Synchrony Financial Financials

0LC3 Stock   67.52  0.74  1.11%   
Financial data analysis helps to confirm if markets are presently mispricing Synchrony Financial. We are able to interpolate and collect twenty-five available drivers for Synchrony Financial, which can be compared to its competition. The stock experiences a large bullish trend. Check odds of Synchrony Financial to be traded at 74.27 in 90 days. Key indicators impacting Synchrony Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Income4.9 B3.7 B
Significantly Up
Slightly volatile
  
Understanding current and past Synchrony Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Synchrony Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Synchrony Financial's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Synchrony Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Synchrony Financial. Check Synchrony Financial's Beneish M Score to see the likelihood of Synchrony Financial's management manipulating its earnings.

Synchrony Financial Stock Summary

Synchrony Financial competes with Neometals, Coor Service, Aeorema Communications, JLEN Environmental, and Power Metal. Synchrony Financial is entity of United Kingdom. It is traded as Stock on LSE exchange.
Specialization
Industrials, Commercial & Professional Services
InstrumentUK Stock View All
ExchangeLondon Exchange
Business Address777 Long Ridge
SectorCommercial Services & Supplies
IndustryIndustrials
BenchmarkDow Jones Industrial
Websitewww.synchrony.com
Phone203 585 2400
You should never invest in Synchrony Financial without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Synchrony Stock, because this is throwing your money away. Analyzing the key information contained in Synchrony Financial's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Synchrony Financial Key Financial Ratios

There are many critical financial ratios that Synchrony Financial's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Synchrony Financial reports annually and quarterly.

Synchrony Financial Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets104.8B95.9B95.7B104.6B117.5B73.6B
Net Debt9.1B4.3B6.2B3.9B1.7B3.2B
Cash10.8B11.5B8.3B10.3B14.3B10.4B
Other Assets(100.6B)(91.1B)(95.2B)(102.9B)(113.3B)(107.6B)
Good Will991M1.0B1.1B1.1B1.0B1.1B
Total Liab89.7B83.2B82.1B91.7B103.6B63.2B
Total Current Assets12.1B11.5B8.3B10.3B14.3B10.5B
Intangible Assets1.3B1.1B1.2B742M815M956.7M
Retained Earnings12.1B10.6B14.2B16.7B18.7B13.2B
Other Current Liab300M(369M)4.6B3.9B(6.2B)(6.5B)
Other Current Assets(12.1B)(11.5B)(8.3B)(10.3B)(14.3B)(13.5B)
Short Term Debt4.2B4.8B500M1.7B4.2B6.8B
Other Liab210M234M228M163M146.7M161.6M
Net Tangible Assets12.0B9.8B10.6B9.7B8.8B9.0B
Accounts Payable65.2B62.8B62.3B71.7B31M29.5M
Long Term Debt24.0B19.9B15.8B14.5B13.1B15.2B
Capital Surpluse9.5B9.5B9.6B9.7B11.1B10.5B
Treasury Stock(3.7B)(7.2B)(8.2B)(10.9B)(9.8B)(10.3B)
Earning Assets6.1B6.6B7.5B9.6B11.1B7.5B

Synchrony Financial Key Income Statement Accounts

201920202021202220232024 (projected)
Total Revenue15.6B12.8B11.2B13.2B7.7B11.9B
Gross Profit13.7B11.4B10.3B11.8B4.4B4.2B
Operating Income9.8B7.8B6.7B7.9B3.7B4.9B
Ebit9.8B2.5B6.0B4.5B2.9B3.0B
Ebitda10.1B2.8B6.3B4.8B(373M)(354.4M)
Income Before Tax4.9B1.8B5.5B4.0B2.9B4.0B
Net Income3.7B1.4B4.2B3.0B2.2B3.1B
Income Tax Expense1.1B412M1.3B946M666M632.7M
Cost Of Revenue1.9B1.4B905M1.4B3.2B3.4B
Tax Provision854M1.1B412M1.3B1.2B786.7M
Net Interest Income16.1B16.8B14.4B14.2B12.8B12.3B
Interest Expense725M571M466M513M759M476.8M

Synchrony Financial Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash2.3B(1.0B)(2.9B)1.7B4.0B4.2B
Free Cash Flow9.0B7.5B7.1B6.7B8.6B8.0B
Depreciation367M353M340M419M458M246.7M
Other Non Cash Items5.3B5.4B2.1B3.5B6.2B4.8B
Net Income3.7B1.4B4.2B3.0B2.2B2.8B
End Period Cash Flow12.6B11.6B8.7B10.4B14.4B10.6B
Dividends Paid581M562M542M476M448M522.9M
Investments229M(1.5B)2.1B118M135.7M142.5M
Net Borrowings(4.1B)(4.1B)(1.3B)(329M)(296.1M)(310.9M)
Change To Netincome4.8B5.4B1.5B3.5B3.2B3.7B

Synchrony Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Synchrony Financial's current stock value. Our valuation model uses many indicators to compare Synchrony Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Synchrony Financial competition to find correlations between indicators driving Synchrony Financial's intrinsic value. More Info.
Synchrony Financial is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about  0.13  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Synchrony Financial is roughly  7.79 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Synchrony Financial's earnings, one of the primary drivers of an investment's value.

Synchrony Financial Systematic Risk

Synchrony Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Synchrony Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was ten with a total number of output elements of fifty-one. The Beta measures systematic risk based on how returns on Synchrony Financial correlated with the market. If Beta is less than 0 Synchrony Financial generally moves in the opposite direction as compared to the market. If Synchrony Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Synchrony Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Synchrony Financial is generally in the same direction as the market. If Beta > 1 Synchrony Financial moves generally in the same direction as, but more than the movement of the benchmark.

Synchrony Financial Total Assets Over Time

Synchrony Financial Thematic Clasifications

Synchrony Financial is part of Banks investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All money banks and credit services. Large and small money and credit banks and credit services
BanksView
This theme covers All money banks and credit services. Large and small money and credit banks and credit services. Get More Thematic Ideas

Synchrony Financial November 29, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Synchrony Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Synchrony Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of Synchrony Financial based on widely used predictive technical indicators. In general, we focus on analyzing Synchrony Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Synchrony Financial's daily price indicators and compare them against related drivers.

Additional Tools for Synchrony Stock Analysis

When running Synchrony Financial's price analysis, check to measure Synchrony Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Synchrony Financial is operating at the current time. Most of Synchrony Financial's value examination focuses on studying past and present price action to predict the probability of Synchrony Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Synchrony Financial's price. Additionally, you may evaluate how the addition of Synchrony Financial to your portfolios can decrease your overall portfolio volatility.