Arthur J Financials

AJG Stock  USD 331.79  2.65  0.79%   
Arthur J Gallagher may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, Arthur J's Total Current Liabilities is most likely to increase significantly in the upcoming years. The Arthur J's current Total Stockholder Equity is estimated to increase to about 21.2 B, while Net Debt is forecasted to increase to (13.7 B). Key indicators impacting Arthur J's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.110.1266
Fairly Down
Slightly volatile
Return On Assets0.02160.0228
Notably Down
Slightly volatile
Return On Equity0.06890.0725
Notably Down
Slightly volatile
Debt Equity Ratio0.02490.0262
Notably Down
Slightly volatile
Operating Income3.4 B3.3 B
Sufficiently Up
Slightly volatile
Current Ratio0.831.5076
Way Down
Pretty Stable
Investors should never underestimate Arthur J's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Arthur J's cash flow, debt, and profitability to make informed and accurate decisions about investing in Arthur J Gallagher.

Cash And Equivalents

439.79 Million

  
Understanding current and past Arthur J Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Arthur J's financial statements are interrelated, with each one affecting the others. For example, an increase in Arthur J's assets may result in an increase in income on the income statement.

Arthur J Gallagher Earnings Geography

Arthur J Stock Summary

Arthur J competes with Aon PLC, Brown Brown, Willis Towers, Erie Indemnity, and Marsh McLennan. Gallagher Co., together with its subsidiaries, provides insurance brokerage, consulting, third-party claims settlement, and administration services in the United States, Australia, Bermuda, Canada, the Caribbean, New Zealand, India, and the United Kingdom. The company was incorporated in 1927 and is headquartered in Rolling Meadows, Illinois. Arthur J operates under Insurance Brokers classification in the United States and is traded on New York Stock Exchange. It employs 000 people.
Specialization
Financial Services, Insurance Brokers
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS3635761097
CUSIP363576109
LocationIllinois; U.S.A
Business Address2850 Golf Road,
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.ajg.com
Phone(630) 773 3800
CurrencyUSD - US Dollar

Arthur J Key Financial Ratios

Arthur J Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets22.3B33.3B38.9B51.6B64.3B67.5B
Other Current Liab1.6B1.9B2.1B29.5B28.5B29.9B
Net Debt4.2B6.2B6.1B7.3B(14.5B)(13.7B)
Retained Earnings2.4B2.9B3.6B4.1B5.0B5.2B
Cash664.6M402.6M342.3M971.5M15.0B15.7B
Net Receivables6.9B12.4B2.9B3.8B3.9B4.1B
Good Will6.1B8.7B9.5B11.5B12.3B12.9B
Other Current Assets3.6B4.9B18.6B27.4B25.2B26.5B
Total Liab16.1B24.8B29.7B40.8B44.1B46.3B
Total Current Assets11.1B17.7B22.8B32.1B44.1B46.3B
Intangible Assets2.4B4.0B3.4B4.6B4.5B4.8B
Accounts Payable7.8B13.8B18.7B2.6B2.9B3.0B
Common Stock193.7M208.5M211.9M216.7M250M152.0M
Other Liab1.3B1.4B1.9B2.0B2.3B2.4B
Other Assets1.7B2.2M2.2B2.3B2.6B2.8B
Inventory2.9B4.1B4.6B27.1B31.1B32.7B
Long Term Debt4.3B5.8B5.6B7.0B12.7B13.4B
Short Term Debt278.6M473.4M551.9M959M200M355.5M
Net Tangible Assets(2.8B)(2.3B)(4.1B)(3.7B)(3.3B)(3.2B)
Long Term Debt Total3.8B4.3B5.8B5.6B6.4B6.7B
Capital Surpluse3.8B4.3B6.1B6.5B7.5B7.9B

Arthur J Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense196.4M226.1M256.9M296.7M381.3M400.4M
Total Revenue7.0B8.2B8.6B10.1B11.6B12.1B
Gross Profit2.5B3.0B3.6B4.2B9.8B10.3B
Operating Income1.0B1.5B1.7B1.9B3.3B3.4B
Ebit1.1B1.2B1.6B1.5B2.3B2.4B
Ebitda1.6B2.0B2.3B2.2B3.1B3.3B
Cost Of Revenue4.5B5.2B5.0B5.8B1.8B1.7B
Income Before Tax870.9M975.1M1.3B1.2B1.9B2.0B
Net Income818.8M906.8M1.1B969.5M1.5B1.5B
Income Tax Expense12.8M20.1M211M219.1M404.4M424.6M
Minority Interest39.3M(48.2M)(1.8M)3.5M(7.7M)(7.3M)
Tax Provision12.8M20.1M211M219.1M404.4M424.6M
Interest Income179.8M196.4M226.1M256.9M295.4M183.5M
Net Interest Income(196.4M)(226.1M)(256.9M)(296.7M)(381.3M)(362.2M)

Arthur J Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash950.4M892M497.9M1.6B13.9B14.6B
Free Cash Flow1.7B1.6B1.9B1.8B2.4B2.6B
Other Non Cash Items13.5M153.9M41.7M415.9M44.1M43.9M
Dividends Paid347.4M392M429.5M473.6M525.4M551.7M
Capital Expenditures99.3M128.6M182.7M193.6M141.9M149.0M
Net Income858.1M955M1.1B966M1.5B1.5B
End Period Cash Flow3.6B4.5B5.0B6.5B20.5B21.5B
Depreciation562.4M566.3M599.6M696.5M842.3M884.4M
Change To Netincome(218.6M)(167.3M)(214.9M)(311.3M)(280.2M)(266.2M)
Change To Inventory(180.7M)(25M)(25.3M)(260.6M)(234.5M)(222.8M)
Net Borrowings976.1M(96.4M)1.7B15M17.3M16.4M
Investments(1.4M)(67.9M)(68.2M)(1.8B)(1.6B)(1.5B)

Arthur Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Arthur J's current stock value. Our valuation model uses many indicators to compare Arthur J value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Arthur J competition to find correlations between indicators driving Arthur J's intrinsic value. More Info.
Arthur J Gallagher is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.32  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Arthur J Gallagher is roughly  3.13 . At this time, Arthur J's Return On Equity is most likely to slightly decrease in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value Arthur J by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Arthur J Gallagher Systematic Risk

Arthur J's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Arthur J volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Arthur J Gallagher correlated with the market. If Beta is less than 0 Arthur J generally moves in the opposite direction as compared to the market. If Arthur J Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Arthur J Gallagher is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Arthur J is generally in the same direction as the market. If Beta > 1 Arthur J moves generally in the same direction as, but more than the movement of the benchmark.

Arthur J Thematic Clasifications

Arthur J Gallagher is part of Insurance investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. USA Equities from Insurance industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions
InsuranceView
This theme covers USA Equities from Insurance industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions. Get More Thematic Ideas
Today, most investors in Arthur J Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Arthur J's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Arthur J growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.9

At this time, Arthur J's Price Earnings To Growth Ratio is most likely to increase slightly in the upcoming years.

Arthur J March 22, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Arthur J help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Arthur J Gallagher. We use our internally-developed statistical techniques to arrive at the intrinsic value of Arthur J Gallagher based on widely used predictive technical indicators. In general, we focus on analyzing Arthur Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Arthur J's daily price indicators and compare them against related drivers.

Complementary Tools for Arthur Stock analysis

When running Arthur J's price analysis, check to measure Arthur J's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Arthur J is operating at the current time. Most of Arthur J's value examination focuses on studying past and present price action to predict the probability of Arthur J's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Arthur J's price. Additionally, you may evaluate how the addition of Arthur J to your portfolios can decrease your overall portfolio volatility.
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