed statistical techniques to arrive at the intrinsic value of Banco Bilbao Viscaya based on widely used predictive technical indicators. In general, we focus on analyzing Banco Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Banco Bilbao's daily price indicators and compare them against related drivers.

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When running Banco Bilbao's price analysis, check to measure Banco Bilbao's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banco Bilbao is operating at the current time. Most of Banco Bilbao's value examination focuses on studying past and present price action to predict the probability of Banco Bilbao's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Banco Bilbao's price. Additionally, you may evaluate how the addition of Banco Bilbao to your portfolios can decrease your overall portfolio volatility.
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