VersaBank Operating Margin from 2010 to 2024

VBNK Stock  USD 17.94  0.46  2.63%   
VersaBank Operating Profit Margin yearly trend continues to be quite stable with very little volatility. Operating Profit Margin may rise above 1.10 this year.
Check VersaBank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among VersaBank's main balance sheet or income statement drivers, such as Interest Expense of 156.1 M, Selling General Administrative of 26.7 M or Total Revenue of 131.2 M, as well as many indicators such as Price To Sales Ratio of 3.55, Dividend Yield of 0.0212 or PTB Ratio of 0.84. VersaBank financial statements analysis is a perfect complement when working with VersaBank Valuation or Volatility modules.
  
Check out the analysis of VersaBank Correlation against competitors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.

Latest VersaBank's Operating Margin Growth Pattern

Below is the plot of the Operating Profit Margin of VersaBank over the last few years. It is VersaBank's Operating Profit Margin historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in VersaBank's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 0.50 %10 Years Trend
Slightly volatile
   Operating Profit Margin   
       Timeline  

VersaBank Operating Margin Regression Statistics

Arithmetic Mean0.98
Geometric Mean0.90
Coefficient Of Variation39.50
Mean Deviation0.31
Median1.05
Standard Deviation0.39
Sample Variance0.15
Range1.2518
R-Value(0.75)
Mean Square Error0.07
R-Squared0.56
Significance0
Slope(0.06)
Total Sum of Squares2.10

VersaBank Operating Margin History

2024 1.1
2023 0.61
2022 0.53
2021 1.0
2020 0.47
2019 0.49
2018 0.52

About VersaBank Financial Statements

VersaBank investors utilize fundamental indicators, such as Operating Margin, to predict how VersaBank Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
VersaBank, a schedule I chartered bank, provides various banking products and services in Canada. VersaBank was incorporated in 1979 and is headquartered in London, Canada. Versabank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 145 people.

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When determining whether VersaBank is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if VersaBank Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Versabank Stock. Highlighted below are key reports to facilitate an investment decision about Versabank Stock:
Check out the analysis of VersaBank Correlation against competitors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.
You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about VersaBank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
0.1
Earnings Share
1.25
Revenue Per Share
4.385
Quarterly Revenue Growth
0.012
The market value of VersaBank is measured differently than its book value, which is the value of VersaBank that is recorded on the company's balance sheet. Investors also form their own opinion of VersaBank's value that differs from its market value or its book value, called intrinsic value, which is VersaBank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because VersaBank's market value can be influenced by many factors that don't directly affect VersaBank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, VersaBank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.