Postal Savings Financials

601658 Stock   5.38  0.03  0.56%   
Please use analysis of Postal Savings Bank fundamentals to determine if markets are correctly pricing the firm. We were able to analyze twenty-seven available financial ratios for Postal Savings Bank, which can be compared to its competitors. The stock experiences a moderate upward volatility. Check odds of Postal Savings to be traded at 5.92 in 90 days. Key indicators impacting Postal Savings' financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Income34.3 B38.6 B
Fairly Down
Slightly volatile
  
Understanding current and past Postal Savings Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Postal Savings' financial statements are interrelated, with each one affecting the others. For example, an increase in Postal Savings' assets may result in an increase in income on the income statement.
Please note, the presentation of Postal Savings' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Postal Savings' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Postal Savings' management manipulating its earnings.

Postal Savings Stock Summary

Postal Savings competes with Lecron Energy, Iat Automobile, Kingclean Electric, Dongfeng Automobile, and CIMC Vehicles. Postal Savings is entity of China. It is traded as Stock on SHG exchange.
Specialization
Financial Services, Banks - Regional
InstrumentChina Stock View All
ExchangeShanghai Stock Exchange
ISINCNE100003PZ4
Business AddressNo 3 Financial
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.psbc.com
Phone86 10 6885 8158
You should never invest in Postal Savings without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Postal Stock, because this is throwing your money away. Analyzing the key information contained in Postal Savings' financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Postal Savings Key Financial Ratios

Postal Savings' financial ratios allow both analysts and investors to convert raw data from Postal Savings' financial statements into concise, actionable information that can be used to evaluate the performance of Postal Savings over time and compare it to other companies across industries.

Postal Savings Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets11.4T12.6T14.1T15.7T18.1T12.5T
Other Current Liab12.9B10.5B4.3B2.9B2.6B2.5B
Other Liab30.8B31.7B49.3B38.5B44.3B34.9B
Net Tangible Assets493.9B621.6B744.1B818.8B941.6B600.9B
Retained Earnings353.3B406.3B462.5B249.3B286.7B339.9B
Accounts Payable9.4T10.4T11.5T12.8T14.7T10.8T
Cash1.5T1.6T1.7T1.8T1.7T1.3T
Other Assets4.9T5.6T6.3T7.1T8.1T5.5T
Net Receivables4.6B5.4B7.2B7.7B6.9B5.5B
Inventory763M626M668M655M589.5M533.4M
Other Current Assets1.1T1.1T1.1T1.2T1.1T942.0B
Total Liab10.7T11.8T13.2T14.8T17.0T11.8T
Total Current Assets1.9T2.2T2.6T2.8T3.3T2.5T
Intangible Assets4.3B4.1B7.3B7.8B9.0B9.4B
Net Invested Capital681.9B827.6B926.1B1.2T1.4T818.0B
Capital Stock134.8B140.3B92.4B99.2B89.2B97.3B

Postal Savings Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
202020212022202320242025 (projected)
Tax Provision3.8B4.9B6.0B5.2B6.0B4.2B
Net Interest Income253.4B269.4B273.6B281.8B324.1B261.0B
Interest Income416.3B451.6B474.2B498.3B573.1B436.2B
Interest Expense162.9B182.2B200.6B216.5B249.0B142.5B
Selling General Administrative34M36M30M35M31.5M29.9M
Total Revenue153.8B216.2B234.7B226.8B260.8B185.7B
Other Operating Expenses100.7B108.6B122.7B134.5B154.7B103.4B
Net Income From Continuing Ops64.3B76.5B85.4B86.4B99.4B70.6B
Income Before Tax68.1B81.5B91.4B91.6B105.3B74.8B
Net Income Applicable To Common Shares58.4B61.6B70.9B78.5B90.3B63.9B
Net Income64.2B76.2B85.2B86.3B99.2B70.5B
Income Tax Expense2.7B3.8B4.9B6.0B6.9B3.9B
Minority Interest1.1B(362M)(131M)(154M)(138.6M)(131.7M)
Reconciled Depreciation8.1B9.0B11.4B12.1B13.9B9.0B

Postal Savings Key Cash Accounts

Cash flow analysis captures how much money flows into and out of Postal Savings Bank. It measures of how well Postal is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Postal Savings brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Postal had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Postal Savings has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
202020212022202320242025 (projected)
Investments(243.9B)(309.5B)(628.0B)(242.4B)(218.2B)(229.1B)
Change In Cash55.2B(21.8B)(73.8B)213.2B245.2B257.5B
Net Borrowings17.0B(43.5B)18.8B16.1B14.5B15.2B
Depreciation8.1B9.0B11.4B12.1B13.9B8.5B
Dividends Paid23.9B26.5B32.6B(38.0B)(34.2B)(32.5B)
Capital Expenditures7.6B13.9B12.4B13.0B14.9B10.5B
Net Income64.2B76.2B85.2B86.3B99.2B70.5B
End Period Cash Flow335.5B313.8B240.0B453.2B521.2B348.3B
Change To Netincome(99.6B)(88.3B)(111.7B)(123.3B)(111.0B)(116.5B)
Free Cash Flow154.2B95.7B462.5B250.4B287.9B302.3B
Other Non Cash Items(122.8B)(125.1B)(124.9B)(131.9B)(118.7B)(124.7B)

Postal Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Postal Savings's current stock value. Our valuation model uses many indicators to compare Postal Savings value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Postal Savings competition to find correlations between indicators driving Postal Savings's intrinsic value. More Info.
Postal Savings Bank is number one stock in return on equity category among its peers. It is rated second in return on asset category among its peers reporting about  0.06  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Postal Savings Bank is roughly  16.46 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Postal Savings by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Postal Savings' Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

Postal Savings Bank Systematic Risk

Postal Savings' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Postal Savings volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Postal Savings Bank correlated with the market. If Beta is less than 0 Postal Savings generally moves in the opposite direction as compared to the market. If Postal Savings Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Postal Savings Bank is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Postal Savings is generally in the same direction as the market. If Beta > 1 Postal Savings moves generally in the same direction as, but more than the movement of the benchmark.

Postal Savings Bank Total Assets Over Time

Postal Savings Thematic Clasifications

Postal Savings Bank is part of several thematic ideas from Banks to Investing. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas

Postal Savings March 26, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Postal Savings help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Postal Savings Bank. We use our internally-developed statistical techniques to arrive at the intrinsic value of Postal Savings Bank based on widely used predictive technical indicators. In general, we focus on analyzing Postal Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Postal Savings's daily price indicators and compare them against related drivers.

Complementary Tools for Postal Stock analysis

When running Postal Savings' price analysis, check to measure Postal Savings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Postal Savings is operating at the current time. Most of Postal Savings' value examination focuses on studying past and present price action to predict the probability of Postal Savings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Postal Savings' price. Additionally, you may evaluate how the addition of Postal Savings to your portfolios can decrease your overall portfolio volatility.
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