Ares Commercial Financials

ACRE Stock  USD 7.29  0.07  0.97%   
Based on the analysis of Ares Commercial's profitability, liquidity, and operating efficiency, Ares Commercial Real may be sliding down financialy. It has an above-average odds of going through some form of financial crisis next quarter. At present, Ares Commercial's Cash is projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 2.1 B, whereas Total Current Liabilities is forecasted to decline to about 23.4 M. Key indicators impacting Ares Commercial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio2.02.5002
Significantly Down
Slightly volatile
Current Ratio8.285.9368
Significantly Up
Pretty Stable
Investors should never underestimate Ares Commercial's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Ares Commercial's cash flow, debt, and profitability to make informed and accurate decisions about investing in Ares Commercial Real.

Net Income

(36.92 Million)

  
Understanding current and past Ares Commercial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Ares Commercial's financial statements are interrelated, with each one affecting the others. For example, an increase in Ares Commercial's assets may result in an increase in income on the income statement.
Please note, the presentation of Ares Commercial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Ares Commercial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Ares Commercial's management manipulating its earnings.

Ares Commercial Stock Summary

Ares Commercial competes with Two Harbors, Apollo Commercial, Ellington Financial, Dynex Capital, and Cherry Hill. Ares Commercial Real Estate Corporation, a specialty finance company, originates and invests in commercial real estate loans and related investments in the United States. The company was incorporated in 2011 and is based in New York, New York. Ares Commercial operates under REITMortgage classification in the United States and is traded on New York Stock Exchange.
Specialization
Real Estate, Financial Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS04013V1089
CUSIP04013V108
LocationNew York; U.S.A
Business Address245 Park Avenue,
SectorMortgage Real Estate Investment Trusts (REITs)
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.arescre.com
Phone212 750 7300
CurrencyUSD - US Dollar

Ares Commercial Key Financial Ratios

Ares Commercial Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets1.8B1.9B2.6B2.5B2.3B1.8B
Other Current Liab(561.2M)(651.8M)(820.0M)(602.7M)22.4M23.5M
Other Liab9.1M10.8M8.6M12.1M10.9M9.9M
Net Debt601.8M1.3B1.0B1.6B1.5B797.7M
Retained Earnings2.4M(25.1M)(28.6M)(73.3M)(187.0M)(177.7M)
Cash5.3M74.8M50.6M141.3M110.5M116.0M
Other Assets1.7B1.8B2.4B(66.0M)2.0B2.1B
Net Receivables42.4M7.5M131.2M155.7M35.7M41.9M
Total Liab1.4B1.5B2.0B1.8B1.7B1.3B
Total Current Assets47.7M82.3M181.8M2.6B146.2M266.0M
Net Tangible Assets426.3M473.0M678.6M747.5M859.7M502.4M
Accounts Payable718K391K570K1.9M2.3M1.3M
Long Term Debt643.3M675.5M1.1B1.0B977.2M711.8M
Long Term Debt Total1.3B675.5M1.1B1.0B1.2B1.0B
Capital Surpluse423.6M497.8M704.0M812.8M934.7M518.2M
Other Current Assets(6.9M)(75.9M)(53.2M)(144.3M)(114.1M)(108.4M)
Short Term Debt560.5M651.4M819.4M705.2M639.8M544.7M

Ares Commercial Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense62.6M51.9M50.1M66.0M117.2M123.1M
Total Revenue77.3M78.7M102.1M109.0M1.1M1.0M
Gross Profit54.3M40.4M83.5M56.5M(93.2M)(88.6M)
Operating Income37.5M22.2M61.2M96.3M(11.7M)(11.1M)
Ebit37.5M(31.7M)61.2M17.1M42.5M33.3M
Research Development0.270.170.40.180.20.11
Ebitda38.2M23.1M71.1M95.2M(11.7M)(11.1M)
Cost Of Revenue23.0M38.3M18.6M52.6M94.3M99.1M
Income Before Tax37.5M22.2M61.2M30.3M(38.9M)(37.0M)
Net Income37.0M21.8M60.5M29.8M(38.9M)(36.9M)
Income Tax Expense515K352K722K472K(39K)(37.1K)
Tax Provision515K352K722K472K(39K)(37.1K)
Net Interest Income52.2M69.1M83.6M104.2M89.0M74.9M
Interest Income114.8M121.1M133.6M170.2M206.2M143.5M

Ares Commercial Key Cash Accounts

201920202021202220232024 (projected)
Investments(174.4M)(81.9M)(699.7M)154.9M298.7M313.7M
Change In Cash(5.8M)69.1M(24.2M)90.7M(30.8M)(29.3M)
Net Borrowings173.7M94.1M481.1M(194.0M)(223.1M)(211.9M)
Free Cash Flow30.8M31.5M48.2M57.2M46.8M33.9M
Depreciation667K892K9.9M(1.0M)1.3M2.4M
Other Non Cash Items223K(104K)2.3M40.6M101.2M106.2M
Dividends Paid37.5M42.8M58.4M71.8M76.0M41.8M
Net Income37.0M21.8M60.5M29.8M(38.9M)(36.9M)
End Period Cash Flow5.6M74.8M50.6M141.3M110.5M116.0M
Change To Netincome1.9M25.5M2.0M46.7M53.8M56.4M

Ares Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Ares Commercial's current stock value. Our valuation model uses many indicators to compare Ares Commercial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Ares Commercial competition to find correlations between indicators driving Ares Commercial's intrinsic value. More Info.
Ares Commercial Real is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers . At present, Ares Commercial's Return On Equity is projected to slightly decrease based on the last few years of reporting. Comparative valuation analysis is a catch-all technique that is used if you cannot value Ares Commercial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Ares Commercial Real Systematic Risk

Ares Commercial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Ares Commercial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Beta measures systematic risk based on how returns on Ares Commercial Real correlated with the market. If Beta is less than 0 Ares Commercial generally moves in the opposite direction as compared to the market. If Ares Commercial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Ares Commercial Real is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Ares Commercial is generally in the same direction as the market. If Beta > 1 Ares Commercial moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Ares Commercial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Ares Commercial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Ares Commercial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.0678

At present, Ares Commercial's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.

Ares Commercial November 28, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Ares Commercial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Ares Commercial Real. We use our internally-developed statistical techniques to arrive at the intrinsic value of Ares Commercial Real based on widely used predictive technical indicators. In general, we focus on analyzing Ares Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Ares Commercial's daily price indicators and compare them against related drivers.

Complementary Tools for Ares Stock analysis

When running Ares Commercial's price analysis, check to measure Ares Commercial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ares Commercial is operating at the current time. Most of Ares Commercial's value examination focuses on studying past and present price action to predict the probability of Ares Commercial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ares Commercial's price. Additionally, you may evaluate how the addition of Ares Commercial to your portfolios can decrease your overall portfolio volatility.
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