Banc Of Financials

BANC-PF Stock   24.87  0.07  0.28%   
Banc of California is not in a good financial situation at the present time. It has a very high likelihood of going through financial trouble in March. At this time, Banc Of's Total Current Liabilities is most likely to increase significantly in the upcoming years. The Banc Of's current Total Stockholder Equity is estimated to increase to about 4.1 B, while Capital Lease Obligations is projected to decrease to roughly 31.2 M. Key indicators impacting Banc Of's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio1.431.31
Significantly Up
Very volatile
Current Ratio23.7324.98
Notably Down
Pretty Stable
Investors should never underestimate Banc Of's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Banc Of's cash flow, debt, and profitability to make informed and accurate decisions about investing in Banc of California.

Net Income

(1.62 Billion)

  
Understanding current and past Banc Of Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Banc Of's financial statements are interrelated, with each one affecting the others. For example, an increase in Banc Of's assets may result in an increase in income on the income statement.

Banc Of Stock Summary

Banc Of competes with Integral, Kuya Silver, Cimpress, Townsquare Media, and WPP PLC. Banc Of is entity of United States. It is traded as Stock on NYSE exchange.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
CUSIP05990K841
LocationCalifornia; U.S.A
Business Address11611 San Vicente
SectorFinancial Services
IndustryBanks - Regional
BenchmarkDow Jones Industrial
Websitebancofcal.com
Phone855 361 2262

Banc Of Key Financial Ratios

Banc Of Key Balance Sheet Accounts

202020212022202320242025 (projected)
Net Debt595.9M588.0M773.4M(1.5B)(1.4B)(1.3B)

Banc Of Key Cash Accounts

202020212022202320242025 (projected)
Capital Expenditures5.1M2.8M26.8M15.2M17.5M11.0M
End Period Cash Flow220.8M228.1M228.9M5.4B6.2B6.5B

Banc Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Banc Of's current stock value. Our valuation model uses many indicators to compare Banc Of value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Banc Of competition to find correlations between indicators driving Banc Of's intrinsic value. More Info.
Banc of California is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Banc of California is roughly  10.51 . At this time, Banc Of's Return On Equity is most likely to slightly decrease in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value Banc Of by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Banc of California Systematic Risk

Banc Of's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Banc Of volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on Banc of California correlated with the market. If Beta is less than 0 Banc Of generally moves in the opposite direction as compared to the market. If Banc Of Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Banc of California is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Banc Of is generally in the same direction as the market. If Beta > 1 Banc Of moves generally in the same direction as, but more than the movement of the benchmark.

About Banc Of Financials

What exactly are Banc Of Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Banc Of's income statement, its balance sheet, and the statement of cash flows. Potential Banc Of investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Banc Of investors may use each financial statement separately, they are all related. The changes in Banc Of's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Banc Of's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
Today, most investors in Banc Of Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Banc Of's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Banc Of growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.2)

At this time, Banc Of's Price Earnings To Growth Ratio is most likely to increase in the upcoming years.

Banc Of February 25, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Banc Of help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Banc of California. We use our internally-developed statistical techniques to arrive at the intrinsic value of Banc of California based on widely used predictive technical indicators. In general, we focus on analyzing Banc Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Banc Of's daily price indicators and compare them against related drivers.

Complementary Tools for Banc Stock analysis

When running Banc Of's price analysis, check to measure Banc Of's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banc Of is operating at the current time. Most of Banc Of's value examination focuses on studying past and present price action to predict the probability of Banc Of's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Banc Of's price. Additionally, you may evaluate how the addition of Banc Of to your portfolios can decrease your overall portfolio volatility.
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