American Express Financials

0R3C Stock   296.05  4.35  1.45%   
We suggest to use American Express fundamental analysis to see if markets are presently undervaluing or overvaluing the company. Put another way, you can use it to find out if American Express is indeed mispriced or if you can make any profits on it by purchasing it and then waiting for the market to recognize its mistake and reprise the security. We are able to interpolate and collect twenty-six available fundamental indicators for American Express Co, which can be compared to its peers. The stock experiences a somewhat bearish sentiment, but the market may correct it shortly. Check odds of American Express to be traded at 287.17 in 90 days. Key indicators impacting American Express' financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Income6.7 B12.4 B
Way Down
Slightly volatile
  
Understanding current and past American Express Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of American Express' financial statements are interrelated, with each one affecting the others. For example, an increase in American Express' assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in American Express' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of American Express Co. Check American Express' Beneish M Score to see the likelihood of American Express' management manipulating its earnings.

American Express Stock Summary

American Express competes with Walmart, BYD, Volkswagen, Volkswagen, and Deutsche Post. American Express is entity of United Kingdom. It is traded as Stock on LSE exchange.
Specialization
Industrials, Commercial & Professional Services
InstrumentUK Stock View All
ExchangeLondon Exchange
Business Address200 Vesey Street,
SectorCommercial Services & Supplies
IndustryIndustrials
BenchmarkDow Jones Industrial
Websitewww.americanexpress.com
Phone212 640 2000
You should never invest in American Express without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of American Stock, because this is throwing your money away. Analyzing the key information contained in American Express' financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

American Express Key Financial Ratios

There are many critical financial ratios that American Express' investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that American Express reports annually and quarterly.

American Express Key Income Statement Accounts

202020212022202320242025 (projected)
Operating Income4.3B10.7B12.3B10.8B12.4B6.7B
Ebitda5.8B13.2B12.6B14.3B16.5B17.3B
Net Income3.1B8.1B7.5B8.4B9.6B10.1B
Income Tax Expense1.2B2.6B2.1B2.1B2.5B1.3B
Interest Expense2.1B1.3B2.8B6.8B6.2B6.5B
Total Revenue36.1B42.4B52.9B60.4B69.4B72.9B
Gross Profit24.3B27.2B32.7B34.5B39.7B26.2B
Ebit(26.6B)(19.0B)(32.1B)12.7B11.4B12.0B
Income Before Tax4.3B10.7B9.6B10.5B12.1B12.7B
Research Development0.180.110.240.170.160.14
Cost Of Revenue11.8B15.2B20.1B25.9B29.7B17.1B
Tax Provision1.7B1.7B1.2B2.6B3.0B2.0B

American Express Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash8.5B(10.9B)11.9B12.7B14.6B15.3B
Free Cash Flow4.1B13.0B19.2B17.0B19.5B20.5B
Depreciation1.5B1.7B1.6B1.7B1.9B2.0B
Other Non Cash Items664M4.6B11.6B5.6B6.4B3.3B
Dividends Paid1.5B1.4B1.6B1.8B2.0B2.1B
Capital Expenditures1.5B1.6B1.9B1.6B1.8B1.0B
Net Income3.1B8.1B7.5B8.4B9.6B10.1B
End Period Cash Flow33.0B22.0B33.9B46.6B53.6B56.3B
Investments(3.8B)(13.3B)18.6B(2.3B)(2.6B)(2.5B)
Net Borrowings2.2B(20.2B)(3.4B)3.6B3.3B3.4B
Change To Netincome4.3B4.7B(1.6B)1.7B1.6B2.3B

American Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining American Express's current stock value. Our valuation model uses many indicators to compare American Express value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across American Express competition to find correlations between indicators driving American Express's intrinsic value. More Info.
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American Express Co is number one stock in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.11  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for American Express Co is roughly  9.15 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the American Express' earnings, one of the primary drivers of an investment's value.

American Express Systematic Risk

American Express' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. American Express volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on American Express correlated with the market. If Beta is less than 0 American Express generally moves in the opposite direction as compared to the market. If American Express Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one American Express is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of American Express is generally in the same direction as the market. If Beta > 1 American Express moves generally in the same direction as, but more than the movement of the benchmark.
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JavaScript chart by amCharts 3.21.15American Express Volume American Express Closing Prices Dow Jones Industrial Closing Prices - Benchmark American Express Beta

American Express Co Common Stock Shares Outstanding Over Time

859830806790752736662966-3%-3%-2%-5%-2%-10%46%

American Express January 12, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of American Express help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of American Express Co. We use our internally-developed statistical techniques to arrive at the intrinsic value of American Express Co based on widely used predictive technical indicators. In general, we focus on analyzing American Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build American Express's daily price indicators and compare them against related drivers.

Additional Tools for American Stock Analysis

When running American Express' price analysis, check to measure American Express' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy American Express is operating at the current time. Most of American Express' value examination focuses on studying past and present price action to predict the probability of American Express' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move American Express' price. Additionally, you may evaluate how the addition of American Express to your portfolios can decrease your overall portfolio volatility.