Industrial Bank Financials

601166 Stock   21.83  0.20  0.92%   
Financial data analysis helps to validate if markets are presently mispricing Industrial Bank. We were able to interpolate twenty-six available reported financial drivers for Industrial Bank, which can be compared to its competitors. The stock experiences a moderate upward volatility. Check odds of Industrial Bank to be traded at 24.01 in 90 days. Key indicators impacting Industrial Bank's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Income64.3 B85.4 B
Way Down
Pretty Stable
  
Understanding current and past Industrial Bank Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Industrial Bank's financial statements are interrelated, with each one affecting the others. For example, an increase in Industrial Bank's assets may result in an increase in income on the income statement.
Please note, the presentation of Industrial Bank's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Industrial Bank's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Industrial Bank's management manipulating its earnings.

Industrial Bank Stock Summary

Industrial Bank competes with Jiajia Food, Shanghai Ziyan, Zhongyin Babi, Changchun BCHT, and Maccura Biotechnology. Industrial Bank is entity of China. It is traded as Stock on SHG exchange.
Specialization
Financial Services, Banks - Regional
InstrumentChina Stock View All
ExchangeShanghai Stock Exchange
ISINCNE000001QZ7
Business AddressIndustrial Bank Building,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.cib.com.cn
Phone86 21 3876 9999
You should never invest in Industrial Bank without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Industrial Stock, because this is throwing your money away. Analyzing the key information contained in Industrial Bank's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Industrial Bank Key Financial Ratios

Industrial Bank's financial ratios allow both analysts and investors to convert raw data from Industrial Bank's financial statements into concise, actionable information that can be used to evaluate the performance of Industrial Bank over time and compare it to other companies across industries.

Industrial Bank Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets7.9T8.6T9.3T10.2T11.7T12.3T
Other Liab37.4B38.2B38.2B45.2B52.0B57.0B
Retained Earnings434.8B496.6B442.6B479.7B551.6B579.2B
Cash703.2B6.9T888.7B973.3B1.1T631.1B
Other Assets3.0T3.7T4.2T4.7T5.4T5.7T
Total Liab7.3T7.9T8.5T9.4T10.8T11.3T
Intangible Assets712M883M986M1.1B1.3B1.3B
Other Current Liab10.6B21.2B29.4B60.2B69.2B72.7B
Net Tangible Assets438.9B484.3B558.5B626.9B720.9B488.5B
Accounts Payable4.6T5.0T5.5T6.0T6.9T5.4T
Net Receivables16.5B14.2B18.1B14.6B16.8B16.8B
Inventory981M539M447M413M371.7M440.3M
Other Current Assets433.2B406.3B372.4B363.2B326.9B334.1B
Total Current Assets1.3T1.5T1.7T1.8T2.0T1.5T
Net Debt424.3B428.2B546.6B405.7B466.6B415.5B
Net Invested Capital1.7T1.9T2.1T2.1T2.4T1.9T

Industrial Bank Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
202020212022202320242025 (projected)
Interest Expense160.0B169.5B183.5B202.6B233.0B244.6B
Total Revenue203.0B221.0B222.2B210.8B242.4B126.0B
Income Before Tax76.6B95.3B106.2B84.3B97.0B101.8B
Net Income66.6B82.7B91.4B77.1B88.7B93.1B
Income Tax Expense6.8B7.8B9.0B11.5B13.2B6.7B
Minority Interest9.2B(1.1B)(1.0B)(538M)(618.7M)(587.8M)
Tax Provision9.0B11.5B13.8B6.7B7.7B9.9B
Net Interest Income143.5B145.7B145.3B146.5B168.5B134.8B
Interest Income303.5B315.2B328.7B349.1B401.4B319.8B

Industrial Bank Key Cash Accounts

Cash flow analysis captures how much money flows into and out of Industrial Bank. It measures of how well Industrial is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Industrial Bank brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Industrial had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Industrial Bank has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
202020212022202320242025 (projected)
Capital Expenditures6.6B5.6B5.9B4.9B5.6B5.9B
Net Income66.6B82.7B91.4B77.1B88.7B93.1B
Investments126.7B(46.3B)(2.1B)(116.9B)(134.4B)(141.2B)
Change In Cash225.1B(187.9B)(364.1B)126.4B113.8B119.5B
Net Borrowings54.9B179.9B44.7B180.5B162.5B107.9B
Depreciation2.1B5.3B5.6B6.2B7.1B7.5B
Dividends Paid45.0B52.8B50.7B59.1B67.9B46.6B
Change To Netincome(79.8B)(36.0B)57M(12.8B)(14.7B)(15.5B)
End Period Cash Flow956.8B768.9B404.9B531.3B611.0B666.3B
Free Cash Flow(40.8B)(395.4B)(350.5B)428.7B493.0B517.7B
Other Non Cash Items(47.1B)31.3B(45.4B)(51.7B)(59.4B)(62.4B)

Industrial Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Industrial Bank's current stock value. Our valuation model uses many indicators to compare Industrial Bank value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Industrial Bank competition to find correlations between indicators driving Industrial Bank's intrinsic value. More Info.
Industrial Bank Co is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about  0.08  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Industrial Bank Co is roughly  12.20 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Industrial Bank by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Industrial Bank's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

Industrial Bank Systematic Risk

Industrial Bank's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Industrial Bank volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Industrial Bank correlated with the market. If Beta is less than 0 Industrial Bank generally moves in the opposite direction as compared to the market. If Industrial Bank Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Industrial Bank is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Industrial Bank is generally in the same direction as the market. If Beta > 1 Industrial Bank moves generally in the same direction as, but more than the movement of the benchmark.

Industrial Bank Co Total Assets Over Time

Industrial Bank Thematic Clasifications

Industrial Bank Co is part of Banks investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All money banks and credit services. Large and small money and credit banks and credit services
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Industrial Bank March 25, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Industrial Bank help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Industrial Bank Co. We use our internally-developed statistical techniques to arrive at the intrinsic value of Industrial Bank Co based on widely used predictive technical indicators. In general, we focus on analyzing Industrial Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Industrial Bank's daily price indicators and compare them against related drivers.

Complementary Tools for Industrial Stock analysis

When running Industrial Bank's price analysis, check to measure Industrial Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Industrial Bank is operating at the current time. Most of Industrial Bank's value examination focuses on studying past and present price action to predict the probability of Industrial Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Industrial Bank's price. Additionally, you may evaluate how the addition of Industrial Bank to your portfolios can decrease your overall portfolio volatility.
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