VersaBank Return On Equity from 2010 to 2025

VBNK Stock  USD 10.23  0.08  0.78%   
VersaBank Return On Equity yearly trend continues to be quite stable with very little volatility. The value of Return On Equity is projected to decrease to 0.05. Return On Equity is a measure of the profitability of VersaBank in relation to the equity, calculated by dividing net income by shareholder's equity. View All Fundamentals
 
Return On Equity  
First Reported
2010-12-31
Previous Quarter
0.0896
Current Value
0.0538
Quarterly Volatility
0.02638548
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check VersaBank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among VersaBank's main balance sheet or income statement drivers, such as Interest Expense of 220.7 M, Selling General Administrative of 62.7 M or Total Revenue of 134.8 M, as well as many indicators such as Price To Sales Ratio of 2.68, Dividend Yield of 0.0072 or PTB Ratio of 0.89. VersaBank financial statements analysis is a perfect complement when working with VersaBank Valuation or Volatility modules.
  
Check out the analysis of VersaBank Correlation against competitors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.

Latest VersaBank's Return On Equity Growth Pattern

Below is the plot of the Return On Equity of VersaBank over the last few years. Return on Equity is the amount of VersaBank net income returned as a percentage of VersaBank equity. Return on equity measures VersaBank profitability by revealing how much profit VersaBank generates with the money shareholders have invested. It is a measure of the profitability of a business in relation to the equity, calculated by dividing net income by shareholder's equity. VersaBank's Return On Equity historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in VersaBank's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 0.077310 Years Trend
Slightly volatile
   Return On Equity   
       Timeline  

VersaBank Return On Equity Regression Statistics

Arithmetic Mean0.07
Geometric Mean0.06
Coefficient Of Variation38.95
Mean Deviation0.02
Median0.08
Standard Deviation0.03
Sample Variance0.0007
Range0.0985
R-Value0.55
Mean Square Error0.0005
R-Squared0.30
Significance0.03
Slope0
Total Sum of Squares0.01

VersaBank Return On Equity History

2025 0.0538
2024 0.0896
2023 0.0996
2022 0.11
2021 0.0649
2020 0.0674
2019 0.076

About VersaBank Financial Statements

VersaBank investors utilize fundamental indicators, such as Return On Equity, to predict how VersaBank Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Return On Equity 0.09  0.05 

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When determining whether VersaBank is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if VersaBank Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Versabank Stock. Highlighted below are key reports to facilitate an investment decision about Versabank Stock:
Check out the analysis of VersaBank Correlation against competitors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.
You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about VersaBank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.42)
Dividend Share
0.1
Earnings Share
0.89
Revenue Per Share
4.103
Quarterly Revenue Growth
(0.07)
The market value of VersaBank is measured differently than its book value, which is the value of VersaBank that is recorded on the company's balance sheet. Investors also form their own opinion of VersaBank's value that differs from its market value or its book value, called intrinsic value, which is VersaBank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because VersaBank's market value can be influenced by many factors that don't directly affect VersaBank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, VersaBank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.